They wrote what?

By
Services for Real Estate Pros with Auto & Home & Life Insurance throughout North Carolina

There's a bad habit I own, that of reading while eating.  Yesterday, I went with Jennifer to partake in a small feast that was our breakfast. 

After sitting down in front of a local version of a western omelet, my eyes pierced the parameters for any bit of written word I could find.  The only one available was The New York Post.  Personally, I think the paper pretty much sucks and the so-called writers/journalists who participate (from what I've read) contribute to my general feeling.  However, they are selling papers and those writers/journalists are making a coin, so who be I to fault them in what still remains a Capitalistic Society?

From page to page I turned to find something that was remotely interesting to read as I indulged in what happened to be one of the better breakfasts I've had on this planet.  I'll plug that small Bethlehem Diner in the near future...

And then there was a story and a passage of which that caught my eye faster than seeing Dustin Diamond running across the beach holding hands with a smitten Corey Haim. 

The following is that passage and ended that story:

"The Henrys settled on two lenders that made similar offers.  In the end, it came down to perks.  One offered frequent flyer miles for every $10,000 borrowed.

"That's what tipped the offer," says Henry.  "We're going to take a second honeymoon in Europe."  (Source: Thursday's New York Post Article, while I was eating a kick-ass breakfast)

Sounds ripe, doesn't it?  You can make up your own mind on what you think (if anything) about such a matter.  Sounds to me like somebody is quasi-indirectly paying for business, kind of like when you refer this person to that person and they pay for your cell phone bill, your car loan, your implants, and make a contribution to your potential alimony.  Mafioso gone Corporate, or Corporate already being a tad Mafioso?  Okay, maybe that's being a bit over the top ... or is it?

So, it has been decided that to improve my particular business, I will enhance the "perks" of doing business with me.

Every Mortgage Application that turns into a closed loan that I receive (in full)* before 2010 will result in yours truly giving the applicant a full back massage, a peek at my esteemed Baseball Card Collection, a unique insight into the Kennedy Assassination, and two samples of Aveda bar soap.  And if that's not enough, I'll tattoo your name on my ass if you fit the fit the bill.

Or, I guess I could earn business the boring way ... giving folks the best products I have and the best service that only I can provide.  But who wants that?  Dance with danger...

 

 

 

 

 

*  A full application entails you and I filling out a full 1003 Application, collecting all supporting documentation that is necessary, and taking blood and hair samples as we need them.  There is little in the way of a guarantee that you will qualify for said services, but it rarely hurts to ask.  Please visit appropriate guidelines and fine print to see if you qualify for such services.  Oh, come on, you have to love fine print.

 

 

Comments (23)

Ron Trzcinski, 410-935-5844
Century 21, The Real Estate Centre, 410-665-0200 Office - Nottingham, MD

Jason,

Good blog.  Yes, it seems that offering a quality product is just not enough for some people.  However, some perks just don't make sense.  Someone wants to buy a house and they need to get a loan to do it, so the lender offers them frequent flyer miles?

Nov 14, 2009 05:07 AM
Hannah Williams
HomeStarr Realty - Philadelphia, PA
Expertise NE Philadelphia & Bucks 215-820-3376

Jason..They could offer the moon..I stick with the mortgage Bankers who have given me service and have gotten me to the table on time consistently.....So how is Job hunting going???

HELPFULHANNAH your friend in Philadelphia

Nov 14, 2009 05:24 AM
Alan May
Jameson Sotheby's International Realty - Evanston, IL
A moving experience!

I dunno... it might be worth it to know that Jennifer is reading my name, when lookin' at yer ass.  I'll have to mull it over.

Nov 14, 2009 05:32 AM
Jennifer Monroe
Savvy + Company Real Estate - Charlotte, NC
Real Estate REALTOR®/Broker in Beautiful Charlotte
Cool! I finally know how to get that massage I've been begging you for.
Nov 14, 2009 05:40 AM
Alan May
Jameson Sotheby's International Realty - Evanston, IL
A moving experience!

you're making this lovely flower "beg" Jason?  Oh.......... my................... lord.

Nov 14, 2009 05:56 AM
Donne Knudsen
Los Angeles & Ventura Counties in CA - Simi Valley, CA
CalState Realty Services

Jason- This doesn't surprise me either.  I don't know what it looks like in your market but around here, the TARP kids have been pushing this crap all year.  There is also another humongous mortgage banker here that is actually giving away chances (the key word being a chance) at a trip to Hawaii for a closed loan.

