Ever wish you didn't have to say No to some potential clients when they first call?  But sometimes someone just doesn't have a good enough credit score to qualify for a mortgage -- yet.  I provide a service to you because I am the safety net-- when someone contacts you but isn't quite ready to buy that house or refinance, you can send them to work with me or someone like me- I am a consumer law attorney who helps people work on the negative items on their credit to improve their credit score.  I have also saved my clients over $500,000 in the last two years by helping them remove inaccurate items from their credit reports or getting creditors to back off and close accounts.  Ask me how I do it and how I can help you turn every potential client into a real client.