It May be The Perfect Time to Buy a Home!

Mortgage and Lending with Guaranteed Rate NMLS# 2611 173124

It’s no secret that the housing market has been discouraging for the last several years. An unclear amount of info about rising and falling mortgage rates has solidified the market all but unreachable for a lot of potential home buyers.

Whether you’re looking for a long-term residence or as an income property, the market is looking its best it has in a few years. Low mortgage rates are making houses inexpensive. One of the utmost concerns facing you as a prospective homebuyer is whether you can even secure that low rate mortgage. Lenders have had to tightened standards, requiring steeper down payments. some economists think that these tighter standards for lenders might be changing.

Conventional knowledge shows that owning is better than renting. Renters have been seen as throwing money away because they aren’t accumulating equity in a property. With shifting interest rates and high property costs, in recent years, renting hasn’t necessarily been a bad option. As a result of the recent housing recession, many potential owners have been renting instead.

There is change taking place right now as the market is trending in favor of buyers. House payments are becoming more reasonable than any time in the recent past. Most importantly homeowners can get more for their money.

If you’re in a place to buy a home you are going to settle into for the long term, or whether you’re looking for a profitable investment, a thoughtful approach is key. For investors, the recently popular practice of flipping a property should be approached with the greatest amount of caution and knowledge.

Investing in real estate has long been a profitable and rewarding endeavor. Just don’t forget to do your homework. You should also take the opportunity to call on an expert. I know that within my office, providing the most informative materials to prospective buyers is of the ut most importance, and with good reason, since buying a home is a major decision in any person’s life.


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Jeff Jensen
The Federal Savings Bank/Lending in 50 states - Greenwich, CT

This is indeed a great time to buy.  Best wishes for a successful 2012.  Here is a New Year poem for you.


Wonder and amazement abound


Through the air rushes the sound


Church bells ring for all to hear


As heralds of the coming new year




What will it bring this new year to come?


Will it bring joy for everyone?


Will conflict around the earth cease?


Will we finally live in peace?




One thing is certain it seems to me


That there will be plenty of opportunity


Making connections and furthering our dreams


Looking above for our star as it beams




The chance to seek out kindness wherever it lies


And find to the love that is hidden in everyone’s eyes


Take the extra moment to open the door


You’ll find it rewarding and you’ll feel good for sure




Slow down and watch earth’s beauty unfold


Listen for truths that to you will be told


As glancing raindrops make designs in a pond


And birds take flight above and beyond




Protect nature’s abundance with your every measure


So that those to come might inherit the treasure


Universal forces will align in your favor


And your aspirations you’ll be allowed to savor




Every chance to advance is before you to untether


All still lies ahead to be earned by your endeavor


Enthusiasm pushes you forward with passion


Great achievement with your skills you will fashion




The year ahead is full of promise and hope


An unblemished canvas with unlimited scope


May we all take our brushes and such a bold opus create


That all we encounter will gasp and appreciate


Dec 28, 2011 09:03 AM #1
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Eric Harlington

VP of Mortgage Lending
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