foreclosure assistance: Thinking of Short Selling? – Orange County Short Sale Realtor
- 02/02/12 07:01 AM
The short sale process can be very complicated, one that requires patience, persistence and a great deal of experience. Most lenders prefer to work with Realtors who have mastered the intricacies of the short sale process. We have a proven track record and will PROTECT your interests, financial information and documentation at all times.
Our first priority is to verify that you qualify for short sale and that it fits your particular situation. Take advantage of our confidential short sale consultation with one of our short sale specialists.
Our Orange County Short Sale Realtors are easy to talk to and have … (0 comments)
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foreclosure assistance: TOP 8 REASONS TO SHORT SALE YOUR HOME- ORANGE COUNTY SHORT SALE REALTOR
- 02/02/12 06:31 AM
1. You pay no out of pocket expenses. All short sales are sold as-is, meaning you won't have to bother spending time and money on tedious home repairs. Your lender also pays for all commissions and services on both sides of the transaction, giving you the least hassle possible in moving on to your next home.
2. Your credit damage is minimized. A short sale will have a recoverable impact of 80-100 points on one’s credit, compared to the devastating effect of 250-350 points a foreclosure has on a credit score.
3. You can buy another home in approx. … (0 comments)
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foreclosure assistance: Orange County Free short sale AND Foreclosure Help
- 02/01/12 10:03 AM
Does the current economy have you caught between a rock and a hard place? We may have a FREE solution for you! Re/Max Homes and Estates Short Sale division offers free counseling and short sale real estate services to home owners in financial Hardship. If you owe more than the value of your home we will work with your lender to negotiate a lower payoff amount on your home loans in order to get your home to a price range where it will sell in this depressed market.
· Our services are completely free to all home owners
· Your … (0 comments)
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foreclosure assistance: 5 Reasons Banks reject short sales – Your OC Short Sale Specialist
- 02/01/12 09:47 AM
Why Banks Reject Short Sales
Banks demand a plethora of documentation before approving a short sale. Contrary to popular belief, sellers do not need to be in foreclosure or have fallen behind in making mortgage payments, for a short sale to occur. Here are reasons that banks turn down short sale requests:
Short Sale Offer Price is Too Low Banks will request an appraisal, sometimes several appraisals, and may also order a BPO. When the listing agent submits the short sale offer, the agent should also include a comparative market analysis that justifies the price in the short sale offer. If … (0 comments)
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foreclosure assistance: HAFA Qualifications – Your HAFA Short Sale Specialist
- 02/01/12 09:40 AM
Do you know the rules and guidelines for the HAFA short sale program? Do you qualify? Unfortunately, not everyone does. To qualify, you must own a home that was purchased before the year 2009. In addition, you must be living in the home as your primary residence, and must have been previously considered for other foreclosure prevention options including loan modification.
Borrowers must also meet HAMP eligibility, but can be either delinquent or current on their mortgage payments. Even if current, the borrower must be able to demonstrate financial hardship.
Here are a few guideline questions to … (0 comments)
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foreclosure assistance: Stop Foreclosure and Save Your Home For Free!! - Orange County Short Sale Specialist
- 01/30/12 08:45 AM
One way to stop a Foreclosure is a SHORT SALE.
A Short Sale is a transaction that allows for the sale of a property for an amount that is less than the amount that is owed to the lender. The bank in return may accept the proceeds as full settlement of the debt.
REMAX Homes and Estates helps people decide if a short sale is right for them.
We have assisted over 400 home owners avoid foreclosure!! You will not be disappointed. 99% success rate on short sale lender approvals
www.ReMaxAnn.com
Orange County Short Sale … (0 comments)
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foreclosure assistance: Short Sale And Avoid Foreclosure! – Your Short Sale Specialist
- 01/30/12 08:32 AM
· Are Your Mortgage Payments Too High?
· Do You Want Lenders to Stop Calling?
· Do You owe More Than Your House is Worth?
· Do You Want to Dispose of Your Debt?
· Want to Minimize Damage to Your Credit?
· Suffered Loss of Income?
· Your Mortgage Will Adjust Soon and You Cannot Afford Paying Skyrocketing Rate?
· Want to Sell Your House but There is Not Enough Equity?
· Do you want to avoid a Foreclosure and Get a Fresh Start?
