san diego real estate: Veteran Misconceptions about VA home loans - 02/02/14 11:11 PM
Veteran Misconceptions about VA home loans - For millions of Veterans the VA loan has made a difference in their lives. It allows eligible Veterans and active-duty service members with lower incomes and less than perfect credit to become responsible homeowners.
 
However, many veterans share that little information is provided to them about the VA Home Loan Guarantee during their active duty career. This may partially explain why only 10% of Veterans are currently using their eligibility. A combination of the following two factors may offer the other reasons why so few Veterans are taking advantage of their home loan … (0 comments)

san diego real estate: VA Loan Selling Points You Need to Know - 01/31/14 02:23 AM
VA loan selling points you need to know - With 22 million Veterans nationwide and only 1.9 million active VA loans, maybe real estate professionals need to do a better job of educating our Veterans about the benefits of the loan program.
 
When you see a Veteran you can simply ask "Are you missing the opportunity to buy a home?" The VA is one of the best loan products in the market today.
 
Did you know?
 
1. You can use your VA loan more than once.
2. You can have multiple VA home loans at the same time.
(0 comments)

san diego real estate: When Does A VA Home Loan Make Sense? - 01/29/14 11:14 PM
When does a VA home loan make sense? - If a Veteran falls into any one of these four categories, the VA is probably your best bet.
 
1. Any Zero Down Payment Buyer:
 
This applies to borrowers who have no or limited savings. Who have savings but wish to keep their money in the bank. Typically First Time Buyers or move up buyers. It's the same interest rate regardless of the downpayment.
 
2. High End Buyers:
 
VA buyers who need a jumbo loan, possibly as high as 1.5 million. Clients who have less than 20% down for a … (0 comments)

san diego real estate: Four benefits of a VA loan program? - 01/28/14 09:56 PM
How does VA compare to other loan programs? - VA is one of the best options out there for qualified veterans. No money down, easier qualification guidelines, flexibility and no mortgage insurance. The list goes on as to the many benefits of a VA home loan. Here are the four best benefits in comparison to other loan programs.
 
1. Zero down payment required - this clearly is the biggest feature because the borrower can purchase a home without having to put money towards a down payment. Over 80% of the veterans who use their VA home loan benefit put zero down to purchase. … (4 comments)

san diego real estate: Rising Home Prices in San Diego - 03/28/13 04:20 AM
  Rising Home Prices In San Diego - With the decline in our economy over the last several years many Americans still have valid concerns about purchasing a new home.  The best place to begin when purchasing a new home is to find out the trends of your real estate market—remember not all markets are equal.  While some markets are still struggling, there are many that are once again a solid financial investment.

If you are looking to purchase a home in Southern California take a look at the current trends of home prices in San Diego.  During the … (1 comments)

san diego real estate: Federal Reserve move to boost economy - a win for San Diego home buyers - 12/13/12 04:23 AM
Call Lorraine Santirosa 619-248-5484. Http://www.SanDiegoMilitaryRelocationExpert.com SAN DIEGO MILITARY HOMEBUYER SPECIALIST!
On Wednesday the Federal Reserve Chairman Ben Bernake made an unprecedented move to boost the economy. The FED chairman plans to drive down interest rates by: 1. Purchasing $40 Billion worth of mortgage bonds a month 2. Purchasing $45 billion worth of treasury bonds a month 3. Keeping interest rate at 0.25% What does this mean if you're looking to refinance your home or obtain a mortgage at a fixed rate? The already historic low interest rates are about to get lower. This is truly a great time to buy … (0 comments)

san diego real estate: VA Loan Facts for San Diego Military Home Buyers - 12/10/12 02:33 AM
Call Lorraine Santirosa 619-248-5484. Http://www.SanDiegoMilitaryRelocationExpert.com SAN DIEGO MILITARY HOMEBUYER SPECIALIST! What is a VA loan? - Veteran Administration (VA) Guaranteed loans are made by private lenders to eligible Veterans for the purchase or refinance of a home. It's important to know that the VA is not a bank. The VA does not loan the money, fund the loan, or service the loan. What the VA does is guarantee the loan by providing protection to the lender against loss if the Veteran fails to repay the loan. The VA loan began in 1944 through the original Servicemen's  Readjustment Act also known as … (0 comments)

san diego real estate: Smart Real Estate Investing for the New Market Rebound - 10/06/12 08:38 AM
Smart Real Estate Investing for the New Market Rebound - A new real estate boom appears to be taking root and spreading across the U.S., but is this really the investment opportunity of a lifetime or are we being set up for another exploding bubble? What Would Warren Buffett Do? Legendary investor Warren Buffett has been known to dominate the headlines and even made the cover of Time Magazine, so what's he talking about? Buffett's recent crusade has been focused on selling the benefits of real estate investing and pointing out an array of indicators which suggest a new, extended period … (1 comments)

san diego real estate: Homes for sale in 92119 - 04/30/12 06:08 AM
Find Homes For Sale in San Diego 92119. Search San Diego, California 92119 real estate, new listings for sale, foreclosures, new homes, short sales, school information and todays market trends for San Carlos. Featured Listing 3 bedroom, 2 bath, 2080 sq. ft. house located at 6811 Jackson Dr, San Diego, CA 92119 is selling for $420,000. MLS#120021332 Don't miss out on this charming San Carlos home!!!  Zipcode 92119. You'll love the spacious open floor plan that's perfect for a growing family. The centrally located kitchen is just right for entertaining, large gatherings and impressing your family. Enjoy a relaxing moment in … (0 comments)

 
Lorraine Santirosa, #1 San Diego Military Relocation Expert! (HomeSmart Realty West)

Lorraine Santirosa

#1 San Diego Military Relocation Expert!

San Diego, CA

More about me…

HomeSmart Realty West

Address: 8885 Rio San Diego Dr. #370, San Diego, CA, 92108

Office: (619) 248-5484

Mobile: (619) 248-5484

Your browser may not support iframes. Please contact embedhelp@retradio.com



Links

Archives

RSS 2.0 Feed for this blog