jane and jeff daley: Buy a Home in Your State | How Much Do You Need?
- 04/18/18 01:22 PM
Buy a Home In Your State - It’s no mystery that cost of living varies drastically depending on where you live, so a new study by GOBankingRates set out to find out what minimum salary you would need to make in order to buy a median-priced home in each of the 50 states, and Washington, D.C.
States in the Midwest came out on top as most affordable, requiring the smallest salaries in order to buy a median-priced home. States with large metropolitan areas saw a bump in the average salary needed to buy with California, Washington, D.C., and Hawaii edging out all others with the highest … (0 comments)
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jane and jeff daley: Getting Pre-Approved Should Always Be Your First Step
- 04/16/18 02:00 PM
Getting Pre-Approved - In many markets across the country, the number of buyers searching for their dream homes greatly outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before starting your search.
Getting Pre-ApprovedEven if you are in a market that is not as competitive, understanding your budget will give you the confidence of knowing if your dream home is within your reach. Freddie Mac lays out the advantages of pre-approval in … (0 comments)
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jane and jeff daley: FICO | Does The Score Really Matter? – Luxury Valley Homes
- 03/29/18 02:39 PM
FICO® - What is it and why does it matterFICO stands for The Fair Isaac Corporation, created in 1956 by Engineer Bill Fair and Mathematician Earl Isaac. Since then FICO® Scores have helped lenders make more informed and efficient credit-granting decisions across various industries.
FICO Scores are based on credit information housed at each of the three credit bureaus. Knowing your FICO Scores is important because FICO Scores are used in 90% of credit decisions by the nation’s top lenders.
Your FICO® Score powered by Experian is based on the following categories of credit bureau information: payment history, amounts owed, length … (0 comments)
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jane and jeff daley: February 2018 | Market Update 85266 Scottsdale Real Estate Arizona
- 02/26/18 09:21 AM
The article February 2018 Market Update Scottsdale Arizona is brought to you be the Luxury Valley Homes team. Learn more about us
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jane and jeff daley: Mortgage Interest Rates 2018 | Where Are They Headed
- 02/07/18 03:28 PM
Mortgage Interest Rates 2018 - The interest rate you pay on your home mortgage has a direct impact on your monthly payment. The higher the rate the greater the payment will be. That is why it is important to know where rates are headed when deciding to start your home search.
Below is a chart created using Freddie Mac’s U.S. Economic & Housing Marketing Outlook. As you can see, interest rates are projected to increase steadily over the course of the next 12 months.
Mortgage Interest Rates 2018How Will This Impact Your Mortgage Payment?Depending on the amount of the loan that you … (0 comments)
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jane and jeff daley: Staging Impact On Homes | It Does Affect Home Sales Price – Luxury Valley Homes
- 01/14/18 02:04 PM
Staging impact on homes - The National Association of Realtors surveyed their members & released the findings of their Annual Profile of Home Staging.
50% of staged homes saw a 1-10% increase in dollar value offers from buyers. 77% of buyer’s agents said staging made it easier for buyers to visualize the home as their own. The top rooms to stage in order to attract more buyers are the living room, master bedroom, kitchen, and dining room. 93% Believe homeownership is important in attaining the American dream.
Staging Impact On HomesHomeownership is NOT just about the money. In fact, some of the … (1 comments)
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jane and jeff daley: Housing Affordability: Luxury Valley Homes Scottsdale
- 11/29/17 06:36 PM
Housing Affordability - Luxury Valley Homes Scottsdale
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The Monthly Housing Affordability Index measures whether or not a typical family earns enough income to qualify for a mortgage loan on a typical home at the national and regional levels based on the most recent monthly price and income data.
*Median Family Income: NAR uses Income data from the Census Bureau American Community Survey. Census income data is not available for later than 2016. Thus, NAR projects income levels for later than 2016. Specifically, median family income estimates are based on the average of wage growth and last year’s actual income growth.
The Quarterly Housing Affordability … (0 comments)
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jane and jeff daley: Winfield Community Amenities 2018 - Scottsdale 85266
- 11/07/17 02:18 PM
Winfield Real Estate Arizona is located on the Northeast side of Scottsdale Arizona. It’s a community that rests at the base of one of the most exquisite cacti and boulder-studded mountains in the southwest. Winfield Estates 85266 offers both Scottsdale sophistication and Carefree charm.
