Real estate blog entries tagged with topproducer by Chris B Johnson REALTOR®, 5 Star Rated REALTOR® Quality, Not Quantity (Allison James Elite)

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topproducer: There is No Reason To Worry Over Today’s SoCal Lending Standards - 04/01/21 10:01 AM

Today, some are afraid the real estate market is starting to look a lot like it did in 2006, just prior to the housing crash. One of the factors they’re pointing to is the availability of mortgage money. Recent articles about the availability of low down payment loans and down payment assistance programs are causing fear that we’re returning to the bad habits seen 15 years ago. Let’s alleviate these concerns.
Several times a year, the Mortgage Bankers Association releases an index titled The Mortgage Credit Availability Index (MCAI). According to their website:
“The MCAI provides the only standardized quantitative index that is solely focused … (0 comments)

topproducer: New Construction in NE Cape Coral, FL just Sold by #teamstiller - 04/01/21 09:55 AM

#TimeToBuy,#FirstTimeHomeBuyers,#MoveUpHomeBuyers,#5StarREALTOR, #HyperLocal, #ChrisBJohnsonREALTOR,#TopProducer, #290EPennSt, #FlipandFix,#RealEstateInvestor,#RentalProperties, #BoomerageBuyers,#MultiGenerationalBuyers,#AJIBoom,#FindYourDreamHome, #PreApproval

So excited that I was able to help our friends (old neighbors son) with the buying process. It wasn't easy in this tough market. We put several offers in different properties to finally be able to get this beautiful new construction home in their price range! I'm super grateful to have the opportunity to help them purchase their first home! Congratulations guys! We are proud of you both #soldbyteamstiller

NEW CONSTRUCTION HOME! CHECK OUT ALL THE FEATURES! This 3 bed, 2 bath home. TILE THROUGHOUT! Just under 1,400 … (0 comments)

topproducer: SoCal, Is Homeownership Still Considered Part of the American Dream? - 03/31/21 12:35 PM

Since the birth of our nation, homeownership has always been considered a major piece of the American Dream. As Frederick Peters reports in Forbes:
“The idea of a place of one’s own drives the American story. We became a nation out of a desire to slip the bonds of Europe, which was still in many respects a collection of feudal societies. Old rich families, or the church, owned all the land and, with few exceptions, everyone else was a tenant. The magic of America lay not only in its sense of opportunity, but also in the belief that life could in every way be … (0 comments)

topproducer: Will a Change in SoCal Mortgages Rate Impact Your Homebuying Budget? - 03/31/21 12:28 PM

Mortgage rates are on the rise this year, but they’re still incredibly low compared to the historic average. However, anytime there’s a change in the mortgage rate, it affects what you can afford to borrow when you’re buying a home. As Sam Khater, Chief Economist at Freddie Mac, shares:
“Since January, mortgage rates have increased half a percentage point from historic lows and home prices have risen, leaving potential homebuyers with less purchasing power.” (See graph below):
When buying a home, it’s important to determine a monthly budget so you can plan for and understand what you can afford. However, when you need to stick to your budget, even a … (2 comments)

topproducer: Branding Moment: This Brand "Pull"Pulled" Us In! - 03/31/21 09:33 AM

#SellYourHomeForMoreandPayLess, #TimeToSell #ChrisBJohnsonRealtor, #SellersPayZEROCommission, #ListYourHomeAndPayNoCommission, #BetterThanFSBO, #5StarREALTOR®, #TopProducer, #AJIBoom, #XomeAgentNetwork, #BidOnHomes, #ShortSaleSpecialist, #REOSpecialist, #363benttwig #290epennst #709OrchardSt #FixandFlip, #RealEstateInvestor, #958BretonSt
As we were walking down the aisle at El Rancho Market in Santa Ynez, ready to check out, this brand "pull"ed us in to stop and take a photo. The price is certainly appealing as is the blessing and rating of the "Wine Enthusiast!"

We liked the label featuring two types of wine openers, one for the chardonnay, and the other for the cabernet sauvignon. It is clever and well-thought out brand. It is clear, simple and to the point.