If you answered yes to any of the questions, then a short sale might be right … (0 comments)
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foreclosure assistance: STOP Foreclosure! With a Short Sale – Orange County Short Sale Specialist
- 01/30/12 08:22 AM
What Causes A Short Sale?
Sometimes a short sale is brought about because the homeowner borrowed more than he/she could afford to pay back and miscalculated his/her financial status. Often, the short sale arises because of an unforeseen change in the homeowner’s life, such as a long-term illness, disability, divorce or loss of employment, which has dramatically affected the person’s income such that the mortgage payments are no longer affordable
What are the Benefits of a Short Sale?
When a Short Sale is achieved, there will not be a foreclosure. A Foreclosure damages credit up to 7 years and bankruptcy … (0 comments)
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foreclosure assistance: Not Sure, if you want to Short Sale? - Orange County Short Sale Specialist
- 01/30/12 07:12 AM
Short Sale is a great option to avoid Foreclosure and it is absolutely FREE to the homeowner!!
What is a Short Sale?
A short sale, also called "Short Pay" or "Pay Off", is a transaction that allows for the sale of a property for an amount that is less than the amount that is owed to the lender. The bank in return may accept the proceeds as full settlement of the debt.
What is Foreclosure?
Foreclosure is a process in which the estate becomes the absolute property of the lending institution. It is a termination of all rights of … (0 comments)
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foreclosure assistance: Confused? Is a Short Sale, Right for You? – Orange County Short Sale Specialist
- 01/30/12 06:27 AM
RE/MAX Homes & Estates Short Sale | Pre-Foreclosure Division
Hello, my name is Ann and I am here to help see if you qualify for a Short Sale but first ask yourself a couple questions…..
Are you in a situation where:
· You lost your job
· Your Medical Expenses are too high
· Just went through/going through a divorce
· You are behind on your payments
· You have no equity
· You can't afford the cost of selling your home
· Your income has been reduced
I CAN HELP YOU! It's easy … (0 comments)
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foreclosure assistance: Is Your Mortgage Late? …Not sure what to do? – Contact Your Short Sale Specialist
- 01/27/12 10:03 AM
Have you tried negotiating with your bank and been ignored or insulted?
Are you facing foreclosure or upside down?
I can Help YOU...
I negotiate with the banks to find the best solution for you. In fact, most lenders prefer to work with professionals. I take each homeowner’s situation seriously and I am driven to negotiating a real solution.
Contact me ASAP to find out if a Short Sale is the best option for you!!
We have assisted over 400 home owners avoid foreclosure!! You will not be disappointed. 99% success rate on short sale lender approvals
www.ReMaxAnn.com
Orange County … (0 comments)
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foreclosure assistance: Avoid Foreclosure; Short Sale Your Home – Orange County Short Sale Specialist
- 01/27/12 09:31 AM
What is a Short Sale?
A short sale, also called "Short Pay" or "Pay Off", is a transaction that allows for the sale of a property for an amount that is less than the amount that is owed to the lender. The bank in return may accept the proceeds as full settlement of the debt.
What is Foreclosure?
Foreclosure is a process in which the estate becomes the absolute property of the lending institution. It is a termination of all rights of the homeowner covered by a mortgage.
TIME is very important….Contact me to see if you qualify!
We have assisted … (0 comments)
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foreclosure assistance: Considering a Short Sale? List with an Experienced California Short Sale Specialist
- 01/27/12 09:15 AM
Facing Foreclosure?
Missed a couple of house payments?
NO EQUITY????
Whatever you do DON'T GIVE UP and let the bank take back the house!!!
Does not matter if you are upside down in the house and have no equity!
We specialize in SHORT SALES where the bank will take a discounted settlement.
We ARE experts, and this will put you in a much better situation all around.
We have assisted over 400 home owners avoid foreclosure!! You will not be disappointed. 99% success rate on short sale lender approvals
www.ReMaxAnn.com
Orange County Short Sale … (0 comments)
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foreclosure assistance: Is a Short Sale the Best Option? – Ask your OC Short Sale Specialist
- 01/26/12 10:07 AM
· Are You In a Default Situation?
· Are You Facing Back House Payments?
· Do You Need To Sell ASAP?
· Do You Have Little Or No Equity In Your Home?
· Do You Owe More Than Your Home Is Worth?
· Do You have a Notice of Default?
· Do You have a sale date?
A short sale is when a lender accepts a discount on a mortgage to avoid a possible foreclosure auction or bankruptcy.
