va: VA Loans and Homes for Heroes help veterans with mortgages
- 06/02/15 01:10 AM
Are you like my family and have a pile of coupons or ads displaying the best 'deals' of Christmas sitting to the side of your desk, waiting for you to redeem them as you Christmas shop? Whether it's the $10 Kohl's cash or the BOGO coupon for new shoes, most of us want a deal this holiday season... and beyond. We love to save money and to spend less. Looking for a deal on mortgages and home loansI meet many who are hoping for a 'deal' when it comes to home loans and mortgages. For those who are eligible for a VA loan, there may … (5 comments)
va: 3 Tricks to Choosing the Right Home
- 06/01/15 12:59 AM
You're looking into VA loan benefits, you're most likely house hunting. While I'm not a pro when it comes to finding real estate (but I can refer you to some if you need) - I do understand that it's important to think ahead when buying a house. As you tour homes in search of your next residence, here are the 3 Tricks to Choosing the Right Home. 1. Thing Big PictureLook ahead and come up with a 5 or 10-year-plan as you house hunt. Will you start a family, raise a family or even become empty-nesters? Will you want more room to host big … (0 comments)
va: Purchasing a Home vs. Military Housing
- 05/28/15 11:45 PM
Being an active military member can leave you wondering how long you’re going to be stationed at your current or upcoming location. The decision is often Purchasing a Home vs. Military Housing and with PCS season approaching, this may be the topic of discussion in your family this summer. Because of the possibility of change, you may not know exactly what to do about your housing situation.
If you’re debating whether to purchase a home or live in military housing, there are several factors you need to consider. Before you make a decision, sit down with your family and discuss the following: Quality … (2 comments)
va: The Importance of Getting Pre-Approved.
- 05/19/15 03:08 AM
To know the importance of getting pre-approved means that before you begin the exciting process of looking for a home, you need to connect with a local mortgage lender. A trusted mortgage lender can then begin the process of getting you pre approved.
Why should I get pre approved first?There are several reasons it’s critical to be pre approved before looking for a home. First, most realtors won’t show you houses until you have an approval letter from a bank. Second, a mortgage lender will be able to discuss with you how much home your family can afford. Even if there are issues with … (15 comments)
va: How Can I Avoid a PMI Payment
- 05/14/15 01:12 AM
PMI, also known as Private Mortgage Insurance, is put into place to simply protect a lender in the event that a home buyer defaults on their mortgage. From the mortgage lender’s perspective, PMI is necessary in order to protect their investment and in turn, keep their rates low. This ensures that a mortgage lender can safely do business with you. When is a PMI payment needed?A mortgage lender is often going to require a PMI payment if the borrower does not provide a 20% down payment on the home. If this is not possible, the loan becomes a riskier investment for the lender, … (2 comments)
va: VA Loan Lee's Summit
- 04/30/15 12:08 AM
If you're a military serviceman or woman, whether active-duty or retired the best home loan for you is the VA Loan Lee's Summit. Some of the reasons that the VA home loan is the best for our armed forces members are: No Down Payment Typically Lower Interest Rates Relaxed Credit Standards (but you will have to have good credit to qualify) Caters only to United States Military Members You can use it repeatedly Loan Limit of $417,000 in the Lee's Summit MO/Kansas City Missouri area If you're considering purchasing a house and you've served our country in any of the branches of … (3 comments)
va: Midwest VA Loans
- 04/29/15 03:00 AM
If you haven't heard about Midwest VA Loans, then you're missing out on one of the best VA Loan resources out there online and you could be potentially spending way too much money on your VA Mortgage. We've got Missouri's top VA home loan expert here, Darren Copeland, you may have seen Darren's YouTube Channel devoted to getting people informed about VA loans, if you haven't watched any of the videos, I encourage you to do so! If you've got questions about: Getting Your COE or DD214? What's the VA Loan Limit for my area? Am I VA Loan Eligible? What documents … (1 comments)
