litchfield ct: Torrington Connecticut Homes For Sale: Torrington CT Real Estate : New Home Construction Torrington Connecticut
- 12/23/07 04:14 AM
Torrington Connecticut - New Construction 2500 sq ft+You can't beat this deal. Price, quality, location, a new home you'll love to show off!-4 bedroom home with VIEWS- A must have! Beautiful open kitchen layout, custom cabinets, hardwood floors, deck. C/A. Fireplace. Jacuzzi tub. Master bed w/ views. Detail and molding. Minutes to Litchfield. Meet the builder to customize your plans!-For more details visit :http://www.michaelchenkus.com/Torrington/Connecticut/Homes/Torrington/West_Torrington/Agent/Listing_1114947.htmlStart building now and be in for the spring! Only Minutes from the Litchfield GreenRealtor: Michael Chenkus - 860-985-5559 --For Mortgage Information Contact Leo Namiot - Benchmark Mortgage 860-283-0000 or www.LeoLends.comConnecticut Mortgage SpecialistsTorrington Connecticut Real Estate - Torrington CT Homes … (0 comments)
litchfield ct: Mortgage Scam Alert - Beware
- 10/29/07 01:23 PM
Mortgage Loan Scam Alert! At Benchmark Mortgage are dedicated to not only servicing our clients and getting them the best mortgage to fit their needs but to protect them also. With all the recent changes in the mortgage industry and the closing of over a hundred lenders we thought you should be made aware of this. We have been made aware that an old scam is resurfacing because of the current mortgage environment. Please pass this information on to all of your friends, neighbors and family members that have mortgages on their homes. The scam works in this way: A third party comes along claiming … (7 comments)
litchfield ct: Safe Trick Or Treating - Safey Tips
- 10/29/07 01:53 AM
Safe trick-or-treating - Tips Make sure young children are accompanied by an adult or responsible teenager when they go door-to-door. If you can't accompany your children, instruct them to trick-or-treat in their own neighborhood and in well-lighted streets. If children are going to be out after dark, make sure they carry a flashlight. Teach your children to use the sidewalks if they can. If there are no sidewalks, walk on the left side of the street facing cars. Know which friends your children will be with and which route they are taking. Leave your porch light … (1 comments)
litchfield ct: Is this what they mean about Mortgage Meltdown?
- 10/22/07 12:20 PM
I though this was pretty funny but somewhat true, the way the mortgage business has been getting so much negative press the past 8 months I was wondering of this is what the true meaning of the " Mortgage Melt Down" Is? I am pretty sure that the mortgage business is not that bad off. This gave me a little chuckle and I hope that it does the same for you.
Enjoy the rest of your work week!
Leo Namiot Benchmark Mortgage Connecticut http://www.benchmarkct.com/
litchfield ct: Mortgage New Letter - Connecticut Mortgage Specialists Benchmark Mortgage
- 10/20/07 02:10 AM
The Benchmark Mortgage Connecticut Team is dedicated to provide you with the very best customer service. One of our services is our new monthly news letter. This e-mailed news letter will help you stay informed about the happenings in the mortgage industry and provide valuable tips. Our monthly news letter is sent out on the 20th of each month via e-mail, it's free and you can opt out at any tile with the opt out link on the news letter page. Sign up now quick and easy @ http://www.benchmarkct.com/ (look for the News Letter sign up at the top right of the page) this … (1 comments)
litchfield ct: Mistakes on your credit report - What to do about errors - Part 2
- 10/06/07 12:38 AM
Your credit report is a record of your credit activities. It lists all of your credit card accounts and loans, the balances as well as your payment history. It also shows if any action has been taken against you because of unpaid bills such as a lawsuit or bankruptcy filing. Because businesses use this information to evaluate your applications for credit, insurance and employment, it's important that the information in your report is complete and accurate, especially if you plan to make a big purchase like a home.
The Fair Credit Reporting Act (FCRA), enforced by the Federal Trade Commission (FTC), … (2 comments)
litchfield ct: Real Estate Agents - Have you even used a virtual tour for your listings?
- 09/06/07 06:33 AM
I know most Realtors have seen or used a virtual homes tour for their listings. I have teamed up with a company to offer these tours to my Real Estate Agent Partners here in CT and wanted to get some feedback on what your thoughts were about using tours like this.
I feel after looking at other Virtual Tour Companies this one stand above the rest. Just order the service and within 24 hrs in most cases it's done and up ready for you to sell that house! If you have use this type of service in the past; Have you liked it? … (2 comments)
litchfield ct: Benchmark Mortgage Connecticut - New web site up and running
- 09/06/07 02:38 AM
Stop by and check out our new web site for my Connecticut branch of Benchmark Mortgage. The site has some pretty cool features which includes the ability to list properties that you may have for sale. There are some very good reports and very useful mortgage calculators on the site as well.
