short sale: Bank of America and the Co-Op Short Sale -- Good or Bad? - 07/19/13 05:16 AM
Once upon a time there was Tracy seller that requested a short sale.  They had one loan with Bank of America.  They were divorcing after 27 years of marriage, had retired and were livling on social security.  The agent, who attends every webinar and class Bank of America offers suggested a Bank of American Co-Op Short sale.  "Let's get everything to Bank of America, they will evaluate, get us a price, we will get a buyer at that price, and should have our approval pretty quickly after that."  
Of that is how the story SHOULD have gone... instead after 5 … (36 comments)

short sale: Tracy CA Short Sale Question - When Will I Have to Move? - 12/20/11 05:23 PM
Tracy CA Short Sale Question - When will I have to move? One of the most frustrating parts of a short sale is the lack of definitive answers. One of the answers that there is no definitive answer is "When will I have to move out of my Tracy house that I am preparing to Short Sale?" When you will have to move depends entirely on how long it takes to get the short sale approval. The past 4 short sales that I have done have taken 3 weeks, 6 weeks, 2 months and 4 months to get approvals.  All had … (6 comments)

short sale: Short Sale for Sale in Tracy CA - 2944 Whigham Court, Tracy CA - 09/13/11 07:17 PM
2944 Whigham Court, Tracy CA 95376
Short Sale for Sale in Tracy CA
1 Loan Chase Bank

    

4 bedrooms, 3 baths, 1 Bed and Bath Downstairs.
If you'd like more information on homes in Tracy, CA
Please call or you can go to www.SusanGoulding.com 
Search the MLS for Tracy Homes & properties for sale.
(3 comments)

short sale: HEY Mr AGENT _ Get your GRIMY Hands off my SELLER! - 06/14/11 06:17 AM

 
Get your GRIMY hands off my SELLER in Mountain House, CA.
I have a coming soon short sale in Mountain House, CA.  The sellers wanted to move out prior to the house going on the market.  They signed the listing agreement a month ago, they also signed the MLS Disclosure stating they did not want the property to be put on the market for 30 days.
I've been waiting for them to let me come take photos of the empty house, and get it on the market.
As they were moving out, an agent driving by stopped and asked … (6 comments)

short sale: 54 N Altadena Street, Mountain House CA - House for Sale - Susan Goulding, Realtor - 06/13/11 06:26 PM
Mountain House Pulte Home … (2 comments)

short sale: Walk to The Tracy Sports Complex, Easy Drive to Bay Area, Home for Sale, Tracy CA, Susan Goulding, Realtor - 06/10/11 04:57 PM
Walk to Sports Complex in Tracy … (0 comments)

short sale: I know YOU SAID NO - but I don't ACCEPT that answer. Short Sales in California - 06/08/11 05:40 PM
I know you said NO, but I refuse to accept that as an answer.  
This is more and more frequent when it comes to a short sale.  When talking to a Bank, taking NO is just not an option.
Frequently we will hear "No, we can't do that."  "No we won't postpone the foreclosure date."  "No we won't contribute more money to the second."
However, my policy is now - I will only take "NO" if that person has the authority to say "YES".
What?  If I'm talking to a negotiator, I want to talk to their supervisor.  If I'm … (4 comments)

short sale: For Sale in Manteca, CA 527 Elm Street - Crown Key Realty, Susan Goulding - 05/13/11 06:14 PM
For Sale in Manteca, CA 527 Elm Street - Crown Key Realty, Susan Goulding
For Sale in Manteca, CA 527 Elm Street - Crown Key Realty, Susan Goulding
             
This is a short sale home in central Manteca.
The home would be perfect for a first time home buyer or an invester who is looking for  a great rental.
It is located across the street from a large neighborhood park with huge trees.
The home has 2 bedrooms and 1 bath room.  The kitchen is a galley kitchen off the family room.  The fireplace is the central focal … (0 comments)

short sale: What is Cash for Keys?- - Tracy & Mountain House Questions Answered - 05/08/11 07:10 PM
What is Cash for Keys?  Otherwise known as "Relocation Funds"?  
I was asked today if I'd heard of "Cash for Keys" this by a short sale seller. 
This made me think there are others who have this question....
Cash for Keys is just what is sounds like.  Someone gives you CASH (or a check) and you give them KEYS (the keys to the property you are occupying.)
Cash for Keys can be given to a tenant, a home owner, almost anyone who is living in the property.  The amount of Cash for Keys can vary from circumstance to circumstance, bank … (5 comments)

short sale: Is your "reference" also on a zillion other websites? - 04/11/11 06:36 PM
I got a post card in the mail from a competitor.  
I noticed several things that were interesting on this post card.
1) There was no DRE number on the card.
2) There was no company name (Broker) on the card.
3) The headline said:  "The bank doesn't want you to know, you can stay in your house at least 3 months without making a payment." Doesn't this encourage people to STOP making all payments by telling them that they could stay in their home without ever making a payment.
4) This is where the title comes from.....
I went to … (10 comments)

short sale: Charming house For Sale in Tracy CA - Susan Goulding & Association - 11/19/10 05:16 AM
Cute Bungalow in the Middle of Tracy … (1 comments)

short sale: Cute Bungalow For Sale, Tracy CA - Susan Goulding & Associates - 10/19/10 06:32 PM
Cute Bungalow in the Middle of Tracy … (5 comments)

short sale: Wordless Wednesday - - 10/13/10 06:22 PM
Wordless Wednesday - - - 

(8 comments)

short sale: Opinions NEEDED: Foreclosures STOPPED - Blessing or Curse? - 10/10/10 08:23 PM
 
Foreclosures STOPPED - Blessing or Curse?  

