Jody Bruns' Niche Marketing

Wouldn't it be nice to have no mortgage payments AND collect rental income? Yes, Virginia - there is a Santa Claus. Reverse Mortgage. The reverse mortgage for home purchases is one of the most powerful tools available today for borrowers age 62 and over.  There are a lot of misconceptions about t...

Buying A Home: Show Me The Money!First question we all ask our new clients, “Can you afford to buy a new home?”Yes, they ‘income’ qualify.Yes, they can come up with the down payment either via their savings, 401K, or Gift funds.No, they don’t qualify because of a lower credit score. Not necessari...

A House Divided: Divorce and Escrow AccountsIt’s not a fun process for anyone but unfortunately, divorce happens and when there’s a home involved, achieving property title and equity division demands expert analysis and process. Handing over the keys, payment responsibility and even deeded rights...

Property Settlement Notes in DivorceJody Bruns, CDLP, CMMU®Property Settlement Note – a deferred payment in property settlement used to equalize property. Used to equalize property Not taxable to recipient Does not survive bankruptcy  Very often when divorcing couples negotiate the terms and cond...