Hugh Fitzpatrick's (hughfitzpatrick) Blog

I don't know why but at the beginning of every month, I say to myself "I hope that next month is going to be different". The last minute push, the pressure to get things done, all in a very short period of time. After the month is done, I often say that this month is going to be different, the wo...

"Signing My Life Away" "Signing my life away" or "Do I really need to sign all of those papers" are classic remarks during a refinance or home purchase, but I underlining question is whether all of those documents actually meaning something? The short answer is yes. For purposes of this article, ...

                  Title Insurance tends to be a confusing area for some people and I wanted to take the time to go through the whole process with the hope that people will gain a heightened understanding of title insurance. In Massachusetts, there is a title standard which indicates that in order...

Title Insurance: Do I really need it?   On the majority of purchase closings, there is always a question about title insurance (owners) because most loan officers do not disclose the owner's policy. For purposes of this discussion, I am going to discuss title insurance, the different types and wh...

According to cnn, top Senate law makers have to come to an agreement with respect to the first time home buyer program. In addition to the 8000 dollar credit for first time home buyers, they are adding an additional 6500 dollar credit for some homeowners who buy a home by April, 2010

2008, the government increase (fannie and freddie) the conforming lending limits based upon the county. There is news that they are trying to keep these conforming lending limits at the higher amounts

It's probably not the first time you heard it but I am excited that the government is extending the credit to first time home buyers.

Should I sell my property short? With the declining values of residential homes, with adjustable rate mortgages resetting at a higher interest rates, many people can't afford their homes. As most people know, if you do not make that monthly mortgage payment, the bank and/or mortgage lender will e...