The USDA Rural Development loan program is essentially a mortgage program that is supported by the US government’s agriculture department. The intent of the mortgage program is to promote development and expansion in Florida’s rural communities by offering a $0 down payment home loans. USDA stands for United States Department of Agriculture. The Rural Housing program provides prospective borrowers with an opportunity for homeownership, with NO down payment required. Mentioned below is a step by step explanation of how to apply for a USDA rural housing mortgage: 1. Pre-Qualification – The first step in the application process for a USDA (0 comments)