mortgage: Developing Good Credit Card Habits
- 02/09/15 12:46 AM
Credit card abuse is a quick path to financial distress. Being late on just one payment or going over your credit limit just a few dollars can enact fees and penalties that can set you back regarding balance repayment. And these dings on your credit report can lower your credit score.
Here are some credit card tips to help you avoid situations that hurt your credit:
Stick to your budget. A low-balance credit card with a high spending limit sitting in your wallet can tempt an unplanned purchase. If your budget calls for $100 for clothes shopping, consider leaving the … (0 comments)
My last three purchase loans had closing documents to the title company well within two weeks of loan submission into processing. Needless to say, my realtor partners were very happy in getting their commission checks early!
If you’re in need of a quick close on your purchase loan, you’re not alone.
As the Spring housing market is off to a running start, reports of multiple-offer and cash-offer situations are more common nationwide. Homes are getting bid up in markets such as San Francisco, … (3 comments)
Credit card abuse is a quick path to financial distress. Being late on just one payment or going over your credit limit just a few dollars can enact fees and penalties that can set you back regarding balance repayment. And these dings on your credit report can lower your credit score.
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