We have assisted over 400 home owners avoid foreclosure!! You will not be disappointed. 99% … (0 comments)
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foreclosure assistance: Your Credit in a Foreclosure VS a Short Sale – Orange County Short Sale Specialist
- 01/26/12 09:58 AM
Know that sellers will take a bigger hit on their credit report by going through foreclosure than going through a Short Sale. Of course paying you mortgage with a few late payments and modifying your loan is the best course of action, however that topic is for a different blog. FICO score may sway towards the following: Foreclosure A hit of 200 to 300 points may occur within the 3 different credit bureaus. This means if a seller's FICO score before foreclosure was 720, it could dip lower than 300. The seller has to also consider the initial dings from the … (0 comments)
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foreclosure assistance: SHOULD YOU: SHORT SALE OR FORECLOSE? - OC SHORT SALE SPECIALIST
- 01/26/12 09:34 AM
Why would a bank or mortgage lender want to do a short sale?
A common saying is that banks are in the business of lending money and do not want to own real estate. This is slightly misleading but is essentially true. When a bank takes a property back via foreclosure, it is a long and expensive process and often results in holding the property in their inventory as a non-performing asset. Banks have a limit to the amount of non-performing assets they want to hold. Once this limit is exceeded, they have strong incentive to get rid of the properties … (2 comments)
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foreclosure assistance: Before considering Bankruptcy, Short Sale your property – Your Short Sale Specialist
- 01/26/12 09:26 AM
RE/MAX Homes & Estates Short Sale | Pre-Foreclosure Division
Inform yourself of all the possible options before you may or may not consider bankruptcy. The consultation is absolutely free and confidential. Again, educate yourself of all of the possible pros and cons. Then you may choose the best options that will optimize your benefits for both you and your family. My name is Ann and I'm here to help... (714) 588-7676
We have assisted over 400 home owners avoid foreclosure!! You will not be disappointed. 99% success rate on short sale lender approvals www.ReMaxAnn.com Orange County Short Sale Queen short sale … (0 comments)
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foreclosure assistance: Late on your mortgage? Can’t Refi? – Contact Your Orange County Short Sale Specialist
- 01/26/12 09:14 AM
YOU’RE FACING FORECLOSURE! YOU’RE SHORT ON MONEY....
CAN'T REFI? NO EQUITY? NOT SURE WHAT TO DO?
I DO NOT WANT TO BUY YOUR HOME
I AM NOT AN INVESTOR
I AM NOT A LENDER
I AM NOT A BK LAWYER
BUT, I CAN HELP YOU
WE DO NOT CHARGE FOR ANY OF OUR SERVICES WE GET PAID BY YOUR LENDER
We have assisted over 400 home owners avoid foreclosure!! You will not be disappointed. 99% success rate on short sale lender approvals www.ReMaxAnn.com Orange County Short Sale Queen Ann Urias … (0 comments)
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foreclosure assistance: 5 Reasons banks reject short sales! Your Orange County Short Sale Specialist
- 01/25/12 10:13 AM
Why Banks Reject Short Sales
Banks demand a plethora of documentation before approving a short sale. Contrary to popular belief, sellers do not need to be in foreclosure or have fallen behind in making mortgage payments, for a short sale to occur. Here are reasons that banks turn down short sale requests:
Short Sale Offer Price is Too Low Banks will request an appraisal, sometimes several appraisals, and may also order a BPO. When the listing agent submits the short sale offer, the agent should also include a comparative market analysis that justifies the price in the short sale offer. … (1 comments)
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foreclosure assistance: Short sale questions buyers should ask!! - Orange County Short Sale Specialist
- 01/25/12 09:55 AM
Qualify Your Short Sale Before Writing the Offer
Before you decide to buy a short sale property, ask your agent to do a little groundwork first.
Examine the Comparable Sales Many banks will discount the price a little bit from market value, but to get an acceptance, offers should be reasonable and close to the comparable sales.
Check Out the Short Sale Listing Agent's Track Record If the short sale listing agent has very few short sale listings and has little experience actually closing a short sale, your chances of offer acceptance may be slim.
Ask How Many Short … (0 comments)
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The short sale process can be very complicated, one that requires patience, persistence and a great deal of experience. Most lenders prefer to work with Realtors who have mastered the intricacies of the short sale process. We have a proven track record and will PROTECT your interests, financial information and documentation at all times.
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