Hi Everyone- It's nice to be back! The last several months have been Crazy-Nuts! We have closed all of the properties we had planned to close with one more to close just before the end on November. I thank all higher powers for their assistance for them doing so!
Through this period, I, like most of you, have been watching our "Political Circus" doing what it do. I've laughed out loud, cried, scratched my head and said, "Huh?" and even shouted at the TV a couple of time (Because it really needed it!) in response to the silliness coming out of someone's mouth. A realtor outwardly sharing his political views is as about as proper and wanted as a Waiter in a Restaurant sharing with you that you look heavier or balder since he saw you last. These scenarios do not usually end well.
Party politics aside, the response from congress over their THREE plans/programs that have ALREADY BEEN PUT IN PLACE and their SURPRISE at the LACK of homeowners facing foreclosure taking advantage of these programs to improve their situations, was for me, a scratch my head followed by a shake and a "what in the HECK are they thinking???!!!" moment.
1. In just about the best case scenario, an organized, articulate and very intelligent homeowner face to face with a foreclosure is being barraged by phone calls from every debt collector they have ever heard of, are highly stressed out and probably pretty freaked out at and their being in the position of being close to losing their home. Then there are all of the secondary stress' of how they will deal with and live without credit, public shame and so on.
2. In the worst-case scenario, the homeowner is NOT an organized person. Is not sure what happened to make his mortgage payments go up so high or his personal income drop. His head is spinning just like the homeowner above, however, in this case, it is highly unlikely that even on a good day, he would be able to locate, apply, follow through and jump through the government's hoops (requests for personal financial information) to help himself to take advantage of one of the government's new homeowner assistance programs.
Please do not misunderstand me. Perhaps the problem up to now is that the politicians putting these programs together have never been through a foreclosure while trying to care for their families with small children. If this is the case, it's sort of like a person creating a self healing program for Cancer Patients' Emotional Sides without the writer ever having had Cancer and not knowing what feelings and thoughts these people are feeling or at what level of comprehension a victim could be reasonably expected to have.
The ART of Promotion (Asking a Nation of Homeowners in Trouble to Step Up and Embrace one of three programs to help themselves to save their homes, is actually NON-PROMOTION!) involves planning, execution and follow up to reassess weather the plan reached it's target and if you realized your desired results. These plans to help homeowners in trouble are going to be a very big part of what has to be fixed to get our economy moving in the right direction. Every American Homeowner In Trouble Should Have Heard So Much About Them, That Calling the 1 (800) Number To Start The Process Of Relief Should Have Been Second Nature! Once again, these important programs as well as future programs are what is going to CURE our DYEING ECONOMY. There is almost NOTHING more important for our Nation and Government to focus on right now.
On a side note, I am REALLY excited about the mandated switch to Digital for our TV's! All we have to do is call the government's 1 (800) Number on the Television Advertisements and they will send us a coupon for a discount on the converter box so we don't have to miss any of our favorite weekly TV Shows! How cool is that!
OH PLEASE! All of us knowing about the switch to Digital but having no clue how to, who to or where to call to take advantage of d different one of the government's programs which will save family's homes in the face of the WORST Financial Crisis in the history of our country? Where did we go so wrong???? Can someone help me understand?
Mike Ramsey Fujita RA, Vice President Realty Executives Oahu,
Mike@GreatHawaiianHomes.com (808) 630-1828.
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