short sales: Approved short sale, 3 bed room 2.5 bath $335k, Anaheim short sale Realtor
- 05/07/12 09:56 AM
Attached Brookfield Community3 bed room2.5 bath 1900 sq ft 2 car direct access garageHOA 252 A MonthProperty just came back on the market!! Bank approved for 335k!!!Call Ann for an appt 714 588 7676 begin_of_the_skype_highlighting 714 588 7676 end_of_the_skype_highlighting or email mewww.remaxann.comlic 1451803
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short sales: Is a short sale right for you? Loan modification denied? Orange County Short Sale
- 05/04/12 06:57 AM
What Causes A Short Sale?Sometimes a short sale is brought about because the homeowner borrowed more than he/she could afford to pay back and miscalculated his/her financial status. Often, the short sale arises because of an unforeseen change in the homeowner's life, such as a long-term illness, disability, divorce or loss of employment, which has dramatically affected the person's income such that the mortgage payments are no longer affordable. What are the Benefits of a Short Sale?When a Short Sale is achieved, there will not be a foreclosure. A Foreclosure damages credit up to 7 years and bankruptcy up to 10 … (0 comments)
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short sales: Short Sale your Home and Avoid Foreclosure – Orange County Short Sale Specialist
- 04/18/12 02:56 AM
What Causes A Short Sale? Sometimes a short sale is brought about because the homeowner borrowed more than he/she could afford to pay back and miscalculated his/her financial status. Often, the short sale arises because of an unforeseen change in the homeowner’s life, such as a long-term illness, disability, divorce or loss of employment, which has dramatically affected the person’s income such that the mortgage payments are no longer affordable.
What are the Benefits of a Short Sale?
When a Short Sale is achieved, there will not be a foreclosure. A Foreclosure damages credit up to 7 years and … (0 comments)
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short sales: Wells Fargo short sale assistance - WACHOVIA short sale specialist - Orange County short sale help
- 03/20/12 06:44 AM
Do you have a mortgage with Wells Fargo, Wachovia or World Savings? If so you may qualify for relocation assistance when you agree to short sale your home.Assistance may range from $2500 to $30,000See if You Qualify for a Short Sale• Is your home upside down? (Your home is worth less than what you may owe on it.)• Have you been denied for a loan modification?• Do you have a hardship? (Things have happened where you find yourself struggling to make your mortgage payment or can't make it at all.)• Do you want to save your credit from a bankruptcy and/or … (1 comments)
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short sales: HARP Program guidelines have changed - Review the new guidelines now - Orange Short Sale Specialist
- 03/19/12 04:33 AM
HARP guidelines have changed
please go to https://www.efanniemae.com/sf/mha/mharefi/pdf/refinancefaqs.pdf
We have assisted over 400 Homeowners avoid foreclosure!! You will not be disappointed with a 99% success rate on short sale lender approvals.
www.remaxann.com
Orange County Short Sale Queen
Ann Urias 714-588-7676
Aliso Viejo short sales, Anaheim short sales, Anaheim Hills short sales, Brea short sales, Corona Del Mar short sales, Costa Mesa short sales, Coto De Caza short sales, Dana Point short sales, Fullerton short sales, Foothill Ranch short sales, Fountain Valley short sales, Garden Grove short sales, Huntington Beach short … (0 comments)
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short sales: Attn FHA buyers - You must read this FHA update - Orange County Realtor
- 03/08/12 01:43 PM
Starting April 1st 2012"FHA will increase its annual mortgage insurance premium (MIP) by 0.10 percent for loans under $625,500 and by 0.35 percent for loans above that amount. Upfront premiums (UFMIP) will also increase by 0.75 percent." ... HUD website Current Rate New RateUp-front charge 1.00% 1.75%Monthly charge 1.15% 1.25%Examples: CURRENT UP-FRONT RATE: $200,000 price at 96.5% = $194,930 loan amountNEW UP-FRONT RATE: $200,000 price at 96.5% = 196,377.50 loan amount CURRENT MONTHLY RATE: 1.15% on $194,930 = $185/monthly MINEW MONTHLY RATE: 1.25% on $196,377.50 = $201/monthly MI These increases can mean the difference between qualifying or NOTContact your lenders … (2 comments)
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short sales: FHA Waives 3 Yr. Wait Time for Short Sellers.. That means you can buy a home asap! - Orange County Short Sale Realtor
- 02/21/12 06:09 AM
FHA Waives 3 Yr. Wait Time for Short Sellers..
