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first time home buyer: Homeowner's Insurance: Put the Right Policy In Place + Mortgage Rate Update
- 04/17/09 03:11 AM
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first time home buyer: Understanding the Home Appraisal Process
- 04/16/09 04:01 AM
Karl PeidlSuperior Mortgage CorpAugusta Professional Center 854 S White Horse PikeHammonton, NJ 08037
© Copyright 2009. All About News, Inc.
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first time home buyer: Fear and Greed in the Real Estate Market
- 04/06/09 05:17 AM
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first time home buyer: Compare and Evaluate to Find the Right Home!
- 04/02/09 04:06 AM
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first time home buyer: Is It Time To Purchase a New Home?
- 03/27/09 06:11 AM
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first time home buyer: What Lenders Look for in Home Loan Applications
- 03/19/09 01:09 AM
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first time home buyer: Affordability, Stability, and Incentives Legislation Unveiled
- 03/07/09 03:44 AM
As goes housing, so goes the economy. To combat housing's recent decline and the impact on consumers and Wall Street alike, the Obama Administration recently released the details of the Homeowner Affordability and Stability Plan (HASP). Whether you own a home or not, the impact of the plan will affect you.
Fortunes have been made and lost on the strength of the housing market and as housing struggles today, so do many Americans. Millions of homeowners have seen the value of their home decline and as a result, whether someone has been looking to refinance into lower a interest rate, … (0 comments)
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first time home buyer: An Opportunity of a Lifetime
- 02/25/09 07:49 AM
Warren Buffet says, "A simple rule dictates my buying: Be fearful when others are greedy, and be greedy when others are fearful." While Mr. Buffet was writing about buying stocks, the same can be said for housing today.
Housing issues have permeated the economy both locally and nationally. This week, one index that tracks housing prices, S&P/Case-Shiller Home Price Indices, indicated home values fell the most since 1968, declining 18.5% in December from the year before.
Looked at from a different perspective, this means home prices have fallen to levels not seen in six to twelve years, depending on … (0 comments)
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first time home buyer: MASSIVE, NATIONWIDE INVENTORY REDUCTION SALE!!!
- 02/24/09 08:44 AM
Prices have been slashed!!!
Low financing available!!!
Cash rebates up to $8,000!!!
Due to current economic conditions, we are offering huge savings off over-stocked items. Buy at prices not seen in 5 years with rates among the lowest in history. Sale includes, but is not limited to the following:
Single-family homes
Condos
Townhouses
Second Homes
Investment Properties
For the best deals nearest you, contact your favorite neighborhood Realtor.
Hurry as these savings will not last forever.
For first-class financing service, call Karl Peidl of Superior Mortgage at 1-800-706-6671 ext … (6 comments)
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first time home buyer: Tax Credit for Homebuyers
- 02/20/09 08:39 AM
First-time homebuyers who purchase homes from the start of the year until the end of November 2009 may be eligible for the lower of an $8,000 or 10% of the value of the home tax credit. Remember a tax credit is very different than a tax deduction - a tax credit is equivalent to money in your hand, as opposed to a tax deduction which only reduces your taxable income.
The tax credit starts phasing out for couples with incomes above $150,000 and single filers with incomes above $75,000. Buyers will have to repay the credit if they sell their … (4 comments)
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first time home buyer: Why Rent: Advantages of Home Ownership
- 02/20/09 05:47 AM
It's staggering when you think about the cost of living, especially if you're a renter and not a home owner. If you are currently paying $1,000 a month for rented housing, over the next three years your property management company will effectively have reaped $36,000 of your hard earned cash. In most cases, you know your rent will go up every year, even if you live in an area that has rent control regulations. You're paying the mortgage for the property owner, when you could be building equity in your own real estate investment.The tax deductions available to … (0 comments)
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first time home buyer: Inside Story: New Stimulus Bill and Homeowners
- 02/19/09 07:55 AM
Tax Credit for Home buyers
First-time home buyers who purchase homes from the start of the year until the end of November 2009 may be eligible for the lower of an $8,000 or 10% of the value of the home tax credit. Remember a tax credit is very different than a tax deduction - a tax credit is equivalent to money in your hand, as opposed to a tax deduction which only reduces your taxable income.
