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2015 Home Loan Limits Announced!
With 2015 on the horizon, national home loan limits have been set, with no considerable changes from teh current 2014 loan limits.
CONVENTIONAL LOAN LIMITS
For all of Florida, with a higher exception for Monroe County (the Florida Keys), maximum conventional loan limits, which encompass Fannie Mae and Freddie Mac loans, will remain as follows:
Single-Family:  $417,000
2-Units:  $533,850
3-Units:  $645,300
4-Units:  $801,950
FHA LOAN LIMITS
In 2014 FHA lowered its loan limits, to much criticism.  2015 loan limits will remain the same:
Single-Family:  $345,000
2-Units:  $441,650
3-Units:  $533, 850
4-Units:  $663,450
 
VA LOAN LIMITS
For buyers with VA loans, the Veterans Administration does not have specific loan limits, since the loan limits are based on the amount a qualifiied Veteran with full entitlement may be able to borrow without making a down payment (yes, it's a bit confusing).  However, most lenders will utilize the conventional loan limits listed above as their guide.
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