Guess Who is Getting COAL Today?

Reblogger Marnie Matarese
Real Estate Agent with DWELL REAL ESTATE BK3105105

What a great sense of humor about a situation we seem to face every day in our world of realty.  Read it and laugh and I am forwarding it on to about seven pesky lenders who got us to the closing kicking and screaming the whole way.  If they don't want to lend the money, why do they keep advertising that they do?  Merry Christmas to all of you and I wish you the best in 2012!

Original content by Patricia Feager, MBA, CRS, GRI,MRP 0506509

Santa is very, very upset! He is currently working on a refinance that was set to close and the lender added conditions… As he stated to a very reliable source, "He has had it up to his red cherry nose with conditions."


The ELVES have refused to return phone calls to verify employment as they expressed this is just too busy of a time to call anyone.


He can’t sign his loan documents in time to make his lock as he will be leaving on an extended vacation starting 12/24.


The lender is asking for proof that Santa has not taken out any new loans on his Sleigh.


The lender is requiring proof that Mrs. Clause has been in the cookie business for more than 2 years.


When the Social Security Verification form was sent off the information came back stating Santa Did not Exist.


Due to a lack of Comps in the area and the Rural property the lender is requiring a second appraisal.


The copy of Santa’s Photo ID cannot be verified as there are too many imposters around to prove it is him.


The lender has required us to count the expense for Reindeer food and maintenance in Santa’s Debt to income ratio calling it “cost of doing   business.”


Santa has refused to sign the AKA statement as it is about 4 pages long listing this such as Kris Cringle, Father of Christmas, Jolly old man, Mr. Clause, Old Saint Nick, etc…..


Apparently the lender is trying call Mr. Claus’s work “SEASONAL” and they want to verify if he collects unemployment on the off season.


Guess who is getting COAL in their stockings today?  


Patricia Feager, MBA

Patricia Feager Sells Flower Mound - TX
"The Little REALTOR That Could"
Keller Williams Realty
2611 Cross Timbers Road
Flower Mound, TX 75028
Direct: (469) 449-9858
FAX: (972) 350-8525




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Chiara Petro
eXp Realty - Angie Cody Team - Knoxville, TN
Your KEY to Home Sweet Home - Knoxville TN

Too funny, Marnie! A very Merry Christmas to you and yours.

Dec 25, 2011 12:36 AM #1
Edward & Celia Maddox
The Celtic Connection Realty - Queen Creek, AZ

Funny but so true.  Thanks for sharing and Merry Christmas.

Dec 25, 2011 12:48 AM #2
Mike Schneider
10 YRS with Active Rain ! - Lake in the Hills, IL

Funny and sooo true! Happy Holidays...and continued success in 2012.  Mike in Chicago!

Dec 25, 2011 12:50 AM #3
The Keith Kropp and Wayne Rogers Team
Atchley Properties - Sarasota, FL
Keeping The Focus On You!

This is so funny it could make you cry.  I'm sure many have this past couple of years!  One day at a time, this too shall pass.  Hang in there, Santa!

Dec 25, 2011 12:57 AM #4
Roy Kelley
Realty Group Referrals - Gaithersburg, MD


Merry Christmas!

Your friends in Maryland, Roy and Dolores Kelley

Longwood Gardens Christmas Tree IMG_2211

Photographs by Roy Kelley.  Canon PowerShot G11 camera.
Roy and Dolores Kelley Photographs


Dec 25, 2011 12:58 AM #5
Chuck Carstensen
RE/MAX Results - Elk River, MN
Minnesota Real Estate Expert

Santa probably would have a hard time refinancing.  He only works a few days a year and they dont like the seasonal income.

Dec 25, 2011 01:16 AM #6
Brian England
Arizona Focus Realty - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

Very funny story, thanks for re-posting.  I think the banks definitely deserve coal.

Dec 25, 2011 01:30 AM #7
Patricia Feager, MBA, CRS, GRI,MRP
Selling Homes Changing Lives


Thanks for the re-blog. I wish you the best Christmas and a wonderful New Year with lots of closings!


Dec 25, 2011 01:32 AM #8
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Marnie Matarese

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