RJ Baxter | Denver Mortgage Lender

Follow me
By
Mortgage and Lending - Clear Path Home Loans - NMLS #395819, #2564260
I am a Denver Mortgage Lender licensed in AL, AZ, AR, CA, CO, FL, ID, IL, NE, SD, TN, TX, WA, WY. We are one of the top Denver Mortgage Teams and specialize in a high level of communication, follow up quickly with our clients and partners, and always meet contract deadlines. A former teacher, my philosophy is to educate my clients so they understand the loan process and can make informed decisions on the best options available for their long and short term financial goals. NMLS #395819, Intercap NMLS #190465 Equal Housing Lender

ARCHIVED BLOG POSTS

2011 

Cyber Safety for Online Holiday Shopping In this week's tip of the week, I have several tips on how to stay safe if you are shopping online for the holidays.  These tips will not only keep you safe, but will make sure your personal information is not stolen and that you don't receive unwanted ema...
11/30/2011
VA Refinancing - Colorado Are you looking for No Closing Cost VA Refinancing?  If so, you aren't alone.  Many home owners pay way too much in closing costs on VA Refinancing.  Although VA caps certain fees at 1% of the loan amount, this can still add up to big bucks, especially if your mortgage l...
11/23/2011
Refinance With No Appraisal - It's True! Mortgage Options Colorado If you are under-water on your mortgage, you are in luck.  The government has approved an expansion of the HARP Refinance Program that among other things allows home owners to refinance with no appraisal.  It seems counter-intuiti...
11/22/2011
0 Comments
DU Refinance Plus The new DU Refinance Plus guidelines are being released soon. Enhancements will include unlimited loan-to-value ratios which means anyone with a Fannie Mae Owned mortgage can take advantage of the program. What is DU Refinance Plus? The DU Refinance Plus program is a government-...
11/10/2011
HARP Refinance - Colorado Are you wondering if you qualify for the HARP Refinance program?  Wondering what a HARP Refinance even is? The HARP Refinance program is a mortgage program that is designed to help people who have Fannie Mae or Freddie Mac mortgages from May, 2009 or earlier, refinance i...
11/10/2011
Does Fannie Mae Own My Loan If you are looking to take advantage of the new Home Affordable Refinance guidelines set to release in December, one of the first things you may be wondering about is "Does Fannie Mae Own My Loan?"  This question is one of the first things you will need to answer befor...
11/09/2011
Don't make this mistake!  Rob Harris of USHealthGroup joins me for this week's tip of the week on how to avoid paying double for your health insurance bills. This is a common mistake that I know I was making and you probably are too.  No one needs to pay MORE for health insurance!    
11/09/2011
APR Explained - What is Annual Percentage Rate? by Colorado Mortgage Banker RJ Baxter One of the most common questions I get on a daily basis is "What is Annual Percentage Rate?" or "What is APR?" Getting APR Explained to clients can be very difficult.  The concept of APR is not difficult to unde...
11/04/2011
Rainmaker
521,046

RJ Baxter

303-670-0137
local_phone(303) 670-0137
Contact The Author