credit repair: BNI: My First Referral That Became A Client - 04/23/08 11:33 PM
Well, a seed I have sown has finally shown some financial life. 
BNI (Business Network International) is a referral based network organization. There are a couple of blogs about it in the Rain if you would like more information or Google it. Great concept. 
I joined in February and have received a few referrals, but Tuesday was my first client. And it wasn't an easy sale.
The scenario: Client was in the middle of a refi of his pool hall. Mid-score 638. Everything was fine until an old and PAID utility bill appeared on his report. Concurrently, the criteria for his loan changed from … (23 comments)

credit repair: Buckle Your Seat Belts: Advertising and Credit - 04/21/08 04:18 PM
Just a little observation.
Most car insurance commercials talk about their rates and how a good driving record is rewarded. I must admit, I don't really hear them anymore. Except the Allstate guy. What a voice. But I heard something today that caught my attention. 
We don't check your credit.
It is well known in the industry that your credit is a factor in, well, everything. But it is not mentioned in 'polite' company. But this insurance company has found a marketing slogan that will garner them record calls. 
Now, I have no idea of their rates. But the fact is with so many people's … (15 comments)

credit repair: What is Credit Restoration? - 01/07/08 11:05 AM
Many people think credit restoration is illegal or immoral. This is simply not true. I am here to give the facts; just the facts.
WHAT IS CREDIT RESTORATION?
Credit restoration removes derogatory items from the credit report using the Fair Credit Reporting Act. It does not remove the financial or moral responsibility for the debt. However, since we are all judged by what is on our credit reports, it is desirable for our 'blemishes' not to show on it. 
WHAT IS THE FAIR CREDIT REPORTING ACT?
From Wikipedia, the free encyclopedia:
The Fair Credit Reporting Act (FCRA) is an American federal law...that regulates … (18 comments)

 
Tara Colquitt, Credit Counselor (Tara Colquitt, The Credit Woman, LLC)

Tara Colquitt

Credit Counselor

Philadelphia, PA

More about me…

Tara Colquitt, The Credit Woman, LLC

Mobile: (215) 350-2483

I will be writing about credit and the changes in the industry. Also, since I have extensive experience in real estate as an investor, I may write about this topic also.


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