short sale: Considering a Short Sale in Eastlake Trails? - 11/08/11 09:41 AM
EASTLAKE TRAILS SHORT SALE INFORMATION

Do you owe more on your home than it is worth?
 
Are you having trouble making your mortgage payments?
 
Are you already behind on your mortgage payments?
 
Has your interest rate adjusted to make it unaffordable now?
 
Do you need to refinance but can't because your house won't appraise for more than your loan amount?
 
Do you need to sell your house, but owe more than it can be sold for?
 
Do you think that you may enter into foreclosure on your home?
 
If you are possibly facing … (0 comments)

short sale: Are You Considering a Short Sale in Bonita - 11/08/11 08:59 AM
Bonita Short Sale Information
Do you owe more on your home than it is worth?
Are you having trouble making your mortgage payments?
Are you already behind on your mortgage payments?
Has your interest rate adjusted to make it unaffordable now?
Do you need to refinance but can't because your house won't appraise for more than your loan amount?
Do you need to sell your house, but owe more than it can be sold for?
Do you think that you may enter into foreclosure on your home?
If you are possibly facing foreclosure, do you know the possible consequences if you … (0 comments)

short sale: MARS Has Disappeared - 08/06/11 05:59 AM
MARS has disappeared. Not the planet of course, but the Mortgage Assistance Relief Services disclosures.  The FTC announced on 7/15/11 that real estate brokers and agents will no longer have to use the MARS disclosures in short sale transactions.  It is still in effect however for brokers and agents assisting customers with loan modifications.  The added disclosures came and went like a bad dream. So long extra papers, we wont miss you.
Here is a link to the FTC announcement: http://www.ftc.gov/opa/2011/07/mars.shtm
 
 
visit: http://www.equityinmotion.net  and http://www.sdinvestmentrealestate.com for local san diego and chula vista real estate and financing info.
(0 comments)

short sale: California Senate Bill 458 - No Deficiency After Short Sale - 08/06/11 05:56 AM
California Senate Bill 458 - No Deficiency After Short Sale California Senate Bill 458 that was just signed into law on July 15th prohibits even junior lienholders from seeking deficiency after a short sale. This new Senate Bill amends section 580e of the Code of Civil Procedure so that "No deficiency shall be owed or collected, and no deficiency judgment shall be requested or rendered for any deficiency upon a note secured solely by a deed of trust or mortgage for a dwelling of not more than four units, in any case in which the trustor or mortgagor sells the dwelling … (4 comments)

 
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Mike Marroquin

Supreme Lending Team

Henderson, NV

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