VA Mortgage Loans in Napa California and 100% Napa County VA Loans - the best loan program in California! VA Mortgage Loans are one of the best mortgage loan programs available today for both honorably discharged Vets and active duty military personnel. Here are some of the main features of this great program: - Zero Down Payment, 100% financing. - No monthly mortgage insurance added to your payment. - More lenient credit qualifying standards than other types of mortgage loans. - Low rates compared to other loan programs.
How do you know if you qualify for a VA Mortgage Loan in Napa California?
The first step is to verify your eligibility. Eligibility is verified by ordering your Certificate of Eligibility or COE. A Napa County VA loan lender can order your COE quickly for you, or you can go directly to the VA to obtain a copy. You will need your DD214 if you are discharged. The next step is to get pre-approved with an experienced VA lender. It is essential that you contact a lender who knows the VA Mortgage Loan program and all of the differences compared to other loan programs. Give us a call to get pre-approved fast.
The pre-approval will involve a credit check and basic supporting documentation like paystubs and bank statements. Even with no down payment required for VA Mortgage loans, it's important to know that there are VA closing costs involved in every transaction, which means there may be money due at closing. Don't confuse no down payment loans with meaning nothing is due at closing! Your VA lender should prepare you for how much is due at closing. There are ways to finance the closing costs if you don't have money available for closing. Your lender can help you with these options. You can find out more about your VA Home Loan benefits by visiting the Napa California VA Office Website or in person.
It is very important that you work with a local lender who understands the unique aspects of VA Mortgage Loans. We have specialized in VA Mortgage Loans in Napa California and 100% VA Mortgage Loans for over 12 years and would be happy to answer any questions you may have. It doesn't cost a penny to call! Call The Chris Freck Team at 510-463-1003, thechrisfreckteam@icitymortgage.com, or visit our va website at http://thechrisfreckteam.com/va-loans-landing-page/
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