Winfield Estates are located in the lush upper Sonoran landscape where the residents enjoy the natural wonders of the area. The boulder outcroppings are distinctive, look closely and you can see a formation that looks like a snowman and you don’t have to experience the cold weather to enjoy it. The natural wildlife is abundant with various species of … (0 comments)
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jane and jeff daley: 7710 E Evening Glow Dr, Scottsdale, AZ 85266 | WinfieldEstates.com
- 10/28/17 04:26 PM
Search current inventory of Scottsdale Real Estate Arizona Homes for Sale in Winfield
Listing Details Magnificent Arizona Sunsets From this Beautiful Home7710 E Evening Glow Dr, Scottsdale AZ, 85266
Price: $940,000
Arizona Multiple Listing Service (AZMLS) number: 00000
Bedrooms: 3
Bathrooms: 3.5
Office
4 Car Garage
Square Footage: 3332 [Source: Appraiser]
Call Jane REALTOR® at 480-595-6412 to see if this property is still available, or arrange a showing.
You, Will, Love the Magnificent Arizona Sunsets From this Beautiful HomeThis is a wonderful opportunity to own a stunning home in the guard gated resort community of Winfield on the Carefree side of Scottsdale. It's a beautifully upgraded semi-custom home located in a private setting.
You will enter this … (0 comments)
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jane and jeff daley: Buying Remains Cheaper Than Renting in 39 States!
- 10/20/17 01:00 PM
In the latest Rent vs. Buy Report from Trulia, they explained that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage in the 100 largest metro areas in the United States.
The updated numbers show that the range is an average of 3.5% less expensive in San Jose (CA), all the way up to 50.1% less expensive in Baton Rouge (LA), and 33.1% nationwide!
A study by GoBankingRates looked at the cost of renting vs. owning a home at the state level and concluded that in 39 states, it is actually ‘a little’ or ‘a lot’ cheaper to own (represented by the two … (4 comments)
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jane and jeff daley: Hiring Agents: Selling Your House May Cost You NOTHING! – LuxuryValleyHomes.com
- 10/19/17 01:40 PM
Hiring Agents - There is no doubt that it is easier to sell your house when using the services of a local real estate professional. The agent will provide:
Greater exposure to more buyers The skills of a professional negotiator A layer of protection from possible legal liabilities Professional guidance in navigating any pitfalls that may arise A level of safety while showing the home There is no doubt that these services are valuable to any family that decides to sell. The only question is – how valuable? One of the main reasons For Sale By Owners (FSBOs) don’t use a … (3 comments)
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jane and jeff daley: Thinking Selling? You Should Do It TODAY! - LuxuryValleyHomes.com AZ
- 10/16/17 01:29 PM
Thinking selling? - That headline might be a little aggressive; however, as August 2017’s housing market data begins to roll in, we can definitely say one thing: If you are considering selling, IT IS TIME TO LIST YOUR HOME TODAY!
In a recent article by CBS News, they explained that the number of existing home sales is shrinking, and Lawrence Yun, Chief Economist for the National Association of Realtors, (NAR)said:“There should be 3 million homes on the market right now…Yet, there are only 1.9 million.”And this situation will be affected greatly by recent natural disasters. Yun continued by saying:“Before the hurricanes I would have predicted … (2 comments)
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jane and jeff daley: Market Insider 85266 2017-10-14 | Scottsdale Real Estate
- 10/14/17 05:20 PM
Market Insider 85266 2017-10-14 - The data on this page is consolidated from multiple sources and includes current listings, recent sales, and more. Whether you're a buyer or seller, the knowledge you gain will help put you in control of your real estate transactions. Call or email anytime to discuss how this information can benefit you!
Market Insider 85266 2017-10-14 Housing Market Trends - Sold vs. Listed Understand the difference between "listing prices" (what sellers are asking for) and "sold prices" (what buyers are willing to pay). By comparing these price trends, you'll have a good idea of where the market is heading. … (0 comments)
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jane and jeff daley: Mortgage Process: What You Need to Know – CarefreeEstates.com
- 10/09/17 11:36 AM
Mortgage Process: What You Need to Know – CarefreeEstates.com Mortgage Process Highlights – Many buyers are purchasing a home with a down payment as little as 3%.
