credit: Can't get a credit card? - 06/27/13 08:34 AM
It is almost impossible to function in today's society without a credit card.  What do you do if your credit won't allow you to be approved for a credit card.  Are you doomed to be frozen out of society or is there an answer?
Don't expect credit card companies to have compassion and understand your situation.  It doesn't matter that you were young or that you didn't inhale.  With derogatory remarks on your credit report you are guilty until proven innocent.
ENTER THE SECURED CREDIT CARD: You go to a credit card company and deposit money into a security account or … (1 comments)

credit: Don't do these 5 thing to your credit - 06/19/13 01:53 AM
There are 5 moves that you don't want to do to your credit.  We all know that we should make our payments on time but there are other ways to lower your credit score.  If you have any questions about credit please feel free to contact me,
DON'T CLOSE A CARD WITH A BALANCE.  When you close your card the credit limit is Zero.  Even if you have a small balance it looks like your card is maxed out.
DON'T CLOSE THE CREDIT CARD WITH LONGEST HISTORY.  the longer your good credit history the better your credit score is going to … (1 comments)

credit: Big credit mistakes - 01/04/13 03:43 AM
We are all playing the credit game and we don't know the rules because the rules are kept secret. Most of us assume that paying our bills on time will give us a good credit score. That is mostly true but there is more to the story. Approximately 35% of your credit score is determined by making your payments on time. If you need to increase your credit score making payments on time will increase your score but it will take time. If you have any questions about improving your credit score please feel free to contact me.
Are short sales … (1 comments)

 
Joe LaVallie, 111363 (HomeStreet Bank)

Joe LaVallie

111363

Mountlake Terrace, WA

More about me…

HomeStreet Bank

Address: 22001 66th Ave W, Mountlake Terrace, WA, 98043

Office: (206) 743-4722

Mobile: (206) 743-4722



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