IS this a photo of our economy?  Our Country? 
What will it mean for Loan Mods and Short Sale in Tracy, CA
I've watched and read all week as the "Robo Signing" crisis unfolded.
What I wonder is ifForeclosures are being Stopped is that Blessing or a Curse?
There was a blog written by StapletonHomes about spreading the good word, the Stopping of Foreclosures is a blessing.
I'm not so optimistic.  I've got questions, but who has the answers?
Here are my questions, let's see if anyone has an answer:
1.  Foreclosures are stopped for how … (2 comments)

short sale: Do you want to live in Tracy, CA? $260,000 2265 Sq Ft 4/2.5 - 09/09/10 05:02 PM
Do you want to live in Tracy, CA?  This Tracy Home is  begin sold for
$260,000
Check out this Tracy, CA 4 bedroom, 2.5 bedroom house.  Separate living/dining combination with a large family room and kitchen combo. This Westside Tracy Home has 2285 Square feet.
 

West of Corral Hollow, South of 11th
Street.  Easy for Commuters who are commuting to the San Francisco Bay Area.  Ride the ACE (Altamont Communter Express) from Tracy to Santa Clara. Near the Tracy Sports Complex.  Softball, soccer, playground, you name it it's here. This very large home just waiting for you. If … (2 comments)

short sale: For Sale - Walk to Art Freiler K-8 School - Tracy, CA - Susan Goulding & Associates - 08/06/10 06:21 PM

For Sale - Tracy CA
Walk to Art Freiler Elementary School - one of Tracy's K-8 Elementary Schools
Walking Distance to West High School
Court Location
4 Bedroooms
3 Baths
1 Full Bedroom and Bath on First Floor
3 Car Garage
Call for a private showing!
This is a short sale, if you you have questions regarding Buying or selling a short sale
Please contact me.  I'm here to answer YOUR QUESTIONS.
 
 
(1 comments)

short sale: Short Sale - I'm so EMBARRASSED - HELP ME PLEASE - Susan Goulding - Tracy & Mountain House,CA - 08/05/10 07:25 PM
"I have to short sale my house. I am so embarrassed.  I don't want my neighbors to know. I don't want a sign.  Can you keep it out of the MLS?  Do you have to TELL people it's a short sale? I just don't know what to do anymore, Please help me.'
WOW _ the above SPILLED out of the mouth of the caller when I answered my phone today.  Not even a breath to ask who was calling, how they reached me, just an over whelmed seller who FINALLY decided to ask for help.
As reported by the National Association … (36 comments)

short sale: City of Tracy, CA Celebrates it's 100th Birthday - Susan Goulding & Associates - 07/22/10 01:08 PM
 

 
Are you wondering what to do in Tracy this weekend.  Saturday, July 24th come on out and celebrate teh 100'th birthday of the City of Tracy.
You can read about all the activities here along with video clips depicting the City of Tracy through the years.
There will be everything from the dedication of the  Tracy Transit Station (Multi-Modal Station) Corner of Central and 5th to tours of town being provided by the Tracy Historical Society.  Only 40 people per bus so sign up early.
 The Celebration continues into Saturday night with a formal ceremony that recognizes former … (3 comments)

short sale: Once upon a time...How'd we all FIT ....when the kids COME HOME AGAIN to Tracy, CA - 06/01/10 03:32 PM
Once upon a time in the town of San Mateo lived a Husband and Wife. They were so comfortable in their 800 sq. ft cottage, where everything neatly had a place. 12 years passed, and several homes later the Husband and Wife moved to the Town of Tracy, CA. They moved to Tracy so that the wife could stay home and raise their 4 rambunctious boys. The Husband as do most men in Tracy drove 50 miles each way to teach school in the San Francisco Bay area. They pay is better in the Bay Area, the home prices are better … (0 comments)

short sale: If you were in charge at the bank WHAT WOULD YOU DO with Short Sales? - 01/06/10 10:39 AM
I was asked the following question:  If I were in charge of a bank would I approve Short Sales and take the loss or would I leave the non -performing loan on my books, therefore it would not SHOW as a loss at this time.......
So WHAT WOULD YOU DO??
I'm not in charge of a bank - however, I do know that this isn't going to go away without cooperation from the banks.  They don't approve a loss on a short sale, they don't modify the loan, they wait and take 40% less in a foreclosures.
Most of the loan … (3 comments)

 
Susan Goulding, Northern CA - Tracy & Mountain House Real Estate (Crown Key Realty, Inc; Tracy & Mountain House Sales and Property Management)

Susan Goulding

Northern CA - Tracy & Mountain House Real Estate

Tracy, CA

More about me…

Crown Key Realty, Inc; Tracy & Mountain House Sales and Property Management

Address: 44 W 11th Street , Tracy, CA, 95376

Office: 209-627-0257

Mobile: (209) 914-5573

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Helping people is what I do. How can I help you? Are you looking to buy in Northern California? What about selling, do you have questions about short sales or foreclosures? Do you need to short sale your luxury home? Confidentially CALL ME.




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