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Tips for Homebuyers in Orange County ----- Information Needed at Loan Application -----

By
Real Estate Agent with Berkshire Hathaway California Properties 01364315

Information Needed at Loan Application

Loan Approval

  • Picture ID with proof of Social Security Numbers.
  • Residence Addresses - past 2 years
  • Names and Addresses of each employer - past 2 years
  • Gross Monthly Salary.  Base only & Bonus list separate.
  • Names, Addresses, Account Numbers & Balances of all checking & savins accounts - last 2 months of bank statements.
  • Names, addresses, account numbers, balances, and monthly payments for all open loans.
  • Names, account numbers, balances and monthly payments of all credit cards.
  • Addresses of other real estate owned.
  • Loan information on other real estate owned.
  • Estimated value of furniture and personal property.
  • Certificate of Eligibility and DD214's (VA only).
  • Money for Credit Report and appraisal.
  • W2's (2 years) and current check stub.
  • Copies of filed 1040 (last 2 years).
  • Full Divorce decree if applicable.

 

For more information about the steps you must follow when buying a home in Orange County, contact Sandra Carlisle at (949) 500-0482.

My Other Blog

Lynn911.com ~ Dallas Real Estate Agent Top Team
Dallas Houses for Rent Dallas Apartment Rentals Lynn911.com - Dallas, TX

GREAT blog most dont know what they need to bring for closing .   What is required to submit for loan application and etc. have a great weekend.

Sep 06, 2008 06:15 AM
Sandra Carlisle (Ayers)
Berkshire Hathaway California Properties - Newport Beach, CA
Real Estate Marketing & Sales

Thanks Lynn,

I like my clients to be able to prepare.  They get more for their time that way.

Sep 10, 2008 10:45 AM