All can be completed with 100% financing or refinancing with the 203k Renovation Loan. https://youtu.be/SRd5fr80Muk Fred Sweezer Sr 203k Renovation Consultant 1-562-234-2689 www.california203kconsultant.com
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home inspection: 203k Limited program
- 05/23/23 03:41 AM
What all can you do with $35,000 remodeling a home? Do the math in remodeling a bathroom, kitchen OR renovation projects unless you are a Skillful DIY "ER" It's the bear (necessities) that fit in the category of "mandatory" that will make the loan to work, inflation have taken over the "Recommended & Desired" category in order to use the limited 203k we are dealing with a situation where the use of a 203k consultant is becoming more and more necessary to hire a consultant to make the loan work and the guidelines and letters are not going to change the need … (3 comments)
home inspection: Structural Issues under the house!
- 03/11/19 02:57 AM
This crawl space inspection indications some serious issues. My written report shows with photos and documented results and experience of a certified home Inspector. This inspection shows electrical and structural issues. Crawlspaces are host to a large number of conditions that may harm the house or inspectors. Never enter a crawlspace without proper personal protective equipment. Crawlspaces are notorious for the nasty discoveries made there by inspectors, and it isn’t hard to figure out why; for one thing, their cool, dark environment attracts undesirable pests and can promote dangerous conditions. And since crawlspaces are mostly unmonitored, hazards can breed there unchecked … (4 comments)
home inspection: Home inspection- Home Appraisal why Important?
- 05/03/18 08:09 AM
What is the difference between a home inspection and a home appraisal? Bank Appraisal versus Home Inspection The home inspection is primarily intended to protect the prospective buyer from purchasing a home with structural defects and other major problems. The appraisal is meant to protect the buyer from paying too much for the home over market value. Home Appraisal An Appraiser takes into account the houses location, square footage, and selling prices of similarly sized houses located in the same area. The home appraiser usually addresses condition’s that are apparent or observable. Home Inspection A home inspector that is hired by the home buyer focus on … (2 comments)
home inspection: Long Beach Share a Bike is here
- 03/29/16 08:42 PM
Long Beach is first city in LA County to have a bike share program. Long Beach will debut a bike sharing system where you can conveniently rent bikes at on-street stations with a credit card and return them to another location near your destination. Cycle Hop will be installing 50 stations with 500 bicycles for quick trips around the city, which will be made available to residents and visitors. The initial roll-out in March 2016 will begin with stations in our downtown and shoreline areas. Currently there is a station at the court house, civic center, 4th and Cherry and the … (2 comments)
home inspection: Question, Are American Craftsman houses all bungalows?
- 07/02/15 08:53 PM
Question, Are American Craftsman houses all bungalows? The answer is historically complicated. In the early 1900s, many types of homes were inspired by the Arts and Crafts movement in England and Scotland. English-born William Morris (1834-1896) advocated a return to craftsmanship, as a reaction to the Machine Age and mass production. The popular work of Scottish architect and designer Charles Rennie Mackintosh (1868-1928) advanced interest in the basic style and its import to the U.S. Furniture maker Gustav Stickley popularized the style in America through his magazine The Craftsman (1901-1916.
A few of the attractions of the craftsman style are rich architectural … (4 comments)
What is a Pex or copper re-pipe and how much should a copper re-pipe cost? Pex is Cheaper than copper re-pipe depending on the contractor you hire. If you live in a home or buying a home that has been built more than 40 years ago, there’s a greater chance that the water pipes are made from a galvanized piping material. In fact some homes in the Los Angeles/Long Beach area have not been on the market ever are now being sold for the … (5 comments)
home inspection: 203k Loan Requirements for Current Homeowners
- 08/03/12 07:19 AM
Homeowners looking to remodel have a few options for financing the work. Most of the options, though, are more difficult to get in the current housing market. Home equity loans are rare because few homeowners have enough (if any) equity to pay for anything more than an estimate on the home improvements. But there is one financing option out there for home improvements. It's the 203k renovation loan from FHA.
Current homeowners can refinance the house into the 203k, pay for the home improvements they want, and have a new mortgage that includes the work. This way it's one loan, … (0 comments)
Due to implications in numerous house fires, the once-common practice of using aluminum wiring during the 1970s is no longer permitted in new installations in most jurisdictions. If your house has aluminum wiring, you do not necessarily need to panic. Aluminum wiring can be just as safe as copper wiring as long as it has been installed correctly. The concern with aluminum wiring is that it is very unforgiving if it has been installed incorrectly.
Aluminum wiring expands when it warms up, and … (0 comments)
home inspection: Open flame heaters and fire hazards
- 12/21/11 08:53 AM
Open Flame Heater Fires This California Height home still have its original open flame heaters as part of the historic preservation value, and at the time of the inspection the open flame heaters was disconnected and the home was using a Central Air Conditioning System.
The increasing fuel and utility prices have led many homeowners to use alternate heating methods. Supplemental heating sources add warmth — and considerable fire risks — to your home. Today, one-third of the U.S. population uses fireplaces, wood stoves or other portable fuel-fired appliances as primary heat sources in their homes. This practice can be dangerous. For example, a … (4 comments)
home inspection: Need an FHA 203K Inspector?
- 07/11/11 01:13 AM
Need an FHA 203K Inspector? Fred Sweezer Sr., is a HUD- Approved 203K Consultants. He plays an integral part in the successful completion of an FHA 203k loan transaction and guarantees rapid turnaround time. What is the 203K program?
