short sale specialist: Ventura County Mortgage Rate Update #ChrisBJohnsonRealtor
- 09/11/15 03:41 AM
Chris B Johnson, REALTOR® Your Moorpark Neighborhood Specialists
Mortgage Pre Approval Time To Buy #ChrisBJohnsonRealtor
First Time Buyers FannieMae Home Ready Loans
Weekly Mortgage Rate Update There was little market moving economic news for mortgage rates over the past week. Ahead of the upcoming Fed meeting, mortgage rates again ended the week with little change.
THIS WEEK'S RATE TREND IS FLAT … (0 comments)
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short sale specialist: Are We In For A Bumpy Ride? Fix Interest Rates Move UP
- 09/10/15 04:26 AM
By Chris B Johnson Realtor Ventura County Real Estate Market Updates
Time To Buy #ChrisBJohnsonRealtor Mapped Listings
"Fasten your seat belts. It's going to be a bumpy night," said Bette Davis in All About Eve. That could just as well have been Janet Yellen, or a specialist at the New York Stock Exchange, or the head of the People's Bank of China on yet another week with lots of volatility on essentially no new information."
"The 30-year mortgage rate increased 5 basis points, but don't read too much into that. The Fed took great pains at the Jackson Hole conference to … (3 comments)
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short sale specialist: Home Buyers Biggest Regrets & How To Help YOUR Buyers Avoid Them
- 09/03/15 02:04 AM
Chris B Johnson, REALTOR® Your Moorpark Neighborhood Specialists
ChrisHasYourBuyer.Info Time To Buy #ChrisBJohnsonRealtor
Whether it’s our fault, their fault, or just common mistakes, the frustration of home- buyers with the buying process prevents us from getting repeat business, future referrals and putting commissions in our bank account.
Some frustration is simply buyer’s remorse, but we professionals are often held accountable (blamed) despite our best efforts and empathy.
Below is a recent article outlining the most reported frustrations for which we need help the buyer plan for and avoid.
Nine out of every 10 buyers felt prepared when they started the home buying process but after the … (3 comments)
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short sale specialist: Where Is All The "Shadow Inventory"?
- 07/23/15 11:35 AM
Chris B Johnson, REALTOR® Your Moorpark Neighborhood Specialists
ChrisHasYourBuyer.Info Time To Buy #ChrisBJohnsonRealtor
Sorry, I did not mean Instant access to the Shadow Inventory.....The foreclosure inventory percentage dropped by 22.5 percent year-over-year in June down to about 1.46 percent of all residential mortgages nationwide, according to Black Knight Financial Services' First Look at June 2015 Mortgage Datareleased Thursday.
The number of loans in some state of foreclosure as of June 2015 dropped to about 739,000 year-over-year, the lowest number since 2007, prior to the financial crisis. Even with the decline, however, the foreclosure inventory rate is still three times its … (0 comments)
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short sale specialist: What's for Sale In Moorpark
- 06/11/15 12:15 AM
Chris B Johnson, REALTOR® 621 E Santa Paula for Lease @ $2,600/Month
View Photos 7246 LITTLER Court Moorpark, CA 93021 $1,419,000 5 bds 6 ba 5851 sq ft Status: Active Listing #: 215008484 Low maintenance and Perched above the 3rd tee at the critically acclaimed Moorpark Country Club you will find the most picturesque views this tract ha... Listing courtesyBy Chris B Johnson Realtor View Photos 13712 SHENANDOAH Way Moorpark, CA 93021 View Photos 13561 ADLENA Place Moorpark, CA 93021 $700,000 4 bds 3 ba 1975 sq ft Status: Active Listing #: 215008576 Welcome home to one of Moorpark's most desirable neighborhoods with NO HOA! … (0 comments)
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short sale specialist: Here Are 5 Reasons You Should NOT DIY!!
- 06/10/15 11:53 AM
Chris B Johnson, REALTOR® In today's market, with homes selling quickly and prices rising some homeowners might consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons this might not be a good idea for the vast majority of sellers.
Here are five reasons:
1. There Are Too Many People to Negotiate WithHere is a list of some of the people with whom you must be prepared to negotiate if you decide to For Sale By Owner:
The buyer who wants the best deal possible The buyer’s agent who solely … (4 comments)
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short sale specialist: Boomerang Buyers, They Are Back, Or Are They??
- 06/09/15 02:04 AM
By Chris B Johnson Realtor, It's been about nine years since the start of the U.S. foreclosure crisis, which peaked at 7.7 million houses in foreclosure in 2012.
With the passage of the years, once-distressed homeowners with restored credit are reentering the housing market, even though damaged credit profiles and lender rules will greatly restrict the overall share of those eligible to buy.
According to the National Association of Realtors, California, Florida, and Arizona, where the foreclosure crisis started, are expected to have the largest share of return buyers within the next decade.
