owensboro: Tax Refund Here? Stop Renting! 100% Loan Available In Owensboro, KY! - 02/20/15 05:45 AM

Ever wondered if you could buy a home instead of renting? I see a new home in your future!  New 100% Loan available In Owensboro, KY from a local lender you can trust!
NO PMI!  Most loans that have less than 20% down require some sort of PMI (private mortgage insurance).  Not this loan!  This alone could save you $135 per month on your house payment! The seller is allowed to pay up to 6% in concessions!  If the seller gets the right price*,  they could pay all your closing costs, plus inspections and a home warranty!  You could … (0 comments)

owensboro: Kentucky Housing Announces .25 Fixed Interest Rate for 30 Years - 03/19/14 09:08 AM

ONCE IN A LIFETIME DEAL on Owensboro, KY Real Estate!
.25 % FIXED interest RATE for 30 years! REALLY!

So who can qualify for this once in a lifetime deal?
• Households that do not exceed $35,000 per year, and meet ONE of the following:
o At least one homebuyer is 62 years old or older;
o At least one member is disabled and is receiving disability income;
o A single- or two-parent household with at least one dependent child under the age of 18 living in the home.
Minimum credit score of 640 and cannot have owned … (0 comments)

owensboro: For Sale: 3032 Quincy Ct., Owensboro, KY 42303 - 01/30/14 05:51 AM
Contact info:
Karen Pannell | Real Living / Home Realty | 270-903-2167

One Level Living! 3032 Quincy Ct, Owensboro, KY 42303 $115,900 KEY FEATURES
Year Built: 1980
Sq Footage: 1347 sqft.
Bedrooms: 3 Beds
Bathrooms: 2 Baths
Floors: 1
Parking: 1 Garage
Laundry: In Unit
Lot Size: 5500 Square Feet
Property Type: Single Family House
DESCRIPTION 3 bedroom, 2 bath brick home sitting on a quiet cul-de-sac. Replacement windows, roof, new front door and kitchen counter tops are a few updates made to this property. Covered rear porch overlooks landscaped back yard. Combo Great room / dining room, plus eat in kitchen. Convenient location to public transportation, shopping, schools, … (2 comments)

owensboro: 3201 E. 8th St, Owensboro, KY 42303 - 01/30/14 05:32 AM
Contact info:
Karen Pannell | Real Living / Home Realty | 270-903-2167

EASY LIVING! 3201 E 8th St, Owensboro, KY 42303 $99,900 KEY FEATURES
Year Built: 1972
Sq Footage: 1232 sqft.
Bedrooms: 3 Beds
Bathrooms: 1.5 Baths
Floors: 1
Parking: 4+ Garage
Lot Size: .31 Acres
Property Type: Single Family House
DESCRIPTION Nice brick home in great condition! Kitchen appliances, washer/dryer stay. Large eat-in kitchen with pantry. Newer carpet and vinyl, replacement windows, new kitchen counter tops. 2 car attached carport with storage, plus 22 x 24 detached garage/workshop with separate furnace. Just move in and enjoy the spacious yard and convenient location.

PROPERTY FEATURES Living room Storage … (0 comments)

owensboro: Paying off collections is a good thing. Right? - 01/22/14 05:20 AM

Paying off collections is a good thing.  Right?
Yes, and No.  Paying off bills that have gone into collection is always a good thing.  However, if you are looking to get a mortgage loan, you might want to wait until after you get your loan to pay the collections.  Here’s what happens:  let’s say you decide you want to purchase a home.  The first step is to check your credit and make sure you don’t have any surprises on your credit report.  So, being a responsible consumer, you order your free credit report from AnnualCreditReport.com.  After reviewing it, … (1 comments)

owensboro: Using A Local Lender Will Insure Buying Success In Owensboro, KY - 01/22/14 04:53 AM

10 Reasons to Use A Local Lender
1.     Two Words:  Local. Lender.
When problems arise (and they will), what will you do when you call and keep getting sent to voice mail?  With a local lender, you can go to their office and look them in the eye.
2.    Power to Negotiate!  When a seller sees a pre-approval letter from a local lender they recognize, they have confidence that they too can stand eye to eye with the lender if necessary.  If there are multiple offers, the seller will be less likely to consider an offer from a … (1 comments)

owensboro: 1739 Sterling Valley Dr., Owensboro, KY 42303 - 12/11/13 01:16 AM
Contact info:
Karen Pannell | Real Living / Home Realty | 270-903-2167

