buyers: Differences Between Pre-Qualification and Pre-Approval - 11/29/19 07:13 AM
     There is a big difference between pre-qualification and pre-approval.  Pre-approval takes more work and time, but it is the way to go.  Michael Mannino  explains the difference well.  I actually have seen a buyer with a pre-qualification letter lose their deposit because the lender did not even check his job employment.  It turned out the buyer did have the job, did make plenty of money, but had a job title that was generally for part time employment.  It was a sad situation and my clients selling their home even felt bad.  Make sure your lender does the work up … (16 comments)

buyers: Roseville Open House 7/11 and 7/12 - 07/09/15 02:55 AM
I will be holding an open house Satuday, 7/11/2015 from 2 pm-4 pm and Sunday, 7/12/2015 from 2:30 pm-4:30 pm.  This house is in the gated community of Saint Andrews in Roseville, CA.  It sits right across from the eleventh hole of the Woodreek Golf Course.  
                                  
Virtual Tour
It is a four bedroom, two bathroom 2258 Square foot home.  And best of all, this house is ready to move right in!!!  Come take a look at this unique property.  Sales price just reduced to $484,900.
1736 Krpan … (5 comments)

buyers: Move in Ready Listing in Elk Grove, 95624 - 05/06/15 04:49 AM
     This move in ready home in Elk Grove has been maintained very well by the current, long term home owner.
                                   
     There are three sitting areas in the backyard, a deck off the master bedroom, a covered patio off the dining room, as well as, a sitting room off the family room.  Great for entertaining or just enjoying the yard.  
                                   
     There are new wood laminate … (7 comments)

buyers: Home for Sale-7 Ingram Ct. 12/28/13 - 12/28/13 07:43 AM
I have just listed this home on 7 Ingram Ct. for sale.  It is in the 95823 area of Sacramento.  

The home has three bedrooms and two full bathrooms.  It is 1211 square feat and features very nice tile floors in the kitchen, bathrooms, hallway and entry.  There are granite counter tops in the kitchen.

In the remaining rooms, a new wood laminate floor has just been installed.  The gas fireplace helps to create a cozy family room atmosphere.

This home is listed for $194,000.  Call me at 916-698-8414 to make an appointment to view this home. … (2 comments)

buyers: Is an FHA Loan Worth the Costs? - 06/12/13 04:35 PM
   Generally, loans with less than a 20% down payment require mortgage insurance.  This insurance covers the lender or investor from the risk of default.  For a conventional loan, the insurance covers only a part of the loan.  The FHA loan is similar.  The loan is insured by the Federal Housing Administration.  The FHA insures the lender or investor for the total loan amount.  The main advantage of an FHA loan is that you can put as little as 3.5% down and get a 96.5% loan amount to purchase a home.
     If you had purchased a home a couple … (0 comments)

buyers: CANCELLED Stockton Open House, Sun March 10th, Lincoln Village West - 03/04/13 03:09 AM
Ughh!  We have had to cancel this open house for Sunday.  We will do our best to re-schedule.  If you would like to see this home, let me know and I will do my best to make an appointment.  I am very sorry for this inconvenience.  :o(
 
This Sunday, I will be holding an open house at this half-plex in the Lincoln Village West area of Stockton from 11am to 3pm.  The home is located at 6858 Allegheny Ct., Stockton, CA 95219.

It is a three bedroom, 1.5 bath, 1456 square foot home and it is a short sale. … (2 comments)

buyers: Back on the Market, 8655 Winterfest Ct. Elk Grove, CA 95624 - 04/16/12 04:07 AM
    My listing at 8655 Winterfest Court is back on the market.  It is a very nice home with a large backyard and an above ground pool.

This home is 1889 square feet and has four bedrooms and two baths.

The interior is painted with custom colors and there is crown molding in the formal living room and dining room.

For a lot more pictures and information, CLICK HERE for a virtual tour.  This is a short sale.  There is only one short sale lender and they have indicated a short sale approval at $194,500.  Call me with any questions … (0 comments)

buyers: Mobile Home for Sale in Golden Palms Senior Park, Sacramento - 03/11/12 08:57 AM
This Home has been sold.
Welcome to 8181 Folsom Blvd. #246. This home is 1440 square feet with 3 bedrooms and 2 bathrooms.  A custom paint job and finishing touches, such as, custom window treatments make this house a home.  There is plenty of storage space with all the cabinets and large closets. 
 The yard has been landscaped beautifully with Azaleas, Camellias, Crepe Myrtles, Japanese Maples, as well as, plenty of other plants. What a great garden to enjoy while sitting on the porch. 
Golden Palms Mobile Home Park requires one resident to be 55+.  Homeowners have access to their community pool, club house and game room.  The residents have … (0 comments)

buyers: Mobile Home For Sale in Southwind All Age Mobile Home Park, Sacramento - 03/11/12 08:15 AM

Welcome to 143 Maple Dr., Sacramento, CA. 95823. What a great home! It is painted white and has plenty of light. There are like new wood laminate floors in the bedrooms, hall, dining room and living room. The lino in the bathrooms and kitchen are less than two years old. There are ceiling fans in both bedrooms and the living room. The air conditioner is new and the heater has a new fan. Yes, even the kitchen sink is new. This home is in a gated park with a great clubhouse,green area, pool and spa.

This home is listed at … (0 comments)

buyers: Foulks Ranch Home Available in Elk Grove, CA - 11/15/11 08:56 AM
     I just viewed this home at 6304 Ayr Rd. in the Foulks Ranch area of Elk Grove.  I think this is a great home, in a great neighborhood and priced right.

 
 
 
 
 
 
 
 
 
 
 
It is 2272 square feet and has 4 bedrooms, three bathrooms and an attached three car garage.  It is a short sale and the price has just been reduced to $229,000, which is $100.8 per square foot.  The average price of comparable homes sold in the neighborhood since May is $104 per square foot so it is priced right.  … (2 comments)

 
Raymond Henson, Realtor (eXp Realty of California, Inc. (lic. #01878277)) Rainmaker large

Raymond Henson

Realtor

Elk Grove, CA

More about me…

eXp Realty of California, Inc. (lic. #01878277)

Address: 3412 Babson Drive, Elk Grove, California, 95758

Mobile: (916) 698-8414

Email Me

Real estate information for home buyers and homes sellers in the Elk Grove CA, Sacramento CA and the surrounding areas.


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