Rick Cignoli, Sr. Mortgage Loan Officer (Norcom Mortgage NMLS# 71655 Equal Housing Lender)
NMLS# 76681

38 Security Drive

Avon , CT 06001


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Understanding my clients' needs, focusing on honest answers to their concerns and providing the Right Mortgage Solution at the Right Rate has earned me the reputation as a trusted Mortgage Advisor.

Get to know Rick Cignoli

 "When You Work With a Professional, You Get Professional Results"

Rick is a seasoned financial services professional who brings 40 years of banking, credit union and financial planning expertise to the home buying experience. Purchase or Refinance ... Rick is committed to hleping his clients with the Right Mortgage at the Best Rate.

Rick has expertise with the USDA Guaranteed Rural Housing Devolopment Loan program, FHA,  Conventional and Jumbo mortgage financing. He particularly likes drawing on his teaching background to guide First Home Buyers through the complicated mortgage process.

Rick is a licensed Connecticut Mortgage Loan Officer and registered with the National Mortgage Licensing Service. He attneded the University of Connecticut and is an alumnus of the Stonier Graduate School of Banking at the University of Delaware where he also served on the faculty as a Thesis Examiner. Rick's credentials include retail bank management; consumer, small business and mortgage lending; and as a registered securities and investment advisor.

Rick's experience and broad knowledge of the financial markets enables him to help him help his clients with Courtesy, Competency and Concern. Give Rick a call to be sure you have all the right information to make the right decision for your family or your client.  

Rick Cignoli's Blog Posts

Testimonials for Rick Cignoli

  • Matt McCaffrey, Dean of Admissions, Bryn Athyn College
    11/05/2013

    "Rick and I have been working together for multiple years. I came to know Rick through the recruitment and eventual enrollment of his son. I continue to remain loyal to Rick because of his comprehensive knowledge of his business, his professionalism, and his rare ability to combine specific technical strategies with how they relate to my own personal situation. He is a true "people person", an excellent listener and an established practitioner in his field. I trust him fully to provide sound, usable advice and to deliver these pertinent communications in a timely manner."

  • Debbie Cignoli
    09/25/2013

    I have known Rick, my husband, for close to 33 years. Today is our 31st wedding anniversary. I believe that living with someone that long really opens you eyes to see what type of person they are. I can tell you he is kind, considerate, trustworthy, knowledgeable, informative, understanding and patient. He is devoted to his family and his work. I know how hard he works, but I also know that he is willing to work harder to help you find the right mortgage that fits your needs.”

  • Sue-Ann Cimmeniello, Director of Operations, Kick Start to Learning
    12/14/2012

    "Rick ... I want to write you a thank you note for all that you did to help me buy my First Home. You were helpful, knowledgeable and dedicated to getting the job done. You made a promise to close my mortgage on time and you did just that. What a way to gain trust in your clients! I had a wonderful experience working with you. If I hear of any one who needs a mortgage professional to help them purchase a new home, you will be the one I tell them to use."

  • Augustus “Gus” Hampson – Financial Advisor at Northwestern Mutual.
    05/15/2012

    “I’ve known Rick for over 10 years as a business man and friend. He is an honest and pleasant professional who applies himself and his talents to help his clients better their position and make their life more pleasant.”

  • Peter Andreotto – Asst. Vice President, Business Development Sales Manager at TD Bank (f/President, Elite Lending Services)
    02/01/2012

    “I can recommend Rick Cignoli as a person with great skills and deep expertise of solutions. Rick Cignoli is an experienced, creative, wise and strong mortgage professional. His knowledge is vast and thorough. Thanks to interpersonal skills he has great relations with both company clients and potential customers.”

  • Rob Makowski, Director of Relationship Management-Higher One.
    01/25/2012

    “As a mortgage professional, Rick was not simply looking for a commission. He took the time to learn and understand my objectives and develop the best possible plan to accomplish those objectives. Rick has gone above and beyond to assist me in what has been become a challenging mortgage transaction. His commitment and support has never wavered. I recommend Rick to anyone that is looking for solutions to their current mortgage product(s).” Top qualities: Great Results, Expert, High Integrity.

  • Hector Avila , Mortgage Banker, Envoy Mortgage.
    12/10/2011

    “I recommend Rick as a very professional and knowledgeable Mortgage Officer. He knows the industry and will work hard to satisfy his clients’ mortgage needs.”

  • Christine Stewart, Realtor and Rental Specialist, William Raveis Real Estate.
    07/25/2011

    “I have referred several of my real estate clients to Rick for their mortgage needs. Rick was very professional, honest and has many years experience in the business. Anytime I called him with any questions, he was readily available or returned my calls the same day, I never had to wait for a response. He also provided the time and attention to my clients and answered any questions they had. I will definitely use Rick in the future.”

  • Bethany Lydem. Owner/Broker. Stonecrest Realty.
    07/20/2011

    Hello Rick. Congratulations on your business move! I would be more than happy to provide buyers with your “new” contact information. I find your mannerism to be completely professional and am very happy to refer my clients to you for direction."

  • Christine Stewart, Realtor and Rental Specialist, William Raveis Real Estate.
    07/17/2011

    “I have referred several of my real estate clients to Rick for their mortgage needs. Rick was very professional, honest and has many years experience in the business. Anytime I called him with any questions, he was readily available or returned my calls the same day, I never had to wait for a response. He also provided the time and attention to my clients and answered any questions they had. I will definitely use Rick in the future.”

    Service Areas (4)
    • Avon, CT
    • New Haven County, CT
    • Middlesex County, CT
    • Hartford County, CT
    • Litchfield County, CT
    Specialties (2)
    • First Home Buyers
    • Residential Mortgage
    Languages (1)
    • English