And, … (1 comments)

topproducer: Town of Larkspur Colorado - Market Update February 2021 - 03/30/21 11:37 AM

#TimeToBuy,#FirstTimeHomeBuyers,#MoveUpHomeBuyers,#5StarREALTOR, #HyperLocal, #ChrisBJohnsonREALTOR,#TopProducer, #290EPennSt, #FlipandFix,#RealEstateInvestor,#RentalProperties, #BoomerageBuyers,#MultiGenerationalBuyers,#AJIBoom,#FindYourDreamHome, #PreApproval

The Town of Larkspur is located 40 miles south of Denver and West of I-25. The town was incorporated in 1979 and today is known for the Renaissance Festival held every year in Larkspur and the Yogi Bear's Jellystone Campground. Most homes in Larkspur are on lots of one acre or more and surrounded by trees. You will see lots of wildlife - deer, mountain lions, bears (brown & black), fox, coyotes and lots of birds.

The population of Larkspur is quite low, keeping "traffic" to a minimum. Some in the neighborhood of Sage Port have … (1 comments)

topproducer: SoCal This Is What It Means To Be in a Sellers’ Market - 03/29/21 10:16 AM

If you’ve given even a casual thought to selling your house in the near future, this is the time to really think seriously about making a move. Here’s why this season is the ultimate sellers’ market and the optimal time to make sure your house is available for buyers who are looking for homes to purchase.
The latest Existing Home Sales Report from The National Association of Realtors (NAR) shows the inventory of houses for sale is still astonishingly low, sitting at just a 2-month supply at the current sales pace.
Historically, a 6-month supply is necessary for a ‘normal’ or ‘neutral’ market in which there are enough homes available for active buyers (See … (0 comments)

topproducer: Monday Musings: Keep Moving... - 03/29/21 09:55 AM

#SellYourHomeForMoreandPayLess, #TimeToSell #ChrisBJohnsonRealtor, #SellersPayZEROCommission, #ListYourHomeAndPayNoCommission, #BetterThanFSBO, #5StarREALTOR®, #TopProducer, #AJIBoom, #XomeAgentNetwork, #BidOnHomes, #ShortSaleSpecialist, #REOSpecialist, #363benttwig #290epennst #709OrchardSt #FixandFlip, #RealEstateInvestor, #958BretonSt
We have all known people who live in the past. Some glorify and embellish "the good all days", some regret the choices they made, and some blame and resent others for the situation they find themselves in.

The past is alive and well in their present. The past becomes their means of justifying their self created "now" misery! This is not an "age" thing, although using age or money is a great way to justify one's inability to move on.

In … (0 comments)

topproducer: JUST LISTED!!! - 7277 Preserve Pointe Dr, Merritt Island, FL 32953 - 03/28/21 03:36 PM

#TimeToBuy,#FirstTimeHomeBuyers,#MoveUpHomeBuyers,#5StarREALTOR, #HyperLocal, #ChrisBJohnsonREALTOR,#TopProducer, #290EPennSt, #FlipandFix,#RealEstateInvestor,#RentalProperties, #BoomerageBuyers,#MultiGenerationalBuyers,#AJIBoom,#FindYourDreamHome, #PreApproval

Palm Realty's own Earl Slattum has JUST LISTED this home at 7277 Preserve Pointe Dr in the Preserve Pointe subdivision of Merritt Island. This home is priced at $850,000 and features:
Nearly 3000 square feet of living space
5 bedrooms
4 bathrooms
3 car garage
.53 acre lot fenced lot
Built in 2010
2 Story
Custom built home
Private screened in pool
Open concept Kitchen with slab granite counter tops
Stainless steele appliance package
Master suite with 5 piece in suite bath
If you are looking to purchase a property for your new home or sell the one that you have, call Earl at 321-795-6333. Earl would … (3 comments)

