Above and Beyond for My Clients

As trite as this sounds, it is imperative that we be proactive and vote this year.  There are some signficant Initiatives and Referendums at stake here along with whether our 12 year reign for our current Mayor will end.   Which mayoral candidate will ensure that more jobs can be created here in ...

What is the new niche now? FHA guidelines are tightening up considerably for condos now that spot approvals will not be allowed. The Republicans are proposing a minimum of 5% down payment on purchases. The minimum FICO scores for FHA homeowners and homebuyers are 620, and for those with non-tradi...

Look for changes in the FHA lending guidelines for those of you with FHA loans. Streamline FHAs without an appraisal are great products since no income, asset, or credit requirements are required.  Starting January 1 of this year, look for that to change!!  Now FHA loans will require full documen...