Are you a Buyer or a Dreamer? Here's How to Tell- AND get that BIG Tax Credit

If you're considering purchasing a home-- maybe you're inspired in the hopes of getting up to $8000 in tax credit-- here's a quick survival checklist for today's San Diego market.

1. Stamina. Are you in this for the long haul, or just to 'snag a deal'? There are plenty of long waits (3,6,9+ months) , no answers, multiple offers, sales prices far above list price, teaser prices, bank craziness, homes that don't appraise (that really should) and yes, backroom deals that are totally illegal. I'll guide you through the process so you know what's right and legal, what's realistic and what's not.

2. Are you realistic?  Who wouldn't fall for a home priced $100,000 under what the neighboring homes have sold for? Unfortunately, some agents have been "pricing" homes unrealistically low for the sole purpose of gathering a multitude of offers... and it works. Lots of buyers live in the fantasy that they are the only one who will 'discover' this hidden gem and the only one who will write an offer. Not!  So guess what happens. Multiple offers = increased price. Most of the time, the home ends up selling for current fair market value.

3. Which do you want more: a house or a deal? Be honest with yourself on this one. If you're truly buying a home, you're going to think long term. Markets do rise and fall, but you either build your own equity or keep paying rent and build somebody else's. Consider this: only 1 home can be the lowest price. After that, everything else goes up.  So what are you really waiting for?  You either dream about it or you do it. Your choice.

4. Are you a good listener? Are you willing to heed the advice of a full time professional REALTOR(R) who is out in the field day in and day out, and can advise you in your best interests?

5. How many homes are you willing to lose before you write a winning offer? Nobody wants to leave money on the table or think that they could have bought the house for less. My job is to help you write an offer at the best price-- an offer which will still give you a fighting chance to win.

And that's what you really want, right? Congratulations... you're a real buyer! Give me a call and let's go get that huge tax credit for you before it's too late!

Barb Fischer

San Diego, CA

619.339.1396