mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 01/31/2013 - 01/30/13 11:10 PM
ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 01/31/2013
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The Federal Housing Administration will issue a series of changes to FHA mortgage programs this week designed to bolster the agency's capital reserves in the hopes of avoiding a taxpayer bailout.

•As of April 1, 2013, FHA's full drawdown reverse mortgage program, the Standard Fixed Rate HECM, will no longer be available to borrowers who seek a fixed interest rate mortgage. Such borrowers will only have access to the HECM Fixed Rate Saver.

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mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 01/30/2013 - 01/29/13 09:28 PM
ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 01/30/2013
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Another thin week for economic data, but plenty going on and patterns are forming.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL
The dominant one is positive expectation for the economy: some is legitimate, although hope-based; some is illegitimate, salesmen mostly on Wall Street; and some is a form of habit, that sooner or later we'll enter an old-fashioned cyclical recovery.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL
President Obama's inaugural falls … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 01/29/2013 - 01/28/13 10:42 PM
ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 01/29/2013
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Tight listing inventories are likely to constrain growth in 2013 home sales, the National Association of Realtors said in releasing a report showing that pending sales dropped 4.3 percent from November to December.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL
Despite the month-to-month drop, existing homes under contract were up 6.9 percent from a year ago, making December the 20th month in a row to see an annual gain in pending sales.

ACTIVE … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 01/25/2013 - 01/24/13 09:28 PM
ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 01/25/2013
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Fixed mortgage rates edged up this week but remain near all-time lows as the Federal Reserve continues to buy $40 billion in mortgage-backed securities issued by Fannie Mae and Freddie Mac each month to make borrowing more affordable.

Rates on 30-year fixed-rate mortgages averaged 3.42 percent with an average 0.7 point for the week ending Jan. 24, up from 3.38 percent last week but down from 3.98 percent a year ago, Freddie Mac said in releasing the … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 01/23/2013 - 01/23/13 07:38 AM
ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 01/23/2013
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Existing-home sales, prices and inventory saw dramatic changes in 2012 reminiscent of the housing boom, statistics released today by the National Association of Realtors show.

At 4.65 million units, 2012 existing-home sales were up 9.2 percent from 2011, according to NAR's preliminary totals for the year. That would be the highest volume since 2007, when 5.03 million were sold. 

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL
Bolstered by low inventories, the national median existing-home price was … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 01/22/2013 - 01/22/13 11:29 AM
ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 01/22/2013
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ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL Half of U.S. states saw an annual increase in the number of foreclosure-related filings in 2012, but most of those were judicial foreclosure states where loan servicers were catching up on the backlog from the "robo-signing" controversy, according to a year-end report by data aggregator RealtyTrac.

All told, RealtyTrac reported foreclosure-related filings against 1.84 million U.S. properties in 2012, down 3 percent from 2011 and down 36 percent … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 01/17/2013 - 01/17/13 07:49 AM
ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 01/17/2013
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Though the new "ability to pay" (aka Qualified Mortgage or QM) rules released last week by the Consumer Financial Protection Bureau drew extensive media coverage, there are still widespread misunderstandings about how they'll work in practice.

Plus the Dodd-Frank law limits total points and fees for qualified mortgages at 3 percent of the loan amount, including fees paid both by the borrower and lenders to loan officers.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL
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mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 01/14/2013 - 01/14/13 06:26 AM
ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 01/14/2013
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In a surprise announcement, 10 big mortgage loan servicers that were facing enforcement actions for allegedly deficient practices in loan servicing and foreclosure processing have agreed to pay $8.5 billion in cash and "other assistance" to more than 3.8 million borrowers whose homes were in foreclosure in 2009 and 2010.

The servicers were operating under enforcement actions issued in April 2011 by federal bank regulators that required them to retain independent consultants to conduct independent foreclosure reviews … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 01/11/2013 - 01/11/13 06:11 AM
ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 01/11/2013
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In a surprise announcement, 10 big mortgage loan servicers that were facing enforcement actions for allegedly deficient practices in loan servicing and foreclosure processing have agreed to pay $8.5 billion in cash and "other assistance" to more than 3.8 million borrowers whose homes were in foreclosure in 2009 and 2010.

The servicers were operating under enforcement actions issued in April 2011 by federal bank regulators that required them to retain independent consultants to conduct independent foreclosure reviews … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 01/10/2013 - 01/10/13 08:30 AM
ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 01/10/2013
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Mortgage rates up slightly as economy adds jobs
Mortgage rates were up slightly this week following an upbeat employment report showing that the economy added 155,000 jobs in December, Freddie Mac said in releasing the results of its latest Primary Mortgage Market Survey.

At 7.8 percent, the unemployment rate is now at its lowest point since December 2008. If unemployment continues to drop, the Federal Reserve is expected to scale back or end measures aimed at keeping … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 01/09/2013 - 01/09/13 08:17 AM
ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 01/09/2013
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Loan servicers working on behalf of Fannie Mae and Freddie Mac signed off on a record number of short sales in the third quarter of 2012, according to a report from the mortgage giants' regulator, the Federal Housing Finance Agency (FHFA).

Short sales and deeds-in-lieu of foreclosure totaled 37,966 for the three months ending Sept. 30, 2012, up 4 percent from the previous quarter and 23 percent from a year ago. Fannie and Freddie implemented accelerated timelines … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 01/08/2013 - 01/08/13 08:03 AM
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Mortgage rates remained near historic lows this week, but more than eight out of 10 home loan applications submitted in recent weeks have been for refinancings, surveys by industry groups show.