Nearly a million of those former owners already … (2 comments)
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short sale specialist: Moorpark Simi Valley Thousand Oaks MarketUpdates #ChrisBJohnsonRealtor
- 05/16/15 03:46 AM
Chris B Johnson, REALTOR®
Your Moorpark Neighborhood Specialists
Moorpark Home Market Trends
Moorpark Condo-TownHome Market Trends
Thousand Oaks Home Market Trends
Thousand Oaks Condo-TownHome Market Trends
Simi Valley Home Market Trends
Simi Valley Condo-TownHome Market Trends
WestLake Home Market Trends WestLake Condo-TownHome Market Trends
Newbury Park Home Market Trends Your Equity Is On The Rise!
Camarillo Home Market Trends Camarillo Condo-TownHome Market Trends
Oxnard Home Market Trends Oxnard Condo-TownHome Market Trends
Ventura Home Market Trends Ventura Condo-TownHome Market Trends
Santa Paula Home Market Trends Fillmore Home Market Trends
Somis Home Market Trends Moorpark Market Activity Report-ButterCreek Estates
Moorpark Market Activity-Belmont Moorpark Short Sale Report
Ventura County Trends … (2 comments)
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short sale specialist: Ventura County Real Estate Update
- 02/17/15 10:56 AM
Ventura County Real Estate Market Update February 18, 2015
Moorpark Real Estate Market Updates February 11, 2015 19 Moorpark Homebuyers Need to Act Now! #Chris B... February 4, 2015 … (0 comments)
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short sale specialist: Moorpark Short Sale Working with Your Listing Agent To Seal The Deal
- 02/09/15 12:13 PM
By Chris B Johnson Realtor, Moorpark Short Sale ,
Thousand Oaks Short Sale,
Simi Valley Short Sale, Moorpark Short Sale
Ventura County Short Sale,
View Photos 186 HIGH MEADOW Street Simi Valley, CA 93065 $1,259,900 5 bds 4 ba 4127 sq ft Status: Active Listing #: 215001468 Welcome to one of the most exquisite residences you have ever seen!!This lovely home has every designer/decorator upgrade! A stamped concrete drive/lu... View Photos 70 PRESIDENTIAL Drive Simi Valley, CA 93065 $1,100,000 0 bds 0 ba 435600 sq ft Status: Active Listing #: 215001816 A 10 acre View lot in an elite gated community with stunning mountain views. Near the Ronald Reagan Presidential Library and … (0 comments)
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short sale specialist: Buy Ventura County Short Sales, Fannie Mae Helps First Time Buyers
- 02/09/15 11:59 AM
By Chris B Johnson Realtor, Moorpark Short Sale ,
Thousand Oaks Short Sale,
Simi Valley Short Sale, Moorpark Short Sale
Ventura County Short Sale,
Fannie Mae has renewed its commitment to responsibly help lenders extend affordable mortgage financing to qualified homebuyers. Fannie Mae offers an industry-leading combination of mortgage products, tools, and informative resources to grow sound business opportunities for lenders and sustainable homeownership opportunities for consumers.
Our priority
A safe, responsible balance between expanded access to mortgage financing and the long-term viability of today’s mortgage loans—limiting risk to lenders, investors, homeowners, and taxpayers.
Our goal
Straightforward work process with lenders to make mortgages … (0 comments)
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short sale specialist: Ventura County Real Estate Market Update #ChrisBJohnsonRealtor
- 01/24/15 09:45 AM
Chris B Johnson Realtor at Berkshire Hathaway Home Service California Realty) Ventura County Real Estate Market Updates... January 25, 2015 0 Moorpark Luxury Home Update January 17, 2015 1 Simi Valley Short Sale, 4 Reasons You Should Sell... January 15, 2015 3 Ventura County Short Sale, The Mortgage Debt... January 10, 2015 34 1 Moorpark Real Estate Market Snapshot from Chris B... January 7, 2015 2 CFPB to Expand Foreclosure Protections January 7, 2015 29 1 Tax Relief For short Sales Extended?? January 7, 2015 4 Moorpark Real Estate Market Updates December 2, 2014 … (1 comments)
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short sale specialist: Ventura County Short Sale-How to time the real estate market
- 11/20/14 08:11 AM
By Chris B Johnson Realtor, CAR Real Estate Market Forecast 2015 PluseEconomic Forecast Chris B Johnson, REALTOR®. Your Moorpark Neighborhood Specialists Moorpark Home Market Trends Moorpark Condo-TownHome Market Trends Thousand Oaks Home Market Trends Thousand Oaks Condo-TownHome Market Trends Simi Valley Home Market Trends Simi Valley Condo-TownHome Market Trends WestLake Home Market Trends WestLake Condo-TownHome Market Trends Camarillo Home Market Trends Camarillo Condo-TownHome Market Trends Oxnard Home Market Trends Oxnard Condo-TownHome Market Trends Everyone wants to know the best time to buy, sell or hold real estate. Three factors, explained in the charts below, help you anticipate the best action for 2014 and beyond. These factors … (0 comments)
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short sale specialist: Moorpark Short Sale-Growth In 2015??