9 Holes Before Dinner! 1739 Sterling Valley Dr, Owensboro, KY 42303 $319,900 KEY FEATURES
Year Built: 2008
Sq Footage: 3588 sqft.
Bedrooms: 4 Beds
Bathrooms: 3.5 Baths
Floors: 2
Parking: 2 Garage | Guest parking
Laundry: In Unit
Lot Size: 0.3 Acres
HOA/Maint: $17
Property Type: Single Family House
DESCRIPTION Custom home with cherry hardwood floors and cabinetry - granite counter tops. Formal dining room with custom cherry cabinets. Master suite with double tiled shower, whirlpool tub, double vanity and walk-in closet. Full finished walkout basement offers new ceramic tile, carpet, family room, 3 bedrooms, 2 full baths … (2 comments)

owensboro: For Sale: 2434 Alysa Landing, Owensboro, Ky Brookhill - 12/03/13 09:16 AM
Contact info:
Karen Pannell | Real Living / Home Realty | 270-903-2167

Click Here for more photos and neighborhood info.

3BR/2BA Single Family House - Owensboro 2434 Alysa Lndg, Owensboro, KY 42303 $209,900 KEY FEATURES
Year Built: 1999
Sq Footage: 1933 sqft.
Bedrooms: 3 Beds
Bathrooms: 2 Baths
Floors: 1
Parking: 2 Garage
Laundry: In Unit
Lot Size: .256
Property Type: Single Family House

PROPERTY FEATURES Living room Dining room Walk-in closet Master bath Pantry Stove / Oven Refrigerator Dishwasher Microwave Stainless steel appliances Yard Central heat Central A/C Air conditioning Ceiling fans Cable-ready Tile floor Granite countertop Fireplace Jacuzzi / Whirlpool COMMUNITY FEATURES Garage - Attached
Contact info: … (2 comments)

owensboro: Protect Your Credit This Holiday Season! - 11/29/13 02:38 AM
Beware those special credit card offers that give you 20% off your total purchase! Sure, who wouldn't want 20% off, but did you know that opening and using that card creates what is called an "inquiry" on your credit report? And did you know that every time there is an inquiry on your credit, it LOWERS YOUR CREDIT SCORE? Yes! Despite what the clerk at the store told you, it LOWERS your score! Even if you pay it off at the register as soon as you use it - you have lost points. If you are in the process … (0 comments)

owensboro: 3221 Millstone Circle, Owensboro, KY 42303 reduced to $87,900! - 09/16/13 07:12 AM


owensboro: 3221 Millstone Circle, Owensboro, KY 42303 - 08/06/13 06:49 AM


owensboro: 1714 Winding Way, Owensboro, KY 42303 - 05/16/13 09:13 AM


owensboro: 2121 Bittel Road, Owensboro, KY 42301 - 05/06/13 03:25 AM


owensboro: "I left a message for you. You didn't get it?" - 01/03/13 08:52 AM
Today I was showing property to a nice couple.  I asked if they would like to look at some new homes in a particular area.  They both looked at one another, and the husband asked his wife "is that where (agent name) works?"  She nodded and they both answered my question simultaneously "NO!".  They went on to explain that they had not had a good experience with the agent who represented the builder.  The builder did not have a spec home of the model this couple was interested in so the agent had called a homeowner in the neighborhood to see … (1 comments)

owensboro: 6420 Summit Dr., Owensboro, KY 42303 - 01/03/13 05:44 AM


owensboro: 663 Chuck Gray Court, Owensboro, KY 42301 - 01/03/13 05:40 AM


owensboro: 2439 Thornton Avenue, Owensboro, KY 42301 - 01/03/13 05:37 AM


owensboro: How to Get The Proverbial "Good Deal" - Owensboro, KY Real Estate - 09/12/12 10:26 AM
 In 27 years of selling real estate I have worked with a lot of different people with different motivations for buying a home.  The most interesting buyers have always been the ones who were focused on “the good deal”.  Of course, everyone wants to get a good value – I’m not referring to those buyers.  I’m referring to buyers who want to steal a property.  The tragedy of this kind of purchase is that it may be a low price, (hence the perceived good deal) but there is always a reason the price is low, i.e.:  small master suite, small … (2 comments)

owensboro: Convenience! 1728 Ford Avenue, Owensboro, KY 42301 - 08/10/12 06:26 AM

owensboro: House + 10 Acres! 5958 Macedonia Road, Owensboro, KY 42301 - 08/10/12 06:22 AM

Karen Pannell, Owensboro KY Real Estate -270-903-2167 Homes, Cond (Real Living / Home Realty) Rainmaker large

Karen Pannell

Owensboro KY Real Estate -270-903-2167 Homes, Cond

Owensboro, KY

More about me…

Real Living / Home Realty

Address: 3424 Frederica St, Owensboro, KY, 42301

Office: (270) 903-2167

Mobile: (270) 903-2167

Email Me




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