RJ Baxter | Denver Mortgage Lender

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Mortgage and Lending - Clear Path Home Loans - NMLS #395819, #2564260
I am a Denver Mortgage Lender licensed in AL, AZ, AR, CA, CO, FL, ID, IL, NE, SD, TN, TX, WA, WY. We are one of the top Denver Mortgage Teams and specialize in a high level of communication, follow up quickly with our clients and partners, and always meet contract deadlines. A former teacher, my philosophy is to educate my clients so they understand the loan process and can make informed decisions on the best options available for their long and short term financial goals. NMLS #395819, Intercap NMLS #190465 Equal Housing Lender

ARCHIVED BLOG POSTS

2010 

FHA Loan Limits Colorado FHA Loans continue to offer flexible underwriting standards and low rates to both home buyers and home owners looking to refinance.  However, there are FHA Loan Limits that can hinder some home buyers from obtaining FHA financing. FHA Loan Limits are set at a minimum of $...
02/24/2010
FHA Loans Denver Colorado First time home buyer?  Low down payment?  Credit problems in the past?  Then you may be able to buy a home with FHA financing.  FHA Loans offer more flexible underwriting standards than conventional mortgages and a lower down payment.  The program has traditionally been...
02/24/2010
Fannie Mae DU Refi Plus 125% Refinance Denver Colorado Owe more on your home than it's worth?  Want to refinance to take advantage of the low rates we are seeing right now?  Then the Fannie Mae DU Refi Plus 125% Refinance may be able to help you. Part of the government's Home Affordable Refinance...
02/22/2010
RJ Baxter First Mortgage Corp Market Update February 22, 2010 My latest market update has been published.  Please visit RJ Baxter First Mortgage Corp Market Update to read the report.  Bottom line- mortgage rates got hammered last week on hot PCI inflation numbers and positive economic data. CPI ...
02/22/2010
VA Mortgage Credit Requirements Denver Colorado If you are looking to buy a home or refinance using your VA Home Loan benefits, you may be wondering what the VA Mortgage Credit Requirements are.  I have written extensively about the VA Funding Fee and VA Home Loan Eligibility, but even if you hav...
02/19/2010
VA Funding Fee Denver Colorado VA Home Loans require that the borrower pay a VA Funding Fee.  What is a funding fee?  Simply put, the VA Funding Fee is a fee charged at closing to the borrower that helps insure the VA Mortgage.  The funding fee goes into a pool of funds that backs all VA insured ...
02/18/2010
First Time Home Buyer Mortgage in Denver Colorado Now is the best time in decades to seek a First Time Home Buyer Mortgage.  Not only are mortgage rates at all-time lows, but home values are also down.  Denver has been hit by declining values like most markets, and there are bargains to be had ri...
02/17/2010
One of my clients told me about an interesting website today, www.usdebtclock.org.  This is a very sobering website, so if you want to get depressed, take a look. It will be interesting to see what kind of effect this heavy US debt has on our future as a nation.  In the news this week has been Gr...
02/16/2010
Please check out my mortgage market update newsletter which has just been published for this week! RJ Baxter First Mortgage Corp Market Update
02/15/2010
Snagit I wrote an article last week about 10 of the best free software programs out there, and free is great, but this little program is well worth the $49.95 investment, so I had to get the word out. The program is called Snagit.  It allows you to capture a screen shot of a specified area on you...
02/12/2010
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RJ Baxter

303-670-0137
local_phone(303) 670-0137
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