- 10/24/14 09:49 AM
By Chris B Johnson Realtor, Moorpark Short Sale , Thousand Oaks Short Sale,
Simi Valley Short Sale, Moorpark Short Sale Ventura County Short Sale,
Fannie Mae Expects Slow But Sure Housing Growth in 2015 Where the U.S. housing market is concerned,Fannie Mae chief economist Doug Duncan said he is anticipating overall weaker home sales in 2014 than in 2013. But he expects that overall home sales in 2015 will post their best performance since 2007 despite seeing only moderate growth for the year.
The forecast on the state of the nation’s housing market and on the overall economy were included in the Fannie Mae Economic & Strategic Research Group‘s … (0 comments)
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short sale specialist: HyperLocal-Thousand Oaks Short Sale Update
- 09/23/14 08:05 AM
By Chris B Johnson Realtor, Thousand Oaks Short Sale,Simi Valley Short Sale, Moorpark Short Sale Ventura County Short Sale, In the last few weeks the market has achieved a relative stasis point in terms of sales to inventory. However, inventory is sufficiently low to keep us in the Seller’s Market zone so watch changes in the MAI. If the market heats up, prices are likely to resume an upward climb. Pricing your home correctly the FIRST TIME is more important than ever! If you want an accurate idea of what your home is worth Click Here:
You may now have enough EQUITY in your home to sell … (0 comments)
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short sale specialist: Thousand Oaks Short Sale-Real Estate Market Update
- 09/17/14 09:46 AM
By Chris B Johnson Realtor, Thousand Oaks Short Sale, Simi Valley Short Sale, Moorpark Short Sale , Ventura County Short Sale,
The market has been cooling over time and prices plateaued for a while. Despite the consistent decrease in MAI, we’re in the Seller’s zone. Watch for changes in MAI. If the MAI resumes it’s climb, prices will likely follow suit. If the MAI drops consistently or falls into the Buyer’s zone, watch for downward pressure on prices.
Thanks for reading this,
Chris B Johnson.
Chris B Johnson is a Realtor with Berkshire Hathaway HomeServices .
Phone: 805-208-0823.
email … (2 comments)
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short sale specialist: Moorpark Short Sale-Fannie Mae Relaxes Waiting Period for Distressed Borrowers
- 09/12/14 09:30 AM
By Chris B Johnson Realtor,
Moorpark Short Sale ,Thousand Oaks Short Sale,
Simi Valley Short Sale, Moorpark Short Sale ,
Ventura County Short Sale,
Fannie Mae recently released a report revising the waiting periods for distressed borrowers with a derogatory credit event such as a foreclosure, bankruptcy, short sale, or deed-in-lieu of foreclosure on their credit history to obtain a new loan.
For borrowers with a short sale or deed-in-lieu of foreclosure on their record, Fannie Mae’s new mandated minimum waiting period to become eligible for a new loan is four years. The time is shortened to two years if there … (0 comments)
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short sale specialist: You Need A Professional When Buying A Ventura County Short Sale
- 09/10/14 02:10 AM
By Chris B Johnson Realtor, Moorpark Short Sale Thousand Oaks Short Sale, Simi Valley Short Sale, Moorpark Short Sale , Ventura County Short Sale, September 9, 2014 in For Buyers Many people wonder whether they should hire a real estate professional to assist them in buying their dream home or if they should first try to go it on their own. In today’s market: you need an experienced professional! You Need an Expert Guide if you are Traveling a Dangerous Path The field of real estate is loaded with land mines. You need a true expert to guide you through the dangerous pitfalls that … (0 comments)
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short sale specialist: Less Competition From Fewer Realtors...for now?
- 08/14/14 07:28 AM
Chris B Johnson Realtor, Thousand Oaks Short Sale,
Simi Valley Short Sale, Moorpark Short Sale - Ventura County Short Sale,
From First Tuesday: Decline in new sales agents set to continue. posted by ft Editorial Staff | August 7, 2014 | In Charts, Feature Articles, Latest Articles, Licensee Population
The renewal rate for expiring real estate broker and sales agent licenses peaked in early 2013, dropping since to form a flat to weak trend going forward. Contrary to the expiration trend, newly licensed agents have increased a whopping 26.5% in the first half of 2014 over the last half of 2013, bucking the prior one year trend of around a … (4 comments)
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short sale specialist: Thousand Oaks Short Sale-What is holding back the Real Estate Market?
- 07/26/14 11:02 AM
By Chris B Johnson Realtor, Thousand Oaks Short Sale Map, Simi Valley Short Sale Map,
Moorpark Short Sale Map- Ventura County Short Sale,
Though the housing market is recovering nicely, it is not doing quite as well as some analysts had predicted. There has been no shortage of excuses offered as to why this is: the rise in interest rates, more stringent lending standards, the weather.
However, we feel that there is one factor that is most responsible for curtailing the number of houses sold – the number of houses available for sale!
Inventory Levels are BELOW Historic Norms In a recent economic forecast, Freddie … (0 comments)
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Chris B Johnson, REALTOR® Your Moorpark Neighborhood Specialists
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