This super cute, Ventura 2bd/2ba home, with an open floor plan, has new flooring, lots of windows and fully fenced yard with adorable front patio. There is also a detached office space in the back with it's own bathroom! Perfect for the young professional looking to buy their first home. This wonderful bungalow is off the Blvd. and a short drive from Main St. shopping, restaurants, entertainment, the pier and the beach.
The best part about this home in the city of Ventura? This incredible home is eligible for 100% financing through the USDA loan program. For appox. $1,300 (PITI) a month, you could own this little piece of old town Buenaventura, which is actually less than what you would pay for a dinky, 2bd/1ba apartment in this same area. This wonderful home is definitely the best bang for your buck here in Ventura county.
The USDA Rural Guaranteed program extends 100% financing opportunities to help low-medium income residents purchase homes with no down payment required and no monthly mortgage insurance. This program is only available in designated USDA eligible areas. The USDA eligible areas for Ventura County are as follows:
Ventura County: The areas surrounding Highway 126 as well as the areas surrounding Highway 33 north of Highway 126.
Eligible Cities Include: Oak View, Mira Monte, Meiners Oak, Ojai, Fillmore, Piru and some parts of Santa Paula and Ventura
Today's real estate market can be really scary, which is why it's important to get as much information as possible before starting your search. Finding out more about affordable home loan options and getting pre-approved is an absolute must. The pre-approval process is not a simple process and it's because it can get really complicated and convoluted, that borrowers today need affordable loan options that are best suited for their own needs.
That's what I'm here for and I would love to be able to assist you in your search for an affordable home loan here in Ventura County. Applications for this program can only be submitted by approved lenders, for more information on the USDA Rural program guidelines and eligibility, please feel free to contact me, Donne Knudsen at donne4loans@earthlink.net or at 805.5278554.
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