Rates on 30-year fixed-rate mortgages averaged 3.34 percent with an average 0.7 point for the week ending Jan. 3, down from 3.35 percent last week and 3.91 percent a year ago, Freddie Mac said in releasing the results of its latest Primary Mortgage Market Survey. Rates … (1 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 01/02/2013 - 01/02/13 08:17 AM
ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 01/02/2013
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When the month long congressional game of chicken known as the "fiscal cliff" ended late last night in the House of Representatives, housing and real estate emerged as winners on most key issues.

The Senate bill that finally passed the House by a 259-167 vote extended a number of federal tax code provisions that are important to homebuyers, sellers, builders and real estate professionals.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL
For huge numbers of financially distressed … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 12/27/2012 - 12/27/12 10:56 AM
ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 12/27/2012
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New-home sales strongest in more than 2 years
New-home sales rose in November, recording their strongest pace in more than 2 years, another sign of improvement in the housing market.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL
The Census Bureau reported Thursday that sales of new homes rose to an annual rate of 377,000 in the month, up 4.4% from October, and up 15% from year-earlier levels.
ACTIVE REAL ESTATE FORECLOSURES FOR SALE … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 12/26/2012 - 12/26/12 08:10 AM
ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 12/26/2012
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3 steps to reshape your finances in 2013
Resolutions have a bad rap, in my humble opinion.
ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL I set them every year, but I don't call them that, per se. I just look like a business plan for my whole entire life, one I reboot every year, just like you would a business plan. This gives me a framework around which to think, plan and act … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 12/21/2012 - 12/20/12 11:02 PM
ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 12/21/2012
HAPPY WINTER SOLSTICE!!! WE ARE STILL HERE, IT IS NOT #DOOMSDAY AND CERTAINLY NOT THE END OF THE WORLD!!!
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Housing dilemma: Santa is stuck in the chimney
In the absence of significant economic data or market movement, and in the presence of more economic and policy confusion than ever in my lifetime among civilians and professionals alike -- here an early jump on prospects for the new year.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN … (1 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 12/20/2012 - 12/19/12 10:43 PM
ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 12/20/2012
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CLICK HERE FOR YOUR PERSONALIZED REPORT OF ACTIVE REAL ESTATE FORECLOSURES
OR visit http://www.PropertiesInMobileAL.com/search
These are Single Family Homes 'Active' on the Mobile AL MLS. These homes are ripe for the picking. DO NOT LET THEM PASS YOU BY...ACT NOW....BEFORE IT IS TOO LATE!!!

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL
U.S. housing starts continued a steady 2012 year-over-year upswing in November, hovering at a level not seen since 2008, according to the latest … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 12/19/2012 - 12/18/12 10:25 PM
ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 12/19/2012
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The Federal Housing Administration has committed to several changes to FHA mortgage programs that, while less drastic than measures proposed by Senate Republicans, will limit the ability of some borrowers with low credit scores to qualify for loans, and raise minimum down payment requirements and premiums for borrowers taking out mortgages larger than $625,000.

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL
The changes are designed to shore up FHA's reserves after the agency … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 12/18/2012 - 12/17/12 08:25 PM
ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 12/18/2012
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CLICK HERE FOR YOUR PERSONALIZED REPORT OF ACTIVE REAL ESTATE FORECLOSURES
OR visit http://www.PropertiesInMobileAL.com/search

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL
These are Single Family Homes 'Active' on the Mobile AL MLS. These homes are ripe for the picking. DO NOT LET THEM PASS YOU BY...ACT NOW....BEFORE IT IS TOO LATE!!!
If desperate times call for desperate measures, the mortgage interest deduction -- at least as we've known it since 1986 -- could be … (0 comments)

mobile: ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 12/13/2012 - 12/12/12 10:51 PM
ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL - 12/13/2012
Your FREE ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL- 12/13/2012 list has been posted.

CLICK HERE FOR YOUR PERSONALIZED REPORT OF ACTIVE REAL ESTATE FORECLOSURES
OR visit http://www.PropertiesInMobileAL.com/search
These are Single Family Homes 'Active' on the Mobile AL MLS. These homes are ripe for the picking. DO NOT LET THEM PASS YOU BY...ACT NOW....BEFORE IT IS TOO LATE!!!

ACTIVE REAL ESTATE FORECLOSURES FOR SALE IN MOBILE AL
The spillover impacts of foreclosures have wiped out nearly $2 trillion in household wealth, and the housing downturn resulted in the largest documented … (0 comments)

 
Steven Roantes,  "Ensuring Your Insurance!" (Mutual of Omaha)

Steven Roantes

"Ensuring Your Insurance!"

New Orleans, LA

More about me…

Mutual of Omaha

Address: New Orleans, Louisiana Metro Area Insurance, 3500 N. Causeway Blvd, Ste 1516, New Orleans, LA, 70116

Office: (504) 264-1230

Mobile: (504) 402-5925

A JOURNAL INDICATING THE DAY TO DAY ACTIVITIES OF J. STEVEN ROANTES OF MUTUAL OF OMAHA; A NEW ORLEANS LA INSURANCE AND REAL ESTATE SALES CONSULTANT WHO SPECIALIZES IN THE FOLLOWING AREAS: property sales NEW ORLEANS LA Homes, custom homes NEW ORLEANS LA, foreclosure NEW ORLEANS LA, luxury homes NEW ORLEANS LA, realtor NEW ORLEANS LA, real estate sales NEW ORLEANS LA, relocation NEW ORLEANS LA, real estate agent NEW ORLEANS LA, home sales NEW ORLEANS LA, coastal homes NEW ORLEANS LA, NEW ORLEANS LA Homes, NEW ORLEANS LA Real Estate


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