topproducer: 2021 Real Estate Myth Buster [INFOGRAPHIC] - 03/26/21 10:42 AM

Some Highlights There are a lot of misconceptions about buying or selling a home today, making it challenging to know exactly how to navigate the current real estate landscape. Here’s a little clarity when it comes to 5 common myths about the 2021 housing market. Let’s connect to discuss your needs and so you can decipher facts from fiction in our local market.
« Buyer & Seller Perks in Today’s Housing Market
#SellYourHomeForMoreandPayLess, #TimeToSell #ChrisBJohnsonRealtor, #SellersPayZEROCommission, #ListYourHomeAndPayNoCommission, #BetterThanFSBO, #5StarREALTOR®, #TopProducer, #AJIBoom, #XomeAgentNetwork, #BidOnHomes, #ShortSaleSpecialist, #REOSpecialist, #363benttwig #290epennst #709OrchardSt #FixandFlip, #RealEstateInvestor, #958BretonSt
The information contained, and the opinions expressed, in this article are not … (1 comments)

topproducer: Rompiendo los mitos en bienes raíces de 2021 [Infografía] - 03/26/21 10:40 AM

Rompiendo los mitos en bienes raíces de 2021 [Infografía] Mitos sobre la compra, Para los compradores, Para los vendedores, Actualizaciones del mercado de la vivienda, Infografías, Precios, Mitos sobre la venta

Algunos aspectos destacados: Hoy hay un montón de conceptos erróneos sobre la compra y venta de una casa, por lo que es difícil saber exactamente como navegar por el escenario actual de bienes raíces. Aquí hay un poco de claridad cuando se trata de los 5 mitos comunes sobre el mercado actual de la vivienda. Vamos a comunicarnos para discutir sus necesidades y para que pueda descifrar los hechos … (0 comments)

topproducer: SOLD - Beauvallon Condo - Denver CO - 03/26/21 10:37 AM

#SellYourHomeForMoreandPayLess, #TimeToSell #ChrisBJohnsonRealtor, #SellersPayZEROCommission, #ListYourHomeAndPayNoCommission, #BetterThanFSBO, #5StarREALTOR®, #TopProducer, #AJIBoom, #XomeAgentNetwork, #BidOnHomes, #ShortSaleSpecialist, #REOSpecialist, #363benttwig #290epennst #709OrchardSt #FixandFlip, #RealEstateInvestor, #958BretonSt
Congratulations to Laura Erwin with House to Home, Inc. on the sale of this beautiful condo. Sometimes it takes more than one offer to actually get a transaction to the table.

This 2001 condo has the LOCATION, not far from downtown, and so close to everything! This beautiful unit is on the 11th floor with stunning views of the city and the mountains. Sit on the balcony and watch the sunsets! Walk to many restaurants, coffee shops or retail shops. The Walk Score … (0 comments)

topproducer: SoCal Buyer & Seller Perks in Today’s Housing Market - 03/25/21 03:09 PM

Right now, the housing market is full of outstanding opportunities for both buyers and sellers. Whether you’re thinking of buying your first home, moving up to a bigger one, or selling so you can downsize this spring, there are perks today that are powering big moves for people across the country. Here are the top two to keep on the radar this season.
The Biggest Perk for Buyers: Low Mortgage Rates Today’s most compelling buyer incentive is low mortgage interest rates. The 30-year fixed-rate is now averaging just over 3%. While that’s slightly higher than the record-lows from 2020 and earlier this year, it’s … (0 comments)

topproducer: Local Market Update - Diamond Head & Kapahulu February 2021 - 03/25/21 01:34 PM

topproducer: SoCal Should Think About Listing Prices Like an Auction's Reserve Price - 03/24/21 09:58 AM

For generations, the homebuying process never really changed. The seller would try to estimate the market value of the home and tack on a little extra to give themselves some negotiating room. That figure would become the listing price of the house. Buyers would then try to determine how much less than the full price they could offer and still get the home. The asking price was generally the ceiling of the negotiation. The actual sales price would almost always be somewhat lower than the list price. It was unthinkable to pay more than what the seller was asking.
Today is different. The … (0 comments)

