That's right! Buyers can still get 100% financing for San Diego homes in the East County. The U.S. Department of Agriculture (USDA) has partnered with local lenders to build home-owning opportunities by offering home buyers the option to finance 100% of their new home's purchase price! This is the best program out there right now! Take a look at the advantages we're talking about: No Down Payment! Generous income limits! Flexible credit score guidelines - Minimum 620! No maximum purchase price! No monthly mortgage insurance! Closing costs can come frm ANY source including gifts! (ok well maybe not (0 comments)