If you have not had to negotiate with a Home Owner Association (HOA) regarding past HOA dues in order to get a short sale closed, well you haven’t lived. It is, seriously, one of the more frustrating tasks that we have to handle. It seems that more than half of the HOAs have some hard and fast stance on not accepting anything but a full payoff of the past due amount. I have had a situation where we were racing to get a short sale approved in time to beat the foreclosure sale. We got it approved but had to (58 comments)