topproducer: Worthington Homes for Sale this Week 3.22.21 - 03/24/21 09:55 AM

#TimeToBuy,#FirstTimeHomeBuyers,#MoveUpHomeBuyers,#5StarREALTOR, #HyperLocal, #ChrisBJohnsonREALTOR,#TopProducer, #290EPennSt, #FlipandFix,#RealEstateInvestor,#RentalProperties, #BoomerageBuyers,#MultiGenerationalBuyers,#AJIBoom,#FindYourDreamHome, #PreApproval
Worthington home buyers now can access the entire inventory of Worthington homes for sale by using the link below. Once you open the link, you get the exact data as displayed in the Columbus MLS database. By clicking on the photo, you can get additional photos. By clicking on the address, you get a map of the property location. By clicking on “Franklin,” you get access to tax information, mortgage amounts, and transfer dates on each property. Hopefully, this is a way buyers for Worthington homes can get up to date information and make … (0 comments)

topproducer: Should SoCal Fear the Surge in Cash-Out Refinances? - 03/23/21 12:13 PM

Freddie Mac recently released their Quarterly Refinance Statistics report which covers refinances through 2020. The report explains that the dollar amount of cash-out refinances was greater in 2020 than in recent years. A cash-out refinance, as defined by Investopia, is:
“a mortgage refinancing option in which an old mortgage is replaced for a new one with a larger amount than owed on the previously existing loan, helping borrowers use their home mortgage to get some cash.”
The Freddie Mac report led to articles like the one published by The Real Deal titled, House or ATM? Cash-Out Refinances Spiked in 2020, which reports:
“Americans treated their homes like ATMs last year, withdrawing $152.7 billion amid a … (0 comments)

topproducer: Absolutely Stunning Home in Sunrise - 03/23/21 10:27 AM

#TimeToBuy,#FirstTimeHomeBuyers,#MoveUpHomeBuyers,#5StarREALTOR, #HyperLocal, #ChrisBJohnsonREALTOR,#TopProducer, #290EPennSt, #FlipandFix,#RealEstateInvestor,#RentalProperties, #BoomerageBuyers,#MultiGenerationalBuyers,#AJIBoom,#FindYourDreamHome, #PreApproval #SellYourHomeForMoreandPayLess, #TimeToSell #ChrisBJohnsonRealtor, #SellersPayZEROCommission, #ListYourHomeAndPayNoCommission, #BetterThanFSBO, #5StarREALTOR®, #TopProducer, #AJIBoom, #XomeAgentNetwork, #BidOnHomes, #ShortSaleSpecialist, #REOSpecialist, #363benttwig #290epennst #709OrchardSt #FixandFlip, #RealEstateInvestor, #958BretonSt
Absolutely stunning 4 bedroom pool home underwent a stylish modern remodel. Enjoy welcoming curb appeal from lush landscaping to the tranquil covered porch sitting area. Enjoy tasteful decor including neutral tile and gorgeous light fixtures. Updated kitchen overlooks the pool and has gas range and chic butcher block-topped peninsula. Flex space off the kitchen could be breakfast area or family room. Stylish primary suite with modern plank flooring and access to patio and pool. Awesome ensuite bath … (1 comments)

topproducer: What Credit Score Does SoCal Need for a Mortgage? - 03/22/21 09:14 AM

According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in February. As lending standards have tightened recently, many are concerned over whether or not their credit score is strong enough to qualify for a mortgage. While stricter lending standards could be a challenge for some, many buyers may be surprised by the options that are still available for borrowers with lower credit scores.
The fact that the average American has seen their credit score go up in recent years is a great sign of financial health. As someone’s score rises, they’re building toward a stronger … (0 comments)

topproducer: SoCal Moving into the Red Tier and Another Surge? - 03/22/21 09:10 AM

by Mark Schniepp March 19, 2021
The COVID-19 crisis plunged the U.S. economy into its quickest and deepest economic recession in modern U.S. history. In the near-term, how and when the country gets out of the disaster will primarily be determined by its public health response and the efficacy of rolling out the vaccine.
Economic forecasts can be challenging under normal circumstances, but a global pandemic, the election of a new president, and emergency powers invoked by the states, have resulted in significant additional complications that economists must consider. The extent to which local economies are limited by restrictions on businesses … (0 comments)

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