FHA has financing for homeowners who are short selling their home and wants to repurchase another home after the short sale is approved and completed thru their current lender.
There are a number of home owners who will qualify for this program by meeting the "extenuating circumstances" criteria.
Qualifications
1) They must be current on their mortgage and all other credit obligations for the 12 months prior to the actual short sale completion date.
Note: Contrary to popular belief ..a "short sale" in and by itself is a not a credit score … (1 comments)
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short sales: Possible extension on Tax Waiver on Mortgage Debt Forgiveness
- 02/16/12 06:23 AM
UPDATE LINK: Mortgage Debt Relief Act 2007 Extension for 2013
Obama’s FY2013 budget proposal includes an extension of the Mortgage Forgiveness Debt Relief Act of 2007.
The Act ensures that homeowners who received principal reductions or other forms of debt forgiveness on their primary residences do not have to pay taxes on the amount forgiven.
Without the Mortgage Forgiveness Debt Relief Act, debt reduced through mortgage modifications or short sales qualifies as income to the borrower and is taxable. Under the act, up to $2 million in debt elimination can be tax-free.
In the Treasury’s Green … (1 comments)
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short sales: Mortgage Relief Fraud: Will You Be the Next Victim? - Orange County short sale Realtor
- 01/30/12 04:12 PM
Not if I have anything to say about it!
The FBI reported a jump of 71% in mortgage relief fraud investigations from 2008-2009, and expects this number to have grown in 2010.
That’s why it’s my duty to educate homeowners in my community on the cautions they need to take, and what the government has recently done to protect you from unscrupulous individuals and companies who want to take advantage of their desperate situations.
What you need to watch out for if you are looking for mortgage relief assistance:
1. Upfront fees—just don’t pay them! In fact, … (4 comments)
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short sales: Got to Vent about Wachovia and Wells Fargo short sale process changes!!! - Things have gotten bad again
- 11/29/11 09:16 AM
WACHOVIA SHORT SALE PROCESS CHANGES
I have closed tons of Wachovia and Wells Fargo short sales in the last 4 years and they were one of the quickest short sale servicer to deal with. THINGS HAVE CHANGED!!
I submitted the Wachovia short sale back in mid October and I received an approval from B of A which holds the 2nd in about 7 days, I was shocked in a good way. I was thinking wow this should be all wrapped up quick since Wachovia held the 1st and in the past I always received approval with in 8 days, I … (1 comments)
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short sales: Loan modification just got denied? Trust deed sale date? You do have options
- 11/25/11 10:27 AM
What Causes A Short Sale?
Sometimes a short sale is brought about because the homeowner borrowed more than he/she could afford to pay back and miscalculated his/her financial status. Often, the short sale arises because of an unforeseen change in the homeowner’s life, such as a long-term illness, disability, divorce or loss of employment, which has dramatically affected the person’s income such that the mortgage payments are no longer affordable
What are the Benefits of a Short Sale?
When a Short Sale is achieved, there will not be a foreclosure. A Foreclosure damages credit up to 7 years and bankruptcy … (0 comments)
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short sales: 3.8 Percent “Sales Tax” on Your Home ? Dont Panic, tons of false information is going around about this bill!!
- 11/25/11 10:08 AM
The new tax added by the health care reform law is an add-on to existing taxes on capital gains and other ”unearned income” (dividends, rents, and interest). The new 3.8% tax is often referred to as a Medicare tax because its revenues will be dedicated to the Medicare Trust Fund. For capital gains, presently taxed at a 15% rate, the gains rate would rise an additional 3.8 percentage points for high-income taxpayers, those with adjusted gross incomes (AGI) above $250,000 ($200,000 if filing a “single” return). Capital gains arise with the sale of capital assets, such as stocks, bonds, and real … (1 comments)
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short sales: What is a Short Sale?
- 11/16/11 04:03 PM
What is a Short Sale?
A short sale, also called "Short Pay" or "Pay Off", is a transaction that allows for the sale of a property for an amount that is less than the amount that is owed to the lender. The bank in return may accept the proceeds as full settlement of the debt.