BTW:  LOVE the song.  Hadn't heard it in awhile.  Hope all is well with you.  Have a great weekend. :)

Nov 14, 2009 06:19 AM
Susan Mangigian
RE/MAX Preferred, West Chester, PA, RS152252A - West Chester, PA
Chester & Delaware County Homes, Delaware and Ches

Jason, my neighbor just listed her home with a competitor because they told her that if she listed with them, bought the new condo with them, used their title company and their mortgage company they would take $200,000 off the price of the new condo they are selling her which is new construction and they are also listing.  Or so she says.  Who knows.

The massage sounds wonderful.  I haven't had one in years.  Tell the lovely Jenn I am still waiting to hear about our lunch.  I'm ready whenever she is.  xxoo

Nov 14, 2009 06:30 AM
Susie Blackmon
Ocala, FL
Ocala, Horses, Western Wear, Horse Farms, Marketing

Oh my goodness. Why am I not shocked?? There's so much crud out there now that I find myself much more interested in your restaurant write-up when it comes out. ;-)

Nov 14, 2009 06:57 AM
Lane Bailey
Century 21 Results Realty - Suwanee, GA
Realtor & Car Guy

Buying a little business is ok... but you have to back it up with the right service... 

Nov 14, 2009 11:49 AM
Cynthia Tilghman, Realtor® Onslow County NC Home Specialist
Kingsbridge Realty, Inc - Hubert, NC

Jason,
The only good thing I see here is that at least it's all out in the open--not done behind closed doors or under the table.

Nov 14, 2009 11:00 PM
Nevin Williams
Fairway Independent Mortgage Corporation - Cary, NC
Senior Mortgage Advisor

Jason- This may be one way to promote business but seriously, if the guy is gleaming about airline miles he's obviously such a tight ass you wouldn't want his business anyway. Would you want to attract these kinds of customers?   In the end he'd get what he wants, he'd eat up your time by being more work than a regular paying customer and you'd be lucky to make a $50 profit. 

Nov 15, 2009 02:36 AM
The Somers Team
The Somers Team at KW Philadelphia - Philadelphia, PA
Delivering Real Estate Happiness

Jason - Stephanie and I will be calling for our next purchase with all those perks !  They are some great ones !!

Nov 15, 2009 10:03 AM
Anonymous
Steve Bamberski

Jason- This one evoked so many possible responses that I decided to narrow it down. I wil be out Bethlehem way in the next few weeks and I need more info on that diner. As for that " job hunting thing "  that Hannah mentioned, I know a certain bank that would be very interested in hiring a professional of your caliber.

Nov 16, 2009 12:57 PM
#16
Celeste "SALLY" Cheeseman
Liberty Homes - Mililani, HI
(RA) AHWD CRS ePRO OAHU HAWAII REAL ESTATE

Well, I got my own deep tissue massage and acupunture today....so I'm good.

Now...onward ho....how's things going?

Nov 17, 2009 03:14 PM
David Monsour
Keller Williams Keystone Realty - Gettysburg, PA
ABR - www.realty-insights.com

Sardi,

As always worth the read.  It certainly sounds like buying business to me.  I have some baseball cards, perhaps we can trade some around after we close the loan?

Nov 19, 2009 08:49 AM
Debe Maxwell, CRS
www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310 - Charlotte, NC
The right Charlotte REALTOR!

Hi Jason!  Not sure that it's wrong but, it does seem a bit unethical!  I guess if developers can give away cars for a purchase, lenders can give frequent flyer miles!! 

Nov 19, 2009 02:47 PM
Not a real person
San Diego, CA

I'd be willing you can get a lot of new business if you'll just do away with the ass tattoo perk. LOL

Happy Thanksgiving from our house to yours!

Nov 23, 2009 01:45 PM
Russell Lewis
Realty Austin, Austin Texas Real Estate - Austin, TX
Broker,CLHMS,GRI

Oh...man...I remember awhile back a house was sold and the deciding point was the jaguar in the garage, not the animal but the Ford...OOPS! Weird what people will bite. I am with you though and still believe we should continue,

"giving folks the best products I have and the best service that only I can provide."

Nov 28, 2009 02:28 PM
Carla Muss-Jacobs, RETIRED
RETIRED / State License is Inactive - Portland, OR

If a real estate professional offered something like this we'd have all kinds of RESPA to answer for!

Dec 03, 2009 04:52 PM
Jo-Anne Smith
Oakville, ON

Jason.

I know of some people who use certain credit cards over others just so that they can get the airmiles...airmiles are very appealing to a lot of people and saavy business who have teamed up with providers seem to be doing well.

I personally never choose a business based on the airmiles they are offering.....and I'm glad to see you are offering something much more enduring than measly airmiles. ((-;

Jo

Dec 18, 2009 02:52 AM