home buying: How Much Home Can you Afford? - 11/06/08 04:29 AM
If you are up to a year away from buying a home, now is not the time to be talking to a bank.  Here is my recommendation for what you can be doing right now to put yourself in the best position when the time comes to buy your home.

home buying: Why is now the best time to buy a home in Seattle? - 08/06/08 06:31 AM
Many Seattle buyers I talk to have been waiting on the sidelines for the perfect oportunity to jump into the market.  Now may be the perfect time.
The Federal Reserve decided to leave the Fed Funds rate alone at 2.00% on Tuesday.  That means that for now banks will not have to pay more to borrow money.  That means that interest rates should be stable for now.  But there are storm clouds on the horizon, namely inflation.  According to the Personal Consumption Expenditure data, the inflation rate currently sits at 2.3%.  That's above what the Fed likes to see.  If the … (1 comments)

home buying: What is Earnest Money and How Much Should I Offer? - 07/11/08 09:59 AM
This is one of the most common questions I hear from my buyers, so here is what you need to know:
Earnest money is one of the terms you and your agent will need to decide on, when you are making an offer on a home.  It is very much what it sounds like.  Earnest money  is money that you are giving to the escrow company to hold to show your earnest desire to follow through with the purchase and sale contract on a home.  If for any reason you are forced to violate the contract, the seller and listing agent … (2 comments)


Rob Graham

Rob Graham

Seattle, WA

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Windermere Real Estate

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