You may already qualify for a loan, even if you don’t have perfect credit. Take advantage of the knowledge of your local professionals who are there to help you determine how much you can afford. Mortgage Process
The Aspiring Home Buyers Profile from the National Association of Realtors (NAR) found that the American public is still somewhat confused about what is required to qualify for a home mortgage loan in today’s housing market. The … (0 comments)
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jane and jeff daley: Significant Equity: Homeowner Truths – ScottsdaleRealEstateArizona.com
- 10/05/17 03:36 PM
Significant Equity - A recent article from a reputable news source was titled: Here's why some homeowners still can't sell. In the opening bullets of the article, the author claimed, “Negative equity is one of the main reasons why there are so few homes for sale.” The article then goes on to soften that stance but we want to bring better clarity to the equity situation. A recent report from CoreLogic (which was quoted in the article) revealed that over 80% of all homes now have “significant equity,” which means the home has over 20% equity. That level of equity … (0 comments)
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jane and jeff daley: Real Estate Team: What To Look For In Your Team – LuxuryValleyHomes.com
- 09/29/17 01:08 PM
Real estate team - How do you select the members of your team who are going to help you make your dream of owning a home a reality? What should you be looking for? How do you know if you’ve found the right agent or lender? The most important characteristic that you should be looking for in your agent is someone who is going to take the time to really educate you on the choices available to you and your ability to buy in today’s market. As Dave Ramsey, the financial guru, advises:“When getting help with money, whether it’s insurance, … (0 comments)
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jane and jeff daley: Selling Your Home – Maximize Your Return | LuxuryValleyHomes.com
- 09/25/17 12:48 PM
Selling Your Home - Every homeowner wants to make sure they maximize their financial reward when selling their home. But how do you guarantee that you receive maximum value for your house?
Here are two keys to ensure that you get the highest price possible.
1. Price it a LITTLE LOWThis may seem counterintuitive. However, let’s look at this concept for a moment. Many homeowners think that pricing their home a little OVER market value will leave them room for negotiation. In actuality, this just dramatically lessens the demand for your house (see chart below).
Selling Your HomeInstead of the seller trying to … (2 comments)
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jane and jeff daley: Fall Inventory Slows: Study Shows Lack of Existing Home Inventory
- 09/22/17 02:53 PM
Fall Inventory Slows - There is no doubt that the largest challenge in today’s housing market is a lack of housing inventory for sale. This challenge has been defined as an “overwhelming lack of supply,” and even a “straight up inventory crisis.” First American just released the results of a survey which sheds light on the reasons for the current lack of supply. The survey asked title agents and real estate professionals to identify what they believe are the top reasons for this lack of inventory in their markets. Here are the results of the survey: Fall Inventory … (0 comments)
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jane and jeff daley: Report: Homeownership Is a Precondition of the American Dream
- 09/17/17 02:50 PM
Report - Hearth just released their 2017 State of the American Dream report which showed that Americans still see homeownership as an integral piece of the American Dream. The report confirmed that “all generations–including millennials–agree homeownership is very important to achieving the American Dream.”
Americans ranked “owning a home I love” higher than any other options (including “starting a family” and “finding a fulfilling career”) as an important part of the American Dream.
Despite some claims that homeownership’s importance to the American Dream is in decline, the report found that the dream of homeownership remains strong.
Of Americans who said they think achieving the American … (0 comments)
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jane and jeff daley: Why Millennials Choose to Buy | LuxuryValleyHomes.com
- 09/15/17 03:11 PM
Why Millennials Choose to Buy“The majority of millennials said they consider owning a home more sensible than renting for both financial and lifestyle reasons — including control of living space, flexibility in future decisions, privacy and security, and living in a nice home.”The top reason millennials choose to buy is to have control over their living space, at 93%.
Many millennials who rent a home or apartment prior to buying their own homes dream of the day that they will be able to paint the walls whatever color they'd like, or renovate an outdated part of their living space.
Below is … (0 comments)
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Buy a Home In Your State - It’s no mystery that cost of living varies drastically depending on where you live, so a new study by GOBankingRates set out to find out what minimum salary you would need to make in order to buy a median-priced home in each of the 50 states, and Washington, D.C.
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