The tax credit starts phasing out for couples with incomes above $150,000 and single filers with incomes above $75,000. Buyers will have to repay … (0 comments)
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first time home buyer: FIRST-TIME HOMEBUYER TAX CREDIT UPDATE
- 02/18/09 03:12 AM
FIRST-TIME HOMEBUYER TAX CREDIT
As Modified in the American Recovery and Reinvestment Act
Major Modifications Underlined
February 2009
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first time home buyer: ****NJHMFA Police & Firemen's Retirement System Interest Rate Change to 3.75%****
- 02/03/09 01:26 AM
Effective February 15, 2009the interest rate for the Police & Firemen's Retirement System Mortgage Loan Program will be 3.75%.
This program is only available for First Time Home Buyers.
Currently there is approximately $64,000,000 in available funds.
Funds dried up very quickly the last time these moneys were made available, so do not wait to take advantage of this opportunity.
Call me for more information at 609-294-4349.
Karl Peidl
Senior Mortgage Consultant
Superior Mortgage Corp.
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first time home buyer: New Jersey Smart Start Fact Sheet
- 01/30/09 08:23 AM
1. PROGRAM DESCRIPTION: Accumulating the funds for downpayment and closing costs is a common barrier to potential homeowners. The Smart Start Program is available to participants in the Agency's first mortgage homebuyer's program who are purchasing homes in Smart Growth areas. The program helps these families by offering a second mortgage for downpayment and/or closing costs up to 4% of the first mortgage.2. AVAILABLE FUNDS: As allocated by HMFA.3. ELIGIBLE BORROWERS:Eligible households are those who qualify under the Home Buyer Program. Borrowers with sufficient personal assets to close a loan at more than 80% LTV are ineligible. Corporations and Investors are … (8 comments)
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first time home buyer: Stop Paying Your Landlord's Mortgage!
- 01/07/09 04:49 AM
It's staggering when you think about the cost of living, especially if you're a renter and not a home owner. If you are currently paying $1,000 a month for rented housing, then over the next three years, your property management company will effectively have reaped $36,000 of your hard earned cash! You're paying their mortgage when you could be building equity in your own property.What if I don't have the money to buy a home right now?There are many loan programs available that offer low and no down payment options. Some programs permit gift money as a down payment, and … (2 comments)
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first time home buyer: Mortgage Rates for First Time Home Buyers
- 10/08/08 05:47 AM
If you work with First Time Home Buyers in the state of New Jersey, be advised that the New Jersey Housing & Mortgage Finance Agency has taken the unprecedented step of increasing their rates for the second time in as many weeks.
Due to Wall Street market volatility that has increased the cost of mortgage revenue bonds NJHMFA's interest rates have been increased as follows effective immediately October 7, 2008:
First Time Home Buyer 30 Year Term
7.000% - First Mortgage with no Smart Start assistance
7.375% - First Mortgage with 2% Smart Start assistance
7.500% - First Mortgage … (0 comments)
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first time home buyer: Why Rent: Advantages of Home Ownership
- 09/22/08 03:28 AM
It's staggering when you think about the cost of living, especially if you're a renter and not a home owner. If you are currently paying $1,000 a month for rented housing, over the next three years your property management company will effectively have reaped $36,000 of your hard earned cash. In most cases, you know your rent will go up every year, even if you live in an area that has rent control regulations. You're paying the mortgage for the property owner, when you could be building equity in your own real estate investment.The tax deductions available to homeowners vary, … (0 comments)
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first time home buyer: HR 3221 - Tax Credit Provision FAQ
- 09/10/08 02:47 AM
Since the signing of HR 3221 on July 30th, there has been much discussion of just what this bill means. Anytime we are dealing with an 800 page document written by politicians and attorneys, there is going to be confusion. Much of the language in the bill is vague and open to some degree of interpretation. Because of this, I have been looking to other mortgage industry experts and leaders for answers.
One of the most intrguing and discussed aspects of this bill is the First Time Home Buyer Tax Credit. This provision allows for First Time Home Buyers to receive … (2 comments)
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first time home buyer: Is this Fannie Mae or Freddie Mac?
- 08/20/08 01:57 AM
I spent Monday evening at the apartment of a First Time Home Buyer going through her initial RESPA disclosures. My client is young and nervous. She read the paperwork more thoroughly than I have ever seen in my 5 years of originating mortgages. She obviously understands the magnitude of the transaction. As she carefully read each page that she was about to sign, she asked many of the same questions I have heard time and time again.
Quite a bit of my business involves working with First Time Home Buyers. They are typically not the largest deals, and usually involve more … (0 comments)
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