purchase: Get your Free Credit Report!!!!
- 10/31/12 07:28 AM
Have you seen your credit report lately? AnnualCreditReport.com is a centralized service for consumers to request free annual credit reports. As part of the Fair and Accurate Credit Transactions Act (FACT Act), the Federal legislation signed into law the availibity to a consumer's credit report once every 12 months, by each of the 3 major credit bureaus. You can view and print your credit report from this secure website. Please note that, as a security precaution, Consumers should never provide their personal information to any other company or person for requesting free annual credit reports under the FACT … (0 comments)
purchase: First Time Home Buyers in California may get a loan for as little as 1% down payment
- 09/06/12 05:06 AM
If you are a 1st Time Home Buyer, you may be eligible for a 1% downpayment program in the state of California. Here is how it works: Example $100,000 Sales price on an owner occupied home $96,000 1st Mortgage: 30 year fixed FHA Mortgage $3,000 Down Payment Loan = Deferred Loan (no monthly payment).It is an interest only loan and the interest is deferred until one the 3 events occur. This loan will need to be fully repaid if you refinance the 1st, sell the home or move out of your home. $1,000 Down Payment
This program allows the … (0 comments)
purchase: Mortgage Rates Holding Steady after Bernanke's Speech.
- 08/31/12 04:30 AM
We are seeing little change in rates after Bernanke's speech today, although the Dow popped up about 150 points at the high, so traders/investors beliew that their could be more stimulas on the horizon. Recognizing how low rates are, rates tend to decrease like an escalator, but increase like an elevator. If you are on the fence and need help by answering important questions about your purchase or refinance, I can be reached at (707) 583-8107. Roger Farah Bay Equity Home Loans NMLS: 508446 … (2 comments)
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