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ARCHIVED BLOG POSTS
2008
2
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Maybe you have a "special needs" child or know of a family member who does. If so, ask yourself what will happen to that adolescent or adult handicapped individual when you are no longer available to help him/her, both financially or emotionally. Will your state resources be adequate? Will your c...
02/29/2008
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We all love our pet's, some more than others. This article is written for the person that would take all measures available to save their cat - dog if they became ill or were in an accident.An increasingly popular insurance plan for pet owners is "Pet Insurance". Although this concept has been a...
02/26/2008
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If Google isn't already big enough, they are now running a test program to begin storing the medical records of up to 10,000 patients at the Cleveland Clinic. Google will maintain patient health profiles online, including medical history, allergies, prescriptions and other substantial health info...
02/24/2008
First we must understand what Term Insurance is and is not. Term life is the simplest type of life insurance. Term gets its name from the limited length or "term" of the contract. Term insurance usually has no cash value, generally lasts for 1, 5, 10, 15, 20 or 30 years, or to some specified age ...
02/23/2008
Many people believe that their personal medical records are saved in those grey metal filing cabinets at their local doctor, however you may not be aware that your medical records are likely in "Cyber Space", more specifically at a company called MIB.Similar to credit information being shared wit...
02/22/2008
Though SSDI is an important source of disability income protection, the definition of disability under SSDI is very restrictive. "If" you qualify, you must have significant physical or mental impairments that prevent you from working in any gainful employment activity (In 2004, gainful employment...
02/21/2008
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Imagine driving home on the interstate today and you are hit by a large Beer Truck. Your car rolls over into the ditch and you are pronounced dead. How much would you want your loved one's to sue for? One hundred thousand, a million, twenty million?? During the trial, a team of legal experts wil...
02/19/2008
Personal Disability Income Insurance can assist you to maintain your life at home - mortgage payments, groceries, utilities and auto payments. How would your business survive without you?If you become disabiled, your business will still incur expenses. Rent or mortgage payments, Staff salaries, u...
02/14/2008
After a feature article in the Los Angeles Times, Blue Cross of California announced today that they will no longer ask doctors for help in discovering pre-existing medical conditions that patients might have omitted from their coverage applications. This decision was made after the newspaper pub...
02/13/2008
A frequent question that I receive is "Why is my Association Group Plan so expensive?"Whether you work for a local or national association, trade union or other affiliated professional organization, you need to read your insurance policy carefully. Many plans are not true group plans, but rather ...
02/12/2008
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