A List of Companies that Collect Information about You!

By
Mortgage and Lending with Finance of America Mortgage LLC NMLS# 1004324

I’m sure you know that you can get a free copy of your credit report by logging on to www.AnnualCreditReport.com.

 

But, here’s what you may not know—there are other agencies that provide specialty reports, such as your history of filing insurance claims, traffic violations, medical information and public record of liens, property ownership, criminal history and bankruptcy.

 

You can find a list of all 40 of them by visiting www.cfpb.gov. In the search tab, enter the words “consumer reporting agencies.”

 

Here are just a few of them, where you can get a free report on the information that have about you!

 

·         Insurance Information Exchange

o   Motor vehicle records, including traffic violations. www.IIX.com

·         Insurance Services Office

o   Collects information about insurance claims and property losses. www.ISO.com

·         CLUE Auto Reports

o   Provides info about auto insurance claims. https://personalreports.lexisnexis.com/

·         National Consumer Telecom & Utilities Exchange

o   Provides info regarding requests for utility hook ups, payment histories and defaults. www.NCTUE.com

·         MIB, Inc.

o   Information about medical conditions collected on applications by insurance companies when you apply for life or health insurance. www.MIB.com

·         Milliman IntelliScript

o   Collects information about your drug and prescription history. www.RXHistories.com

·         First Advantage

o   Provides background screening services when you apply for a job. www.FADV.com

 

With most of these companies, you are able to check your own records at least once a year. As I mentioned before, you can check the list of other off-the-grid reporting services by going to the Consumer Protection Bureau’s website.

Comments (3)

Trisha Bush-LeFore
Preferred Properties Land & Homes - Walla Walla, WA
Providing Realtor Services in the Walla Walla Area

Krista,

Thanks for sharing this important info with us. We don't always realise what happens to the information we provide on all of the required forms we fill out. Great to know what happens to it and how we can check on our info.

Jun 09, 2014 03:51 AM
Krista Thomsen
Finance of America Mortgage LLC - Spirit Lake, IA
Loan Officer

I guess in today's world, I shouldn't be surprised by this information, but I was.  I'm very careful where I enter information online now, and always read the "fine print" on every page.  Somewhere, there is usually some disclaimer that they are going to sell or provide this information to other sites for their use.  Be careful!

Jun 09, 2014 03:53 AM
Randy Shamburger
Movement Mortgage - Greenville, SC
FHA, VA, USDA and Conventional Mortgage Expert

Great information, thanks for sharing.

Have a Big day,

Randy

Jun 09, 2014 03:54 AM