Take a stop by and take a peek www.BenchmarkCT.com
… (0 comments)
litchfield ct: Connecticut Home Mortgage Specialist Leo Namiot - 10 Tips for Cutting Energy Costs
- 09/02/07 03:31 AM
With summer fading fast and old man winter on the way here are 10 Tips for Cutting Energy Costs With natural gas/electric prices rising and the temperature dropping, there is no time like the present to try and cut down on your energy consumption. The following are 10 simple strategies that you can implement around the house to help you save a bundle on your utility expenses this winter.1. Turn Down Your Thermostat 68 degrees is plenty warm enough. For every degree you lower your heat in the 60-degree to 70-degree range, you'll save up to 5 percent on heating costs. Wear … (1 comments)
Just about 2 weeks ago, American Home Mortgage and its wholesale counterpart, American Brokers Conduit, became the latest casualties of the credit crisis. Last year, this company closed over $58 billion in home loans. Despite being, by all accounts, a well-run business, market conditions forced them to file for bankruptcy, leaving nearly $800 million in loans unable to close. Tens of thousands of borrowers have now been left without financing as a result of companies like this going under. Clearly, with over 100 national lenders having now closed shop in the last eight months, … (0 comments)
litchfield ct: Litchfield Jazz Festival, August 3,4,5.
- 07/29/07 03:55 AM
Don't miss the Litchfield Jazz Festival Next Weekend http://www.litchfieldjazzfest.com/jazzfest_home.htm The Litchfield Jazz Festival celebrates 12 years at the Goshen Fairgrounds, August 3, 4, 5. This is a great time to enjoy the great country air and have some fun. Make your plans for this up coming weekend to check out the Litchfield Jazz Festival, it's well worth the trip! … (0 comments)
litchfield ct: How Escrow Works
- 06/10/07 02:48 PM
Closing the Sale EscrowTo finalize the sale of the home a neutral, third party (the escrow holder, a.k.a. escrow agent) is engaged to assure the transaction will close properly and on time. The escrow holder insures that all terms and conditions of the seller's and buyer's agreement are met prior to the sale being finalized, including receiving funds and documents, completing required forms, and obtaining the release documents for any loans or liens that have been paid off with the transaction, assuring you clear title to your property before the purchase price is fully paid. Mortgage Escrow Account A Mortgage Escrow Account is … (1 comments)
litchfield ct: Bond Market and Rates For Monday
- 06/04/07 06:53 AM
Monday's bond market has opened in positive territory following early stock losses. The stock markets have opened in negative territory this morning. The Dow is currently down 20 points while the Nasdaq has slipped 2 points. The bond market is currently up 5/32, but we likely will see little change in mortgage rates this morning due to weakness in bonds late Friday.The Commerce Department reported late this morning that April's Factory Orders rose 0.3%. This was lower than expected, however, today's release also revised March's orders higher by 0.6%. This news offset the lower than expected reading in April's new orders. … (0 comments)
litchfield ct: Paying Your Mortgage Off Early, Should you do it?
- 06/04/07 02:24 AM
Should you pay off your mortgage early? Even with today's low interest rates, the total amount of interest you may pay over the life of your mortgage can seem like a staggering amount. It's one of the reasons many people set a goal to pay down their mortgages early. But pre-paying a mortgage may not be for everyone. Here are some reasons to consider it:
Paying your mortgage off will make you completely debt free. You want to reduce expenses as much as possible so you can put more money into your retirement fund. You live a country, such as Canada, where … (0 comments)
litchfield ct: Some Advantages To Home Buying
- 06/03/07 04:00 AM
Deductible Homeowners Expenses One of the advantages of owning your own home is that the home mortgage interest and real estate taxes paid can be deducted from your federal income tax*. To do so, youll need to comply with current tax laws and complete the appropriate federal tax forms and itemized deduction schedules.
Home Mortgage Interest For your home mortgage interest to be deductible, it must be for a first or second mortgage, a home improvement loan or a home equity loan. Additionally
The mortgage loan must be secured by your main home or a second home Only interest paid for that tax year can be … (2 comments)
The HUD-1, also known as the settlement statement, is a prescribed form from the U.S. Department of Housing and Urban Development (HUD). This form itemizes all charges imposed on the borrower and all charges imposed on the seller in connection with the settlement of your real estate transaction.One business day before the settlement, you have the right to inspect your HUD-1 Settlement Statement.
The HUD-1 is filled out by the settlement agent who will conduct the settlement. The fully completed HUD-1 Settlement Statement generally must be delivered or mailed to you at or before the settlement. In cases where … (0 comments)
litchfield ct: Today's Market/ Interest Rates Outlook
- 05/31/07 04:39 AM
Thursday's bond market has opened in negative territory following another round of stock gains and concerns about tomorrow's economic data. The stock markets are well into positive territory with the Dow up 18 points and the Nasdaq up 11 points. The bond market is currently down 6/32, which will likely push this morning's mortgage rates higher by approximately .125 of a discount point.Today's only relevant data was the first revision to the 1st quarter Gross Domestic Product (GDP). It showed an annual rate of growth of 0.6%, which was lower than the 0.8% that was expected and well below the previous … (0 comments)
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