credit scores: Is FHA No Longer a Good Option? - 06/05/11 10:53 AM
For years, I have touted the benefits of FHA over conventional. Lower monthly mortgage insurance, lower down payments, pain free and often FREE streamline refinances when rates drop and generally lower interest rates than conventional as well a few other positives. Heck, it was almost impossible to find conventional financing with less than 10-20% down for quite some time making FHA the number one way to go even for those who weren't first timers.
As of late, The FHA seems to have pushed buyers from their clutches to other financing methods. In the last year, the FHA has raised their monthly mortgage insurance … (0 comments)

credit scores: Want better rates? Get better credit! See how... - 01/20/11 07:08 AM
The more blemishes you have and the lower your score, the more you will pay for financing, or the more you will struggle to even obtain it. Here are a few tips for improving your credit scores as well as your overall credit profile.
Be In the Know! No one will protect your credit for you. It is critical that you monitor what is being reported and you can do that for free once a year for each credit bureau. You can pull all three reports at the same time, but many review only one bureau every four months to monitor their report throughout the … (0 comments)