Understanding the Housing Market

I'm just sick and can't seem to find my way.   My client has a first and a HELOC with Bank of America.  The first is not short, only the HELOC by about $35,000.  Within 2 months we received our approval!  Buyers signed docs and put their remaining funds into escrow to close.  Bank of America decl...

I represent a seller who has a first and a second with B of A.  The second is a HELOC.  The file is hardly short but just short enough that we needed to request a debt relief on the HELOC. This file went very smoothly through Equator since we started it on January 19th.  By March 18th we had a co...

California First Time Buyer Tax Credit vs. Federal First Time Buyer Tax Credit.  Just a quick question based on a buyer's view of the upcoming changes in the California State Tax Credit vs. the current Federal Tax Credit.  My buyers opted to cancel their newly created escrow due to their belief t...