ARCHIVED BLOG POSTS
2012
Doug Reynolds, a Sacramento Area Realtor, gives advise and opinion for buyers that are in the hunt for a home. Buyers need to carefully select the Realtor they want to work with, discuss their wants and needs and then hand over their trust to the agent they picked. A lot of times buyers can en...
02/29/2012
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Interest rates are the lowest in decades, enticing many borrowers to shop for a loan. Mortgage lenders adjust their rates based on perceptions of risk, so unless the borrower can show they’re a low-risk individual, the borrower is unlikely to qualify for a rate that matches those seen in recent ...
02/27/2012
Unfortunately, in our economy man people have got through a short sale, foreclosure or bankruptcy. The good news is you can establish your credit and in a fairly short people of time, be able to purchase a home again with the currently historical low interest rates and very low prices. Take a ...
02/25/2012
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By Mia Lamar, Wall Street Journal Consumer expectations for U.S. home prices perked up in December, matching a modest fourth-quarter improvement in the U.S. economy, according to a monthly survey from mortgage market firm Fannie Mae. For its December reading, Fannie Mae said survey respondents ...
02/24/2012
Talking Points · In coming weeks, federal policy makers could roll out pilot programs to further test the concept of renting out single-family homes. · There are two different types of programs that officials are likely to consider. Under the first, the Federal Housing Admin...
02/23/2012
By Marcie Geffner, Bankrate.com Mortgage interest rates, near all-time lows, are likely to remain attractive throughout 2012. That means opportunities for new homebuyers and for homeowners who want to refinance. Here are five reasons why you might want to get a new mortgage, and what you should...
02/22/2012
I hear it from new clients all the time: "But I thought it's a buyer's market?" Take a look at this video to learn about how Sacramento Real Estate has low inventory and high demand, creating a "Price Sensitive Seller's Market." The inventory of homes for sale in the Sacramento area is only 2 ...
02/21/2012
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First-time home buyers planning to purchase a house later this year may have a better chance of qualifying for a mortgage if they have had a history of paying their rent on time. Making sense of the story Last year, credit-reporting agency Experian added a section to millions of credit reports sh...
02/20/2012
Doug Reynolds, a Sacramento Area Realtor, discusses the history of interest rates in America and shows how the current interest rates in 2012 are at record lows for home buyers. The unheard of interest rates of 3.5% and 4% combined with the bottom of the market for prices are creating the best ...
02/19/2012
· When the new year arrives, promises and resolutions abound, but few include home improvement. Here are resolutions every homeowner should make. · Cut energy use: Sealing and insulating ductwork can improve the efficiency of a heating and cooling system by as much as 20 perce...
02/18/2012
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Doug Reynolds
Realtor - Sacramento, CA