Incredible El Granada Views

Glen, Good luck with your listing. Here is some info that can help with your buyers:

Golden1 Credit Union Loan Programs

Direct Lender with Conventional, Jumbo, Portfolio & HELOC loan programs and we service our loans.

2 years from a short sale, 2 years from a bankruptcy, 3 years from a foreclosure, Conforming & Jumbo at a great rate

This standard guideline applies up to 80% LTV and no Extenuating Circumstances letter needed as a determining factor. Loan can be approved no matter what the DU findings. Refer, Approve/Ineligible, EA I, II or III findings are all acceptable. Conf. 620c.s. Jumbo 680c.s.

No pricing adjustments are applied due to derogatory credit for these situations. Pricing will solely be based on FICO score with some of the most competitive rates in the industry.

This program can also go to higher LTV’s with MI approval.

80-10-10 program with no MI

·         Down payment of 10%, min 680c.s.

·         1^st mortgage at 80% of purchase price with loan amount up to $1,000,000

·         Home Equity Line with Golden 1 at 10% of purchase price

95% LTV Jumbo – up to $850,000 FICO 700+

90% LTV Jumbo – up to $850,000 (or up to $1,000,000 by exception) FICO 700+

85% LTV Jumbo – up to $1,000,000 (or up to $1,500,000 by exception) FICO 740+

80% LTV Jumbo – up to $1,000,000 with 680+ FICO

75% LTV Jumbo – up to $1,300,000 with 680+ FICO

70% LTV Jumbo – up to $1,500,000 with 680+ FICO

30 or 15 year fixed, 5/1, 7/1, 10/1 ARM loan programs available

97% conforming min. 680c.s.

Feel free to contact me anytime if I can be of any help to you or your clients.

Regards

Tony Buelna | Home Loan Advisor

Golden 1 Credit Union

NMLS #881987

M  (714) 640-9026

E  abuelna@golden1.com