loans: Is It Time to Refinance? - 12/13/10 05:00 AM
For the past few years, we have experienced a tumultuous housing market.  One bright spot, however, is a decline in mortgage interest rates.  Even if you are not in the market for a new home, you can still take advantage of low rates by refinancing your current loan.
With rates hovering in the "low 4's", if your bank or mortgage lender hasn't called you to tell you to check into refinancing, you may want to give them a call. Swapping your old mortgage for a new one can result in big savings, totaling thousands of dollars over the life of the … (2 comments)

loans: Refinancing in Today's Economy - 09/01/10 07:30 AM
The vitality of the housing market weighs heavily on the condition of the economy.  A federal income tax credit gave the housing market a boost earlier this year.  Sales have declined since the program ended in June, even though interest rates have been at historic lows.  If a new home is not in your immediate future, have you thought about refinancing your home? Refinancing can save you a lot of money, but you need to know the facts before moving forward so you can make the best decision.Home refinancing is a great option for people looking to lower their monthly payments, … (0 comments)

loans: FHA Loans are Your Friend! - 02/11/09 09:18 AM
In this time of tight money and even tighter restrictions on mortgage lending, FHA loans are a great alternative to conventional mortgages.  Although downpayment assistance is no longer allowed, a borrower need only contribute 3.5% of the sales price as downpayment.  The loans are insured by the federal government and rates are affordable.  Even if you have a less than perfect credit score, or perhaps, have experienced a bankrupcy, an FHA loan may pave the way to home ownership.  FHA loans allow up to 6% of the closing costs to be paid by the Seller--and in a market like this, Sellers who are able to, certainly … (0 comments)

 
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Anne Ortiz

Marietta, GA

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Maximum One Realty Greater Atlanta

Address: 5041 Dallas Highway Suite 700, Powder Springs, GA, 30127

Office: (770) 919-8825

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