finance: How Will You Spend Your Tax Refund?
- 03/21/12 06:23 AM
You probably already have an idea of what to do with your tax refund. It's a pretty common occurrence when doing the math after filing your taxes that you imagine the places the return will go to. But now that we're in return season, what will you do with it? On today's Equifax Finance Blog post, tax expert Eva Rosenberg gives you plenty of options to choose from, some you may not have thought of and some you maybe should consider. Are you looking to do something practical? Catching up on bills is certainly a sensible way to spend a little … (4 comments)
finance: Trust Low in the Finance Department
- 07/23/10 06:55 AM
Do you trust financial services companies? According to the latest Chicago Booth/Kellogg School Financial Trust Index it seems as though their trust in financial services companies is coming up a bit short. The Chicago Booth/Kellogg School Financial Trust Index shows that consumers have little faith in financial services. People worry that financial institutions work for their own interests and do not keep investor money safe. Consumers do not trust the economy and are not willing to be very active financially. The Trust Index is also low for real estate, with property owners believing values will only drop. A majority of individuals … (0 comments)
finance: The Volatility Index- Much Ado About Nothing
- 07/13/10 04:19 AM
My friend Dan Solin explains the confusing volatility index in his post on the Equifax Personal Finance Blog. You have no doubt been reading a lot about the volatility index lately. Before I tell you why I believe it is irrelevant, let me first tell you what it is. The Chicago Board Options Exchange established a volatility index (VIX). The VIX is not a measure of how volatile the markets have been. It is a reflection of how volatile investors predict the markets will be in the short term. An increase in the VIX option price means investors expect market … (0 comments)
finance: What's in your credit report?
- 07/12/10 04:19 AM
Here's some handy information from my fellow blogger Robin Holland about credit reports from her article on the Equifax Personal Finance Blog. Think of your credit report as a snapshot of your financial life. Creditors don't get to know you by inviting you over for a barbecue or "friending" you on Facebook. They look to your credit report to get an idea of who you are, your history of payments with loans and credit cards, and what kind of client you may potentially be. Creditors can tell a lot about you from your credit report. They have a ton … (2 comments)
finance: Annuities: The Good, The Bad, and The Ugly
- 06/29/10 04:20 AM
Here's a clip from my friend Dan Solin's article on the Equifax Personal Finance Blog to help guide you through the confusing world of annuities. There's a lot of misinformation about annuities. That's not surprising, since the term "annuity" is applied to a variety of dissimilar investments. These investments are also quite complex, which seems to suit the insurance industry. Complexity makes it more difficult for investors to separate good annuity investments from the bad. I divide annuities into three categories: the good, the bad, and the ugly. The Good: Immediate Annuities If you ask retirees what they fear … (2 comments)
finance: How Is My Credit Score Calculated?
- 06/28/10 05:41 AM
Here's an article with some helpful information about credit reports from my fellow blogger Robin Holland on the Equifax Personal Finance Blog. We get lots of questions from consumers on Equifax.com, our Facebook page, Twitter and now the Equifax Personal Finance Blog about what factors impact credit scores. The truth is, you have control over your credit. Only you determine what accounts you open, how much debt you carry, how you make your payments, and how responsible you are with your credit and how that behavior translates to your credit report. Your credit score is comprised using the information … (2 comments)
You probably already have an idea of what to do with your tax refund. It's a pretty common occurrence when doing the math after filing your taxes that you imagine the places the return will go to. But now that we're in return season, what will you do with it? 
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