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Free, quick and easy pre-approvals. In most cases, we can gather all the information necessary to get you pre-approved for a mortgage in a short, 15-minute phone call. Once you're pre-approved, you can shop for a home with confidence, knowing that you have the financing. We can offer every type of loan available, so you will always have access to the best loan for your situation. Many lenders are not approved to sell you the loans that might be best for you - FHA, VA, rehab, down payment assistance, USDA, etc. Free online automated underwriting approval. We have direct access to the Fannie Mae, Freddie Mac, FHA, and VA underwriting systems. Rather than waiting weeks for a loan decision, we can get an approval in a matter of minutes. Friendly, simple explanation of the application, all the disclosures, the fees - everything that's involved. We regularly conduct seminars and train mortgage brokers, real estate agents, and members of the public about all the different types of loans that are available. The professionals rely on us - you should, too. Free credit report review. Regular updates throughout the entire loan process. You'll never have to worry about what's happening with your loan. We send out weekly updates to realtors and buyers. Free rate locks. There's never a fee to lock in your interest rate. We attend all of our closings, and we don't send someone in our place. Buying a house is probably the biggest purchase you'll ever make, and it's normal to be nervous at the closing. When we handle your home financing, we'll never leave you hanging.