The 203K program, sponsored through HUD, is a purchase-renovation program in which an all-inclusive loan serves to both acquire a real estate property and restore or upgrade the property to current marketable conditions. These programs provide financing for "fixer-uppers", rehabs, or foreclosures in any condition and offer the opportunity to repair, update and customize the home into a "dream come true." Currently, … (4 comments)
home inspection: Crawl Space Inspection
- 04/04/11 04:39 PM
There are positives and negatives associated with crawl spaces. The positive is that everything including structure, plumbing, wiring and ductwork is more accessible. The negative is that by the nature of the design crawl spaces are cultures for mold, mildew and termites. A crawlspace is a shallow and uninhabitable area, usually between the soil and the first floor of the home. Crawlspaces usually provide access to the electrical, plumbing and heating, ventilation and air conditioning (HVAC) systems located below the first floor. The following general guidelines are required in new homes: Minimum access opening is 18 inches by 24 inches … (4 comments)
FHA helps individuals and families become homeowners by providing lenders with mortgage insurance for certain loans. FHA does not guarantee the value or condition of your future home, and FHA does not perform home inspections. If you find problems with your new home after closing, FHA cannot give or lend you money for repairs, nor can it buy the home back from you. That’s why it is so important for you, the buyer, to get an independent home inspection. Let Fred Sweezer Sr. thoroughly examine the physical condition of your future home and give you the information … (3 comments)
home inspection: Neighborhood Stabilization Program
- 11/10/10 11:27 PM
http://www.longbeach.gov/cd/neighborhood_services/nsp2.asp NSP2 First-Time Homebuyer Assistance Program Your First Home Is Just A Few Steps Away The City of Long Beach is partnering with select local lenders and realtors to bring you the Neighborhood Stabilization Program 2 (NSP2) a First-Time Homebuyer Assistance Program. If you’re a first-time homebuyer, through NSP2 you may qualify for a second silent mortgage loan of up to $200,000 to assist with the purchase of a foreclosed, single-family home in the City of Long Beach. Plus, you may also qualify for up to $40,000 in grant funding for code-related repairs, energy-efficiency home improvements and closing cost assistance. WHAT … (2 comments)
home inspection: Water Damage and EIFS
- 09/24/10 08:28 AM
Water Damage and EIFS Synthetic Stucco Synthetic stucco is quite different from historic stucco. Historic stucco is basically a plaster made with water, sand and lime. While the composition of stucco has changed over time, it has always been applied wet over a brick, stone or wood surface to form the visible outside layer of a wall. Synthetic stucco is foamboard and fiberglass mesh attached to a wall that is covered with a polymer-based material which is then textured to look like historic stucco. It is technically known as an exterior insulation and finish system, or EIFS. It has been … (4 comments)
home inspection: Eyebrow Dormers
- 09/24/10 12:04 AM
Eyebrow Dormers An eyebrow dormer, also known as a roof eyebrow, is a wavy dormer that protrudes through the slope of a roof. It contains a window that may be fixed or operable.
The first eyebrow dormers appeared on medieval thatch-roofed cottages, making their way to America in the second half of the 19th century on Queen Anne-style houses after being popularized by Boston architect Henry Hobson Richardson. Today, roof eyebrows can be found on many different types of homes, from post-modern beach homes to converted-garage guest cottages. They are most commonly found on the attic, although they’re sometimes … (3 comments)
Fred Sweezer Sr. FHA Approved Inspector T477 Certified Home Inspector http://www.TheLongBeachHomeInspector.com 1-562-234-2689
Rooftop rainwater catchment is a system for gathering rainwater from residential or commercial roofs for direct use. This system is employed for a variety of reasons, foremost of which are: survival in a locale that lacks municipal water service; reducing the water bill; survival during drought; conservation of municipal water resources; and self-reliance. Common uses for rainwater catchment are consumption, crop irrigation, and household uses, such as flushing toilets and washing clothes.
How They Work
Rainwater catchment systems vary, from … (0 comments)
home inspection: Temperature Control Valves Due to Scald Hazard
- 07/09/10 02:59 PM
Recall Alert U.S. Consumer Product Safety Commission Delta Faucet Co. Recalls Bathtub and Shower Temperature Control Valves Due to Scald Hazard The following product safety recall was voluntarily conducted by the firm in cooperation with the CPSC. Name of Product: Universal MultiChoice Valves (used in bathtubs and showers) Units: About 105,000 Manufacturer: Delta Faucet Co., of Indianapolis, Ind. Hazard: The device in the valve that limits the amount of hot water that can flow from the shower head or bathtub spout can disengage after being manually set, causing consumers to come in contact with water that is hotter than expected. … (2 comments)
An FHA loan is a federal-assistance mortgage loan offered by qualified lenders and backed by the Federal Housing Administration.
During the Great Depression of the 1930s, soaring foreclosure and default rates led lenders to tighten their loan requirements to the detriment of the prospective homeowner. The FHA was created during this time to provide lending institutions (such as banks, savings and loan associations, and mortgage companies) with sufficient insurance to allow them to ease up on eligibility requirements for borrowers so that they could be approved for loans that they could not … (5 comments)
home inspection: Inspecting your Deck
- 05/28/10 09:14 AM
A deck failure is any failure of a deck that could lead to injury, including rail failure, or total deck collapse. There is no international system that tracks deck failures, and each is treated as an isolated event, rather than a systemic problem. Very few municipalities perform investigations into the cause of the failure, and the media are generally more concerned with injuries than with the causes of collapses. Rail failure occurs much more frequently than total deck collapses; however, because rail failures are less dramatic than total collapses and normally don't result in death, injuries from rail failures are rarely reported. Here are … (5 comments)
Adding a master bedroom and bath as well as a bathroom and laundry room off the family room. 
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