va: FHA Loan Joplin MO
- 04/23/15 12:40 AM
FHA Loan Joplin MO If you're looking to purchase a home in Joplin, Missouri then look no further than the Darren Copeland Mortgage Team of LeaderOne Financial. Darren and his team at KC Loan Tips are mortgage experts, specializing in home loans from FHA, VA USDA and even conventional loans. They been in the business for over 12 years and can help you make the right decisions when it comes to buying a home in Joplin, Missouri, especially if you're looking to use and FHA Mortgage. I hope you've already watch the above video and learned some of the great benefits to this … (0 comments)
va: Reverse Mortgage Olathe Kansas
- 04/15/15 11:14 PM
Seniors living in Olathe Kansas could qualify for the all new Reverse Mortgage Olathe Kansas program offered by LeaderOne Financial. If you're interested in a great product like this that will allow you to increase your income all while staying in the home that you're currently living in! You can get pre-approved for this great program through Darren Copeland of LeaderOne Financial and the founder of KC Loan Tips. His office in Lee's Summit Missouri services the entire Kansas City MO area and are experts when it comes to Reverse Mortgages, (and all the other mortgage stuff too like FHA Home … (2 comments)
va: How a Local Lender Can Help You
- 04/08/15 02:46 AM
Closing on time is the most important part of your mortgage, that's why it's important to know How a Local Lender Can Help You. As we continue blogging through our Ask Darren youtube webseries, we noticed it was high time we talked about how great finding a local lender can be for your home loan process. We won't bore you with going over the details of how we're a Lee's Summit, Missouri mortgage lending team that takes care of folks in the entire Kansas City, MO area and how we're focused on helping people in our area get the best mortgage … (0 comments)
va: The Biggest Challenge in the Mortgage Process
- 04/02/15 03:56 AM
Do you know what your mortgage lender says the Biggest Challenge in the Mortgage Process is; it may be something that you can do something about as your journeying through your home loan! We asked Darren Copeland, a Lee's Summit Missouri Loan officer to answer some of the most common questions that people have when it comes to purchasing a home or going through the mortgage process. We've invited local realtors from all over the Kansas City area to ask Darren questions that they hear most often, and this one is a great questions. Watch the video below to see Darren's … (0 comments)
va: How Much Money Will I Need for Closing Costs
- 04/01/15 01:23 AM
One of the most frequent questions we get asked after people get pre-approved for their home loan is How Much Money Will I Need for Closing Costs. So in this episode of Darren Copeland's "Ask Darren" webseries featured on YouTube, a local Kansas City realtor asks him what about those mortgage related closing costs.
Darren and his team at KC Loan Tips are always striving to help people on the lookout for a the best mortgage deals not only get the right home loan, but also to educate them throughout the entire process. They're one of the consistently ranked … (0 comments)
va: When Should I Buy Furniture?
- 03/31/15 04:02 AM
When Should I Buy Furniture? We're continuing blogging through our Ask Darren Series on YouTube, and we wanted you to know what the best time to buy furniture is when you're purchasing your new home! Darren Copeland, your Lee's Summit MO home loan expert sat down with a local Kansas City area realtor and discussed this question on episode 4 of our 'Ask Darren' web series for KC Loan Tips. Click below to watch the video!
Now that you know the answer to When Should I Buy Furniture for your new home purchase you should really consider the benefits … (2 comments)
va: Getting Pre-approved in Lee's Summit
- 03/18/15 01:33 AM
Getting Pre-approved in Lee's Summit MO is probably easier than you think it is, especially if you're using a local lender with a local LSMO office. Darren Copeland (who stars in the video above,) from LeaderOne Financial, is ready to help you understand and get pre-approved as soon as your ready to start your home buying process. Darren and his KC Loan Tips team are ready to help you as you work your way through your VA, FHA, USDA or Conventional home loan process. With our in house underwriters and a mortgage loan processor in our office we can assist … (0 comments)
va: What You Need to Know to Buy a Home.
