WHY HELPING DISTRESS HOMEOWNERS IS SO IMPORTANT TO ME!
I have been selling real estate 29 years now, and at a higher level than most. I have been blessed to represent many many clients, sell hundreds and hundreds of home. I am asked often why we reach out to help homeowners that may be experiencing a hardship? The market has changed; there are no more short sales, no more families needing assistance. The market is better than ever! ARE YOU KIDDING ME?
The reason is simple. I believe in the GOOD in people and I understand PEOPLE ARE NOT ALWAYS THE PROBLEM. The banks make mistakes, the banks BULLY, the banks DO NOT CARE. I experienced this personally with a couple of properties of my own (one of the lenders was sued in a class action, the other probably will be soon). I experienced this with good friends, good clients and MY MOM AND DAD! You see when people come to me with “stories” unlike some other real estate people I LISTEN and not just HEAR because I KNOW there is a strong possibility the client’s intention was true and the “stories” they have are not far-fetched. I have personally been there. That is why I believe in people. I understand what is actually happening. I was speaking to a bank representative once helping a family and was informed by the bank rep that it was the banks position to “punish” the homeowner for not making payments and making sure they inflicted “pain” on the homeowner! These are the reasons we help homeowners that are in distress.
Let’s start with the fact that in some areas I service there are more active homes available for sale today than there were 12 months ago. Is this a crisis? No it is not because we are still well below inventory levels of a more “stable” market from past trends and facts. Prices are up 25% to 30% in certain areas over the last 18 months. Interest rates are competitive, BUT sooner or later will rise. When that happens you have higher prices, higher interest rates and more homes for sale. That adds up to LESS people that can afford to purchase. It also means with more homes for sale, buyers do have choices and do not necessarily need to make a decision so quickly. It also means there are plenty of homeowners currently for sale that if they do not get the price they are asking OR close to it, may owe more on their home than it would sell so they would be considered a short sale. Some people are BARELY be able to afford their property and could be in trouble with ANY financial hiccup. There are home prices being reduced. If you want someone to look at your situation give us a call. If this is you reach out to us ASAP www.elginandpilartalkrealestate.com or immediate appointment
Elgin Walker
Keller Williams Vip Properties 661.290.3781
BRE# 00994498
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