Recently I encountered a situation with a very nice client and what he said to me took me off guard. I had a client that had some major credit issues. His best option to buy a home was going to be credit repair. I gave him all the normal advice about working and tackling the issues head on, but at the end of the day he wanted to use the power of prayer. Now I am not trying to make this into some spiritual discussion, so I told my client I felt that would help, but again this was not going to fix the problem.
Now, my take on this was the fact that the client was in a shock about his credit and in denial that he had some major obstacles to overcome.
So I share the old adage, of "How to Eat an Elephant?"
"One Bite at a time"
Well this applies also to credit repair. Getting your credit fixed is not the easiest challenge but not doing anything, is also not going to make home-ownership a reality either. A couple of years ago I wrote a blog post titled: Don't get your Head Caught in the Sand
Now the topic was different than today with credit repair, but again the principal has stayed the same and that is NOT TAKING ACTION.
Without taking on responsibility and action the problems around us are just not going to go away. I am here to help clients and others make this reality of home-ownership possible, but it requires action.