What is Foreclosure?
Foreclosure is a process in which the estate becomes the absolute property of the lending institution. It is a termination of all rights of the homeowner covered by a mortgage.
TIME is very important....Contact me to see if you qualify! Free short sale … (1 comments)
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short sales: Short Sale Questions and Answers brought to you by Ann Urias
- 11/09/11 05:37 AM
Join my group on Facebook and ask any short sale questions you would like answered. I have completed over 300 short sales and I have run in to many situations. If I do not have the answer I will get it for you.
http://www.facebook.com/groups/177889312298516/
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short sales: Should the buyer or seller have to pay a short sale negotiating or processing fee in the state of California?
- 11/08/11 04:16 PM
Q. Should the buyer or seller have to pay a short sale negotiating or processing fee in the state of California?A. No
please see link
http://www.dre.ca.gov/pdf_docs/ca/ConsumerAlert_ShortSalesUp…
www.remaxann.com for more info
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short sales: Loan modification just got denied? A short sale might be your best option - Anaheim Short Sale Realtor
- 09/04/11 08:51 PM
See if You Qualify for a Short Sale Is your home upside down? (Your home is worth less than what you may owe on it.) Do you have a hardship? (Things have happened where you find yourself struggling to make your mortgage payment or can't make it at all.) Do you want to save your credit from a bankruptcy and/or foreclosure? (Bankruptcy and/or foreclosure will damage your credit for 7 - 10 years) Have you missed any mortgage payments? Do you need to relocate? Have you been denied for a loan modification?My Short sale services are free to homeowners!!!! Call to … (1 comments)
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short sales: Free Short Sale Services provided by your Orange County Short Sale Realtor
- 08/30/11 09:48 AM
Free Short Sale Services If you are in a situation where:· You lost your job · Your Medical Expenses are too high · Just went through/going through a divorce · You are behind on your payments · You have no equity · You can't afford the cost of selling your home · Your income has been reduced · You are in foreclosure WE CAN HELP YOU! It's easy and doesn't cost you any MONEY! Our services are Free!!! WHEN THE DEBT EXCEEDS YOUR HOME'S VALUE… we can help is with a SHORT SALE. Benefits of a Short Sale:Avoid Foreclosure Avoid Bankruptcy Reduced damage to … (0 comments)
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short sales: Successful Aliso Viejo Short Sale closed!! IndyMac Short Sale Specialist - Aliso Viejo HAFA approved short sale
- 08/29/11 10:27 AM
Aliso Viejo short sale details
Property located in Aliso Viejo California Hardship - Divorce Indymac loan amount on 1st 554k Bank of America loan amount on 2nd 185k Property sold for 430k 2nd lender accepted 6k Sellers receive 3k in relocation assistance HAFA approved Short sale total time it took to list property and close escrow 83 days seller out of pocket expense $0
Considering short selling contact Ann Urias at 714 588 7676 or www.remaxann.com
99% success rate and over 300 short sales approved!!!
lic # 01451803
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short sales: Stop foreclosure!! Free short sale services from your Orange County Realtor
- 08/15/11 09:46 AM
What is a Short Sale?
A short sale, also called "Short Pay" or "Pay Off", is a transaction that allows for the sale of a property for an amount that is less than the amount that is owed to the lender. The bank in return may accept the proceeds as full settlement of the debt.
What is Foreclosure?
Foreclosure is a process in which the estate becomes the absolute property of the lending institution. It is a termination of all rights of the homeowner covered by a mortgage.
TIME is very important....Contact me to see if you qualify! Free short sale … (0 comments)
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short sales: BUY Short Sales and Foreclosures - Orange County Foreclosure Specialist
- 07/06/11 11:26 AM
WWW.REMAXANN.COM TO SEARCH FOR FORECLOSURES AND SHORT SALES LIC # 01451803
Your Foreclosure Specialist
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Attached Brookfield Community3 bed room2.5 bath 1900 sq ft 2 car direct access garageHOA 252 A MonthProperty just came back on the market!! Bank approved for 335k!!!Call Ann for an appt 714 588 7676 begin_of_the_skype_highlighting 714 588 7676 end_of_the_skype_highlighting or email mewww.remaxann.comlic 1451803 
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