- 03/17/15 01:25 AM
What You Need to Know to Buy a Home. We've launched a web series on our YouTube Channel called "Ask Darren," and we'd like to invite all our friends and even folks we don't know to take a moment and watch these short videos. We sat down with one of our realtor friends and had her ask Darren Copeland of LeaderOne Financial to help us understand all the complexities of the process of getting a mortgage to purchase a home. No matter if you're in the market for an FHA, USDA, VA or Conventional home loan, Darren and his team at … (0 comments)
va: Kansas City Mortgage Tip of the Week
- 03/16/15 12:48 AM
Kansas City Mortgage Tip of the Week I was recently going through some of our old videos on our YouTube Channel and I came across one of our tips of the week that still applies today, it's a few do's and don'ts as you go through the mortgage process.
It makes me kind of nostalgic to see our old KC Loan Tips office and know that since then we've been growing our LeaderOne Financial business to be one of the best mortgage loan offices in the Kansas City, MO area. I've been doing this for about ten years and a … (1 comments)
va: Mortgage Rates Only Go So Far
- 03/12/15 05:16 AM
When you're looking for a company or really a person to finance your home loan, there's one truth that many people miss: Mortgage Rates Only Go So Far. A lower mortgage rate is going to benefit you in the long run, but sometimes you have to considersome of the other parts of the home loan that fits your needs and not just getting that lower rate. Here are some two examples that illustrate why focusing just on the rate may not always be the best option. 1. Rates only go so far when using a nationwide lender. I hear people say … (0 comments)
va: Lee's Summit First Time Home Buyers
- 03/05/15 10:11 PM
Spring's just around the corner many people are ready to move into their first home, that's why we'd like to help all Lee's Summit First Time Home Buyers understand more about the home loan process and what it takes to make sure you get the best mortgage rates and the most stress-free process when buying that new house! We know that taking time out of your day to read endless blogs and websites can really suck up your time, so we asked our local LeaderOne Financial mortgage guru and author of "The Home Buying Handbook," Darren Copeland to take a few … (0 comments)
va: Lee's Summit Local Lenders
- 03/05/15 04:55 AM
All over the country people are saying that food that is local grown has health benefits & economic benefits. It's the same for Lee's Summit Local Lenders! At first I didn't think there could be health benefits to using a local lender for your VA, USDA, FHA or Conventional Home Loan, but after thinking about it for a few minutes I see some benefits in the health area and I do know that there are definitely reasons why using a local lender helps the economy of your area, in our case, Kansas City, MO. Darren Copeland and his team from KC … (0 comments)
va: Local Lenders
- 03/04/15 09:56 PM
Having a local lender in the Kansas City area is one of the best benefits that you could ask for when you're planning on purchasing a home, if you'd like to get that process started with a local lender, you can get pre-approved here. Mortgages are not something that everyone understands when they begin the process, that's why it pays to have someone on your side who can explain the home loan process and what's going on during those crucial days before you own your new home. We asked our local LeaderOne Financial mortgage lender, Darren Copeland, to take a … (0 comments)
This is Darren Copeland's Blog, Darren is a Senior Mortgage consultant and mortgage banker in Lees Summit, MO and for the rest of the Kansas City Area with Leader One Financial. We specialize in Home Mortgage loans specifically FHA loans, VA Loans, Conventional loans and even reverse mortgages for seniors! Check our blog for information about Home Loans and Mortgage tips and news for Home Buyers and; Real Estate Agents!
Call us today to get started
(816) 268-4025
Are you like my family and have a pile of coupons or ads displaying the best 'deals' of Christmas sitting to the side of your desk, waiting for you to redeem them as you Christmas shop? Whether it's the $10 Kohl's cash or the BOGO coupon for new shoes, most of us want a deal this holiday season... and beyond. We love to save money and to spend less.
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